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Small Business Bank Accounts | TD Canada Trust

Small Business Bank Accounts | TD Canada Trust Skip to main content Personal Small BusinessSelected Commercial Investing TD Asset Management About TD Search Find Us Help Canada Selected country United States English Select language Français 简体中文 繁體中文 My Accounts TD Business Central™ TD Merchant Insights EasyWeb Web Business Banking WebBroker U.S. Banking TDFX Online Services TD Business Central TD Merchant Insights EasyWeb Web Business Banking WebBroker U.S. Banking TDFX Logout Accounts Go Back Accounts Close

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Business Accounts

Accounts overview Explore all accounts TD Business Digital Account TD Business Essential Account TD Unlimited Business Account TD Business Basic Account TD Community Account U.S. Dollar TD Business Basic Account TD Business Savings Account TD AgriInvest Account

Resources and Tools 

Explore all resources and tools Account Discovery Profit Increase Calculator Cheque Deposit Solutions TD Cashflow Calculator Small Business Resource Centre

Book an appointment

Complete your information to have a TD Small Business Banking Specialist contact you.

Book now

Earn up to $700*

Start by opening a new eligible TD Small Business Banking Chequing Accounts. *Conditions apply

View offer

Already have a TD Business Account?

Log in to get started with your business banking.

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Explore all credit cards Compare TD credit cards TD Business Travel Visa* Card TD Aeroplan Visa* Business Card TD Business Cash Back Visa* Card TD Business Select Rate Visa* Card

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TD Visa Cheques & Visa SavingsEdge Program Add Additional Cardholders TD Fraud Alerts Earn 50% More Stars TD Rewards Points Automatically Pay Bills

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TD Visa* Mobile Alerts Service Pre-authorized Payments TD Card Management Tool

Book an appointment

Speak with a TD Business Banking Specialist.

Book now

Earn up to 180,000 TD Rewards Points

TD Business Travel Visa* Card. Conditions apply.

Learn more

Up to 60,000 Aeroplan® points

Could be yours with TD® Aeroplan® Visa* Business Card. Conditions apply.

Learn more

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Lending

Explore Short-Term Solutions Explore Medium- to Long-Term Solutions Canada Small Business Financing Loan (CSBFL) Canada Small Business Financing Line of Credit (CSB LOC) Business Accelerator Loan Program (BALP) TD Business Mortgage TD Business Overdraft Protection

Services and Resources

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Speak with a TD Business Banking Specialist

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Making and receiving payments

Explore all solutions Receiving Payments Making Payments

Resources and Tools

Explore all resources and tools Cash Flow Calculator Profit Increase Calculator Currency converter and live exchange rates

Features

Interac e-Transfer® Online Bill Payments Direct Deposit Wire Payments Payroll TD Mobile Deposits

Get up to $300*

When you incorporate a business or register a business name—then open a TD Small Business Chequing Account. *Conditions apply.

View offer

Book an Appointment

Fill in your information to have a TD Small Business Banking Specialist contact you.

Book now

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Meet with an Account Manager in person at the branch closest to you.

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Explore all solutions Agriculture Business Professionals Franchise Healthcare Professionals Tech/Innovation

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Book an Appointment

Fill in your information to have a TD Small Business Banking Specialist contact you.

Book now

Get up to $300*

When you incorporate a business or register a business name and then open a TD Small Business Chequing Account. Offer ends April 30, 2027. *Conditions apply.

View offer

Learn Go Back Learn Close

Business Stages

Starting Your Business Business Registration Growing Your Business Managing Your Business Business Succession

Articles

Advice Hub Top Considerations When Starting a New Business How To Finance Your New Business Idea Four Strategies To Grow Your Existing Business Steps You Can Take to Help Prevent Fraud

Book an appointment

Fill in your information to have a TD Small Business Specialist contact you

Book now

Get up to $300*

When you incorporate a business or register a business name—then open a TD Small Business Chequing Account. *Conditions apply.

View offer

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Notice of Account and Fee Changes for Business Banking Clients effective March 16, 2026. Learn more

Earn up to $700* 

Start by opening a new eligible TD Small Business Banking Chequing Account.
*Conditions apply

View Offer Ready to open an account?

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Ready to open an account?

A TD Business Banking Specialist is ready for you.

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A TD Business Banking Specialist is ready for you.

Book appointment","xdm:linkURL":"http://td.zhutiblog.com/com/ca/en/business-banking/book-appointment#/appointment-type?topicid=BNK07"}}" data-link-text="Book appointment"> Book appointment Featured business accounts Here are 3 of our Small Business Chequing Accounts

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Here are 3 of our Small Business Chequing Accounts

Special Offer TD Business Digital Account Limited Time Offer. Earn up to $400 in value. A convenient account designed for businesses that prefer to bank through self-serve channels like the TD App, EasyWeb® or TD ATM. $6 Monthly Account Fee  Unlimited Electronic Transactions1  Unlimited Deposit Items2 per month  10 Interac® e-Transfers3 included per month   No Transaction Fee on Point of Sale (POS) deposits credited to your account8

View details

Book appointment Compare Special Offer TD Business Essential Account Limited Time Offer. Earn up to $700 in value. A convenient and flexible way to manage money, online or in person. $35 Monthly Account Fee  Monthly Account Fee rebated5 when you hold a Daily Minimum Balance of $45,000 throughout the month  40 Transactions included per month4  50 Deposit Items included per month2   10 Interac® e-Transfers3 included per month   Cash deposits7 of $5,000 included per month  No Transaction Fee on Point of Sale (POS) deposits credited to your account8

View details

Book appointment Compare Special Offer TD Business Unlimited Account Limited Time Offer. Earn up to $700 in value. A premium account that offers unlimited Transactions, Deposit Items and Interac® e-Transfers, plus the convenience of banking through multiple channels. $125 Monthly Account Fee  Monthly Account Fee rebated5 when you hold a Daily Minimum Balance of $65,000 throughout the month  Unlimited Transactions included per month4  Unlimited Deposit Items included per month2  Unlimited Interac® e-Transfers3 included per month   Cash deposits7 of $25,000 included per month $149 Annual Fee rebate6 for the TD® Aeroplan® Visa* Business Card or TD Business Travel Visa Card No Transaction Fee on Point of Sale (POS) deposits credited to your account8

View details

Book appointment Compare TD Small Business Bank Accounts are built to help you manage your money with ease. With a range of options, you can choose an account that works for you and your business.

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TD Small Business Bank Accounts are built to help you manage your money with ease. With a range of options, you can choose an account that works for you and your business.

See all accounts For details about the features of our Small Business Banking deposit accounts and plans, related services available, plus applicable rates and fees select the
\r\nSmall Business Accounts Service Plans and Related Products document.

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For details about the features of our Small Business Banking deposit accounts and plans, related services available, plus applicable rates and fees select the
Small Business Accounts Service Plans and Related Products document.

How to open a TD Small Business Bank Account 1

Collect your documents

Depending on the way you’ve structured your business, the documents you’ll need will vary. 

Haven’t yet incorporated or registered a business name?

Visit our Business Registration page.

2

Choose an account type

Use our simple comparison tool to find an account that best suits your needs.

3

Book an appointment

Schedule a virtual meeting with a TD Small Business Banking Specialist.

Ready to open your TD Business Account?\r\n"}}" id="text-88d5305e97" class="cmp-text"> Ready to open your TD Business Account? Depending on the way you’ve structured your business, the documents you’ll need will vary. To get started, select your business type.

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Depending on the way you’ve structured your business, the documents you’ll need will vary. To get started, select your business type.

Sole proprietorship \r\nCertificate of Business Registration\r\nTrade Name Registration (if applicable)\r\nOne piece of original and valid government issued photo identification\r\n\r\n

Or one document from each of the following categories

\r\n"}}" id="text-10ab5c6f55" class="cmp-text"> Certificate of Business Registration Trade Name Registration (if applicable) One piece of original and valid government issued photo identification

Or one document from each of the following categories

Corporation \r\nArticles of Incorporation \r\nCertificate of Business Registration\r\nTrade Name Registration (if applicable)\r\nIf your organization solicits donations from the public, Canada Revenue Agency registration business number is required  \r\nDirector Information, required for each director of the business\r\nName, address, occupation including employer name and address \r\nOwnership Information, including full ownership structure with names and addresses\r\n\r\n\r\nConfirmation of business address, i.e., utility or property tax bill\r\nFor each signing authority, one piece of original and valid government issued photo identification\r\n\r\n

Or one document from each of the following two categories

\r\n"}}" id="text-c02f1d7a29" class="cmp-text"> Articles of Incorporation  Certificate of Business Registration Trade Name Registration (if applicable) If your organization solicits donations from the public, Canada Revenue Agency registration business number is required   Director Information, required for each director of the business Name, address, occupation including employer name and address  Ownership Information, including full ownership structure with names and addresses Confirmation of business address, i.e., utility or property tax bill For each signing authority, one piece of original and valid government issued photo identification

Or one document from each of the following two categories

Partnership \r\nPartnership Agreement\r\nCertificate of Business Registration (if applicable)\r\nTrade Name Registration (if applicable) \r\nPartnership/ownership information, including full ownership structure with names, addresses, occupations including employer names and addresses\r\nConfirmation of business address, i.e., utility or property tax bill\r\nFor each signing authority, name, address, occupation including employer name and address plus one piece of original and valid government issued photo identification\r\n\r\n

Or one document from each of the following two categories

\r\n"}}" id="text-b56c426866" class="cmp-text"> Partnership Agreement Certificate of Business Registration (if applicable) Trade Name Registration (if applicable)  Partnership/ownership information, including full ownership structure with names, addresses, occupations including employer names and addresses Confirmation of business address, i.e., utility or property tax bill For each signing authority, name, address, occupation including employer name and address plus one piece of original and valid government issued photo identification

Or one document from each of the following two categories

Association \r\nArticles of Association (if applicable)\r\nLetter of larger association, authorizing the opening and operation of the account (if applicable; typically applies to sports teams or community associations)  \r\nIf your organization solicits donations from the public, Canada Revenue Agency registration business number is required  \r\nConfirmation of business address, i.e., utility or property tax bill, or letterhead from your larger association\r\nFor each signing authority, one piece of original and valid government issued photo identification\r\n\r\n

Or one document from each of the following two categories

\r\n"}}" id="text-2f308281be" class="cmp-text"> Articles of Association (if applicable) Letter of larger association, authorizing the opening and operation of the account (if applicable; typically applies to sports teams or community associations)   If your organization solicits donations from the public, Canada Revenue Agency registration business number is required   Confirmation of business address, i.e., utility or property tax bill, or letterhead from your larger association For each signing authority, one piece of original and valid government issued photo identification

Or one document from each of the following two categories

Frequently asked questions Do I need a business banking account? If you’re operating a business, we require you to open a business account.

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If you’re operating a business, we require you to open a business account.

What are the benefits of opening a business account? When operating a business, opening a business bank account has many benefits. By separating your personal and business banking, you can manage your finances more easily by tracking your income, expenses, and cash flow. You can also save time with tax filing, as it’s quicker to gather the financial information and transactions you need to file your business taxes.

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When operating a business, opening a business bank account has many benefits. By separating your personal and business banking, you can manage your finances more easily by tracking your income, expenses, and cash flow. You can also save time with tax filing, as it’s quicker to gather the financial information and transactions you need to file your business taxes.

What do I need to open a business bank account? Depending on the way you’ve structured your business, the documents you’ll need will vary. For details, you can refer to How to Open a Business Account.

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Depending on the way you’ve structured your business, the documents you’ll need will vary. For details, you can refer to How to Open a Business Account.

Can a small business have two bank accounts? Yes, you can have more than one bank account. Our dedicated business advisors can help answer any questions based on your needs.

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Yes, you can have more than one bank account. Our dedicated business advisors can help answer any questions based on your needs.

What type of business account should I pick if I prefer online banking? Our TD Business Digital Account may be a great fit for your business needs, as it provides you unlimited Electronic Transactions1, unlimited Deposit Items2 and 10 included Interac® e-Transfers3 per month.

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Our TD Business Digital Account may be a great fit for your business needs, as it provides you unlimited Electronic Transactions1, unlimited Deposit Items2 and 10 included Interac® e-Transfers3 per month.

How do I open a bank account? Your time is valuable. That’s why we’ve dedicated TD Business Banking Specialists to help you complete the account opening process remotely by phone.

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For more information, select How to Open a Business Account.

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Your time is valuable. That’s why we’ve dedicated TD Business Banking Specialists to help you complete the account opening process remotely by phone.

For more information, select How to Open a Business Account.

How much do I need to open a business bank account? There's no initial minimum deposit needed to open a TD business account.

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There's no initial minimum deposit needed to open a TD business account.

Can I open a business bank account online? We currently do not have an option to open an account online. We have dedicated TD Business Banking Specialists to help you complete the account opening process remotely by phone.

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We currently do not have an option to open an account online. We have dedicated TD Business Banking Specialists to help you complete the account opening process remotely by phone.

What small business bank account is right for me? We have several business bank accounts available to meet the unique needs of your business. When choosing, consider the frequency and type of transactions and the balance you expect to maintain.

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You can use the Account Comparison Tool to navigate options or book an appointment with a TD Business Banking Specialist.

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We have several business bank accounts available to meet the unique needs of your business. When choosing, consider the frequency and type of transactions and the balance you expect to maintain.

You can use the Account Comparison Tool to navigate options or book an appointment with a TD Business Banking Specialist.

Business banking products and services Lending

Whether you're looking to start, grow, or manage your business, TD small business lending solutions include overdraft protection, business credit cards, loans and lines of credit.

Merchant Solutions

Benefit from debit and credit card payment processing online, in-person, or on the go. It’s easy to accept payments with Canada's trusted payment processor.

Cash Management

Manage your cash flow by enabling your customers to pay the way they want, process and collect payments quickly, and pay bills and invoices efficiently.

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Legal

We’re ready to help you Book an appointment

Fill in your information to have a TD Small Business Banking Specialist contact you.

Book now Call us

Speak with the TD Small Business Banking Advice Centre to discuss your needs.

1-800-450-7318 1-800-450-7318

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66 Wellington Street West, Toronto, ON M5K 1A2

See you in a bit\r\n"}}" id="text-fdbcf28c2d" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.

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Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

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TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

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Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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1Electronic Transactions are Transactions that are not Assisted Transactions and include Transactions performed through self-serve channels such as TD App, EasyWeb® TD ATM or EasyLine automated telephone banking. Electronic Transactions exclude Express Deposits. 

2 If you have Deposit Items included as part of your account, this means the Deposit Item Fee will not be charged, up to the number of Deposit Items included as part of your account.

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Deposit Items are cheques (including cheque images deposited through TD Remote Deposit Capture and excluding cheque images deposited through TD Mobile Deposit), money orders, drafts and all other clearing items. 

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For the TD Business Digital Account, where you deposit a Deposit Item through an assisted channel, an Assisted Transaction Fee will be charged (up to 250 Deposit Items is one Assisted Transaction).

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2 If you have Deposit Items included as part of your account, this means the Deposit Item Fee will not be charged, up to the number of Deposit Items included as part of your account.

Deposit Items are cheques (including cheque images deposited through TD Remote Deposit Capture and excluding cheque images deposited through TD Mobile Deposit), money orders, drafts and all other clearing items. 

For the TD Business Digital Account, where you deposit a Deposit Item through an assisted channel, an Assisted Transaction Fee will be charged (up to 250 Deposit Items is one Assisted Transaction).

3If you have included Interac® e-Transfers as part of your account, this means the Interac® e-Transfer Fee is not charged when you send money or request money (if the request is accepted) up to the number of Interac® e-Transfers included as part of your account. The standard Interac® e-Transfer Fee will be charged each time you send money or request money (and the request is accepted), after you have exceeded the included number of Interac® e-Transfers per month for your account.

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3If you have included Interac® e-Transfers as part of your account, this means the Interac® e-Transfer Fee is not charged when you send money or request money (if the request is accepted) up to the number of Interac® e-Transfers included as part of your account. The standard Interac® e-Transfer Fee will be charged each time you send money or request money (and the request is accepted), after you have exceeded the included number of Interac® e-Transfers per month for your account.

4 If you have included Transactions as part of your account, this means that the Transaction Fee will not be charged when you complete a Transaction, up to the number of Transactions included as part of your account. The standard Transaction Fee will be charged for each Transaction, after you have exceeded the included number of Transactions per month for your account.

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Transaction means a withdrawal, debit, transfer or bill payment from your TD Business Banking account or a deposit, credit, transfer or bill payment to your TD Business Banking account. Where a deposit at a TD Canada Trust branch contains multiple Deposit Items (cheques, money orders, drafts, and all other clearing items), up to 250 such items are one Transaction. A Transaction Fee will not be charged for (a) any debit or credit Point-of-Sale Terminal deposits that are electronically credited to a TD Canada Trust Small Business Banking Chequing Account and/or (b) cheque deposits through TD Mobile Deposit. In addition to Transaction Fees, additional charges or fee types may apply to a Transaction including without limitation, Interac® e-Transfer Fee, Deposit Item Fee, Cash Deposit Fee and other Service Fees listed in the Small Business Accounts Service Plans and Related Products document where applicable.

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4 If you have included Transactions as part of your account, this means that the Transaction Fee will not be charged when you complete a Transaction, up to the number of Transactions included as part of your account. The standard Transaction Fee will be charged for each Transaction, after you have exceeded the included number of Transactions per month for your account.

Transaction means a withdrawal, debit, transfer or bill payment from your TD Business Banking account or a deposit, credit, transfer or bill payment to your TD Business Banking account. Where a deposit at a TD Canada Trust branch contains multiple Deposit Items (cheques, money orders, drafts, and all other clearing items), up to 250 such items are one Transaction. A Transaction Fee will not be charged for (a) any debit or credit Point-of-Sale Terminal deposits that are electronically credited to a TD Canada Trust Small Business Banking Chequing Account and/or (b) cheque deposits through TD Mobile Deposit. In addition to Transaction Fees, additional charges or fee types may apply to a Transaction including without limitation, Interac® e-Transfer Fee, Deposit Item Fee, Cash Deposit Fee and other Service Fees listed in the Small Business Accounts Service Plans and Related Products document where applicable.

5Monthly Account Fee will be rebated at the end of the billing month (if eligible). To be eligible for the rebated fee, your end-of-day account balance each day of the billing month must be equal to or greater than the Daily Minimum Balance required for your plan or account type.

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5Monthly Account Fee will be rebated at the end of the billing month (if eligible). To be eligible for the rebated fee, your end-of-day account balance each day of the billing month must be equal to or greater than the Daily Minimum Balance required for your plan or account type.

6 $149, as a rebate of the $149 Annual Fee (the “Rebate”), applies only to the Credit Card account opened for the TD Business Travel Card or TD Aeroplan Business Card with the Annual Fee of $149 issued in the name of the business (the “Credit Card Account”). The Rebate applies each year that the Credit Card Account and the TD Business Unlimited Account (the "Chequing Account") remain open and in good standing. The Rebate will apply to only one Credit Card Account and does not apply to any additional TD Business Travel Cards or TD Aeroplan Business Cards issued in the name of the same business. We reserve the right to limit the number of Credit Card Accounts and Chequing Accounts opened by any business. The Annual Fee will be rebated within 2 monthly statements from the date of the charge. Other conditions may apply.

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6 $149, as a rebate of the $149 Annual Fee (the “Rebate”), applies only to the Credit Card account opened for the TD Business Travel Card or TD Aeroplan Business Card with the Annual Fee of $149 issued in the name of the business (the “Credit Card Account”). The Rebate applies each year that the Credit Card Account and the TD Business Unlimited Account (the "Chequing Account") remain open and in good standing. The Rebate will apply to only one Credit Card Account and does not apply to any additional TD Business Travel Cards or TD Aeroplan Business Cards issued in the name of the same business. We reserve the right to limit the number of Credit Card Accounts and Chequing Accounts opened by any business. The Annual Fee will be rebated within 2 monthly statements from the date of the charge. Other conditions may apply.

7Cash Deposits are paper currency and coins, rounded to the nearest dollar. The Cash Deposit Fee is charged after the Cash Deposit amount included as part of your account has been reached. The Cash Deposit Fee for the TD Business Digital Account is calculated as Cash deposit amount * 5/1,000. All other Business Banking deposit accounts are calculated as Cash deposit amount * 2.50/1,000

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7Cash Deposits are paper currency and coins, rounded to the nearest dollar. The Cash Deposit Fee is charged after the Cash Deposit amount included as part of your account has been reached. The Cash Deposit Fee for the TD Business Digital Account is calculated as Cash deposit amount * 5/1,000. All other Business Banking deposit accounts are calculated as Cash deposit amount * 2.50/1,000

8 Debit and credit card deposits credited to your account, as a result of activity through your POS terminal, are not chargeable Transactions (i.e., not subject to a Transaction Fee as described in the Small Business Accounts Service Plans and Related Products document).

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8 Debit and credit card deposits credited to your account, as a result of activity through your POS terminal, are not chargeable Transactions (i.e., not subject to a Transaction Fee as described in the Small Business Accounts Service Plans and Related Products document).

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

® Aeroplan is a registered trade-mark of Aeroplan Inc., used under license.

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® Aeroplan is a registered trade-mark of Aeroplan Inc., used under license.

* Trademark of Visa Int., used under license.

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* Trademark of Visa Int., used under license.

Calculation of the $900 Cash Offer

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§Up to $900 in value is calculated as follows: Offer 1) $200 for TD business plans Every Day A, B, C or $400 Cash for Unlimited Business Plan + Offer 2) $500 Cash = $900 total cash value.

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The Offer Details

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To be eligible for this offer, you must be a new TD Small Business Chequing customer and open a TD Everyday A, B, C or Unlimited Chequing Account between June 6th , 2024 and September 30th, 2024.

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Offer 1) Earn $200 when you open a TD Every Day A, B, C business plan or earn $400 when you open a TD Unlimited Business Plan, and complete the qualifying criteria in accordance with Offer 1 below within 90 days of account opening.

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Offer 2) Earn $500 cash when you apply and are approved for a new TD Merchant Solutions account with a minimum three-year contract term and process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution within 90 days from the date the new business chequing account was opened and meet the qualifying criteria as set out in accordance with Offer 2 below.

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Terms and Conditions
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\r\n\r\nTo be considered a "new TD Small Business Chequing customer", you must not have an existing TD Small Business Chequing account.\r\nYou are not eligible for the Offers if (i) on the date you open a Business Chequing Account, you have an existing Business Chequing Account, or (ii) you had a Business Chequing Account that was closed on or after June 6, 2024. \r\nThe cash will be deposited to the new Chequing Account no later than 180 days from account opening, provided that the new Business Chequing Account is in good standing, with all conditions continuing to be met.\r\nThe monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance. The offer cannot be combined with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted.\r\nWe can change, extend or withdraw the Offer, or any portion of it, at any time without notice.\r\n\r\n

1Offer 1: $200 or 400 cash Online Bill Payment, Pre-Authorized Debit, and Direct Deposit Terms and Conditions:

\r\n\r\nEarn  $200: open a TD Every Day A, B or C chequing account between June 6, 2024 and September 30, 2024
\r\nEarn $400: open an Unlimited Business chequing account between June 6, 2024 and September 30, 2024\r\nComplete any two of the following with the New Chequing Account:\r\nMake an Online Bill Payment through EasyWeb or the TD app within 90 days of account opening\r\nSet up a Recurring Pre-Authorized Debit with the first Pre-Authorized Debit posted to the new Business Chequing account within 90 days of account opening. The recurrence of the pre-authorized debit must occur either weekly, biweekly, monthly, or semi-monthly\r\nSet up a Recurring Direct Deposit with the first deposit posted to the new Business Chequing account within 90 days of account opening. The recurrence of the direct deposit credit must be weekly, biweekly, monthly, or semi-monthly\r\n\r\n\r\n\r\n

2Offer 2: $500 Cash TD Merchant Solutions (TDMS) Terms and Conditions:

\r\n\r\nOpen a TD Every Day A, B, C or Unlimited business chequing account between June 6th, 2024 – September 30th, 2024\r\nApply and be approved for a new TD Merchant Solutions account with a minimum three-year contract term and process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution within 90 days from the date the new business chequing account was opened.  \r\nTDMS offer is subject to approval of the application by TD.\r\nTDMS offer cannot be combined with other TDMS campaigns, offers or payouts. TD Mobile, temporary, seasonal and national accounts are not eligible.\r\nIf you improperly terminate the TD Merchant Solutions agreement before the initial three-year term is completed, you will be liable for paying the deactivation fee as shown on the TDMS fee schedule in addition to any other rights or remedies TD may have. \r\n\r\n\r\n\r\n

® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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Calculation of the $900 Cash Offer

§Up to $900 in value is calculated as follows: Offer 1) $200 for TD business plans Every Day A, B, C or $400 Cash for Unlimited Business Plan + Offer 2) $500 Cash = $900 total cash value.

The Offer Details

To be eligible for this offer, you must be a new TD Small Business Chequing customer and open a TD Everyday A, B, C or Unlimited Chequing Account between June 6th , 2024 and September 30th, 2024.

Offer 1) Earn $200 when you open a TD Every Day A, B, C business plan or earn $400 when you open a TD Unlimited Business Plan, and complete the qualifying criteria in accordance with Offer 1 below within 90 days of account opening.

Offer 2) Earn $500 cash when you apply and are approved for a new TD Merchant Solutions account with a minimum three-year contract term and process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution within 90 days from the date the new business chequing account was opened and meet the qualifying criteria as set out in accordance with Offer 2 below.

Terms and Conditions

To be considered a "new TD Small Business Chequing customer", you must not have an existing TD Small Business Chequing account. You are not eligible for the Offers if (i) on the date you open a Business Chequing Account, you have an existing Business Chequing Account, or (ii) you had a Business Chequing Account that was closed on or after June 6, 2024.  The cash will be deposited to the new Chequing Account no later than 180 days from account opening, provided that the new Business Chequing Account is in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance. The offer cannot be combined with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. We can change, extend or withdraw the Offer, or any portion of it, at any time without notice.

1Offer 1: $200 or 400 cash Online Bill Payment, Pre-Authorized Debit, and Direct Deposit Terms and Conditions:

Earn  $200: open a TD Every Day A, B or C chequing account between June 6, 2024 and September 30, 2024
Earn $400: open an Unlimited Business chequing account between June 6, 2024 and September 30, 2024 Complete any two of the following with the New Chequing Account: Make an Online Bill Payment through EasyWeb or the TD app within 90 days of account opening Set up a Recurring Pre-Authorized Debit with the first Pre-Authorized Debit posted to the new Business Chequing account within 90 days of account opening. The recurrence of the pre-authorized debit must occur either weekly, biweekly, monthly, or semi-monthly Set up a Recurring Direct Deposit with the first deposit posted to the new Business Chequing account within 90 days of account opening. The recurrence of the direct deposit credit must be weekly, biweekly, monthly, or semi-monthly

2Offer 2: $500 Cash TD Merchant Solutions (TDMS) Terms and Conditions:

Open a TD Every Day A, B, C or Unlimited business chequing account between June 6th, 2024 – September 30th, 2024 Apply and be approved for a new TD Merchant Solutions account with a minimum three-year contract term and process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution within 90 days from the date the new business chequing account was opened.   TDMS offer is subject to approval of the application by TD. TDMS offer cannot be combined with other TDMS campaigns, offers or payouts. TD Mobile, temporary, seasonal and national accounts are not eligible. If you improperly terminate the TD Merchant Solutions agreement before the initial three-year term is completed, you will be liable for paying the deactivation fee as shown on the TDMS fee schedule in addition to any other rights or remedies TD may have. 

® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

 

Terms and Conditions

\r\n\r\n*This offer is available when you register an Ontario sole proprietor business name or when you incorporate your business (a) provincially in Ontario or Quebec, or (b) federally in Canada.\r\nA single business entity is eligible to receive cash back for either sole proprietor business name registration or business incorporation, but not both.\r\nThis offer is available when you:\r\nregister a sole proprietor business name or incorporate a business with ESC Corporate Services by April 30, 2026; and\r\nopen a new TD Business Chequing account (a "New Chequing Account") associated with the sole proprietor business name registered or business incorporated with ESC Corporate Services within 60 days following sole proprietor business name registration or business incorporation.\r\n\r\n\r\nIf you meet all terms and conditions for sole proprietor business name registration you will receive $100 cash back and for incorporation of your business you will receive $300 cash back.\r\nYou will receive the Offer as a credit in your New Chequing Account no later than 90 days from account opening, provided that the New Chequing Account is in good standing, with all conditions continuing to be met.\r\nYour New Chequing Account must remain open for a period of one year. If you received this Offer and then close your New Chequing Account within one year of the date it was opened, we reserve the right to debit from your account(s) with us an amount equal to the value of this offer, even if this places the account(s) into overdraft.\r\nThe monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance\r\nThe Offer cannot be combined with any other promotional offer, account/package offering, or pricing request which includes but not limited to monthly fee waivers\r\nWe may revise or withdraw the offer at any time without notice. All trade-marks are the property of their respective owners. The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.\r\n\r\n

The Toronto-Dominion Bank is not responsible for the incorporation or business name registration service provided by ESC Corporate Services. Contact ESC Corporate Services Support Team for any questions related to the portal or the business name registration or incorporation process.

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Terms and Conditions

*This offer is available when you register an Ontario sole proprietor business name or when you incorporate your business (a) provincially in Ontario or Quebec, or (b) federally in Canada. A single business entity is eligible to receive cash back for either sole proprietor business name registration or business incorporation, but not both. This offer is available when you: register a sole proprietor business name or incorporate a business with ESC Corporate Services by April 30, 2026; and open a new TD Business Chequing account (a "New Chequing Account") associated with the sole proprietor business name registered or business incorporated with ESC Corporate Services within 60 days following sole proprietor business name registration or business incorporation. If you meet all terms and conditions for sole proprietor business name registration you will receive $100 cash back and for incorporation of your business you will receive $300 cash back. You will receive the Offer as a credit in your New Chequing Account no later than 90 days from account opening, provided that the New Chequing Account is in good standing, with all conditions continuing to be met. Your New Chequing Account must remain open for a period of one year. If you received this Offer and then close your New Chequing Account within one year of the date it was opened, we reserve the right to debit from your account(s) with us an amount equal to the value of this offer, even if this places the account(s) into overdraft. The monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance The Offer cannot be combined with any other promotional offer, account/package offering, or pricing request which includes but not limited to monthly fee waivers We may revise or withdraw the offer at any time without notice. All trade-marks are the property of their respective owners. The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

The Toronto-Dominion Bank is not responsible for the incorporation or business name registration service provided by ESC Corporate Services. Contact ESC Corporate Services Support Team for any questions related to the portal or the business name registration or incorporation process.

A) Documents or information to verify name and address:

\r\n\r\nCanadian Property Tax Assessment (municipal) \r\nCanadian provincially issued vehicle registration \r\nBenefits statement from a Canadian Federal or Provincial Government  \r\nUtility bill that delivers service to a residence  \r\nRegistered Retirement Account statement (other than a TD statement)  \r\nTerm deposit/GIC statement (other than a TD statement)  \r\n\r\n

B) Documents or Information to verify name and date of birth:

\r\n\r\nCanadian Birth Certificate \r\nCanadian Citizenship Certificate (non-photo) \r\nTemporary Canadian Driver's License \r\nInsurance document issued by a Canadian insurer \r\n\r\n"}}" id="ready" class="cmp-text">

A) Documents or information to verify name and address:

Canadian Property Tax Assessment (municipal)  Canadian provincially issued vehicle registration  Benefits statement from a Canadian Federal or Provincial Government   Utility bill that delivers service to a residence   Registered Retirement Account statement (other than a TD statement)   Term deposit/GIC statement (other than a TD statement)  

B) Documents or Information to verify name and date of birth:

Canadian Birth Certificate  Canadian Citizenship Certificate (non-photo)  Temporary Canadian Driver's License  Insurance document issued by a Canadian insurer 

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    TD Small Business offers new business chequing accounts with a variety of features tailored to help you manage & grow your business. Find the right small business bank account for you at TD.com