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Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
Credit Cards Go Back Credit Cards CloseCard Types
Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
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Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
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Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
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Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
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Understanding interest rates
Read on to know more about interest rates and how they can affect your investments.
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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout Online Services EasyWeb WebBroker U.S. Banking Tips & advice to help you get started What is a TFSA (Tax-Free Savings Account)?A Tax-Free Savings Account (TFSA) is a tax-advantaged savings plan in which you can save or invest up to $7,000 in 20261.
TFSA vs RRSP. What's the difference?Choose the right plan to help you reach your goals faster.
TFSA contribution limits & withdrawal rulesDiscover the benefits of flexible, tax-free withdrawals and penalty-free re-contributions.
Taxation rules & investment holdingsChoose the right investment vehicle for you, from mutual funds to GICs, and more1.
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1 Annual contribution limit for 2026 is $7,000. Annual contribution limit for 2024 and 2025 was $7,000. Annual contribution limit for 2023 was was $6,500. Annual contribution limit for 2019 to 2022 was $6,000. Annual Contribution limit for 2016 to 2018 was $5,500. Annual contribution limit for 2015 was $10,000. Annual contribution limit from 2013 to 2014 was $5,500. Annual contribution limit from 2009 to 2012 was $5,000. Annual TFSA contribution limit subject to change by the federal government.\r\n"}}" id="txt1" class="cmp-text">1 Annual contribution limit for 2026 is $7,000. Annual contribution limit for 2024 and 2025 was $7,000. Annual contribution limit for 2023 was was $6,500. Annual contribution limit for 2019 to 2022 was $6,000. Annual Contribution limit for 2016 to 2018 was $5,500. Annual contribution limit for 2015 was $10,000. Annual contribution limit from 2013 to 2014 was $5,500. Annual contribution limit from 2009 to 2012 was $5,000. Annual TFSA contribution limit subject to change by the federal government.
Tax-Free and taxable investment results are approximations and do not reflect actual returns\r\nAssumptions:
\r\nTaxes are based on the annual income entered plus any compounded growth assuming no other deductions, credits, or earnings.
\r\n\r\nAnnual income assumes that this is your taxable income before taxes and deductions. Your annual income is used to estimate your combined federal/provincial marginal tax rate for the purpose of this calculator.\r\n\r\nThe initial contribution is immediate and then the incremental contributions are at the start of the "next" recurring period. (Example: customer contributes $1000 today and sets up a monthly recurring payment. The first recurring contribution does not hit the account until the first day of the second month).
\r\nTaxes are applied at the end of each year and no withdrawals are made from the account including tax which is assumed to be paid from an external account.
\r\nThe growth shown is pre-tax within the TFSA savings calculations while the non-registered accounts balance applies the 2019 federal and provincial/territorial tax rates.
\r\nTaxes are an approximation and may not include surtax or other special levies such as provincial health premiums. Your actual tax rate may vary. Other registered plans are not considered (i.e., RRSP, RESP, RIF, etc.)
\r\n\r\nGovernment subsidies or other grants are not included e. eg 20% grant for RESP contributions)\r\nAll rates of return (chosen by the customer) are reflected as a full year of return in the chart.\r\n\r\nInterest rate: Default 5.00%, range 0.00% - 15.00%
\r\nTimeline: Default is 10 years, range from 1 - 50 years
Tax-Free and taxable investment results are approximations and do not reflect actual returns
Assumptions:
Taxes are based on the annual income entered plus any compounded growth assuming no other deductions, credits, or earnings.
Annual income assumes that this is your taxable income before taxes and deductions. Your annual income is used to estimate your combined federal/provincial marginal tax rate for the purpose of this calculator.The initial contribution is immediate and then the incremental contributions are at the start of the "next" recurring period. (Example: customer contributes $1000 today and sets up a monthly recurring payment. The first recurring contribution does not hit the account until the first day of the second month).
Taxes are applied at the end of each year and no withdrawals are made from the account including tax which is assumed to be paid from an external account.
The growth shown is pre-tax within the TFSA savings calculations while the non-registered accounts balance applies the 2019 federal and provincial/territorial tax rates.
Taxes are an approximation and may not include surtax or other special levies such as provincial health premiums. Your actual tax rate may vary. Other registered plans are not considered (i.e., RRSP, RESP, RIF, etc.)
Government subsidies or other grants are not included e. eg 20% grant for RESP contributions) All rates of return (chosen by the customer) are reflected as a full year of return in the chart.Interest rate: Default 5.00%, range 0.00% - 15.00%
Timeline: Default is 10 years, range from 1 - 50 years
TFSA Calculator | Saving & Investing | TD Canada Trust,AI智能索引,全网链接索引,智能导航,网页索引
- A TFSA at TD can help you reach your savings goals sooner. Find out how your TFSA contributions could grow, over time, with our TFSA Calculator.