Account Types
Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
Credit Cards Go Back Credit Cards CloseCard Types
Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
Students Post grads New to CanadaExisting Cardholder Services
Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
Mortgages Go Back Mortgages CloseMortgages
Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to CanadaTools and Resources
Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialistTD Mortgage Direct
Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.
With a new TD mortgage, get up to $5,100 cashback.
Offer expires August 31, 2026. Conditions apply.
Loans/Lines of Credit Go Back Loans/Lines of Credit CloseLoans and Lines of Credit
Explore Personal Loan RSP Loan Vehicle Loan Personal Line of Credit Home Equity Line of CreditStudent Borrowing
Explore Student Line of Credit Professional Student Line of Credit Healthcare Student Line of CreditTools and Resources
Help me choose Check your credit score Loan vs Line of Credit Calculator Help me manage debtBorrowing Advice
Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.
Student Advice
Get expert advice on things like building a student budget and other important financial topics.
Know more about student borrowing
Credit Application Guide
This step-by-step guide will help you understand the credit application process.
Personal Investing Go Back Personal Investing CloseRegistered Accounts & Plans
Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
Explore all products GICs Mutual Funds Precious Metals Other ways to invest Trade and invest yourself with TD Direct Investing Invest with a TD Wealth AdvisorTools and Resources
Compound Interest Calculator TFSA Calculator RRSP Calculator GIC Selector Tool RESP Calculator Net Worth Calculator TD Goal Builder Personal Cash Flow CalculatorInvestor Education
Find an investing article that will help you invest with confidence and make financial decisions.
Insurance Go Back Insurance CloseCredit Protection Plans
Explore all protection plans TD Mortgage Protection TD Line of Credit Protection TD Loan Protection TD Credit Card Payment Protection Plan Business Credit ProtectionTravel Insurance Plans
Explore all travel insurance Single Trip Plan Annual Trip Plan Trip Cancellation & Trip Interruption Insurance Top-up or ExtensionTools and Resources
TD Protection Plans Assessment Tool Credit Card Travel Insurance Verification ToolFile a TD Protection Plans claim
We’re ready to guide you every step of the way.
Learn more about filing a claim
Travel Insurance Claims Centre
We’re here to help get you through your travel insurance claims. Visit our online claims portal to start or to check the status of a submitted claim.
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Advice Hub Student & Youth Learning Centre Newcomer Learning Centre Seniors banking Estate planning and support Fraud preventionResources
Registrations and passwords TD app tutorials EasyWeb tutorials Bill payment and transfers TD MySpend How to switch to TD TD Calculators and ToolsWays to Bank
TD app EasyWeb Ways to pay Ways to send money Phone, Branch and ATM Cross-border banking Foreign exchange servicesNeed help finding the right TD products?
Just answer a few questions and we can better help direct you to achieving your goals.
Understanding interest rates
Read on to know more about interest rates and how they can affect your investments.
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My Accounts Logout TD: Personal Personal Selected Small Business Commercial Investing TD Asset Management About TD Accounts Go Back Accounts CloseAccount Types
Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
Credit Cards Go Back Credit Cards CloseCard Types
Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
Students Post grads New to CanadaExisting Cardholder Services
Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
Mortgages Go Back Mortgages CloseMortgages
Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to CanadaTools and Resources
Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialistTD Mortgage Direct
Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.
With a new TD mortgage, get up to $5,100 cashback.
Offer expires August 31, 2026. Conditions apply.
Loans/Lines of Credit Go Back Loans/Lines of Credit CloseLoans and Lines of Credit
Explore Personal Loan RSP Loan Vehicle Loan Personal Line of Credit Home Equity Line of CreditStudent Borrowing
Explore Student Line of Credit Professional Student Line of Credit Healthcare Student Line of CreditTools and Resources
Help me choose Check your credit score Loan vs Line of Credit Calculator Help me manage debtBorrowing Advice
Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.
Student Advice
Get expert advice on things like building a student budget and other important financial topics.
Know more about student borrowing
Credit Application Guide
This step-by-step guide will help you understand the credit application process.
Personal Investing Go Back Personal Investing CloseRegistered Accounts & Plans
Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
Explore all products GICs Mutual Funds Precious Metals Other ways to invest Trade and invest yourself with TD Direct Investing Invest with a TD Wealth AdvisorTools and Resources
Compound Interest Calculator TFSA Calculator RRSP Calculator GIC Selector Tool RESP Calculator Net Worth Calculator TD Goal Builder Personal Cash Flow CalculatorInvestor Education
Find an investing article that will help you invest with confidence and make financial decisions.
Insurance Go Back Insurance CloseCredit Protection Plans
Explore all protection plans TD Mortgage Protection TD Line of Credit Protection TD Loan Protection TD Credit Card Payment Protection Plan Business Credit ProtectionTravel Insurance Plans
Explore all travel insurance Single Trip Plan Annual Trip Plan Trip Cancellation & Trip Interruption Insurance Top-up or ExtensionTools and Resources
TD Protection Plans Assessment Tool Credit Card Travel Insurance Verification ToolFile a TD Protection Plans claim
We’re ready to guide you every step of the way.
Learn more about filing a claim
Travel Insurance Claims Centre
We’re here to help get you through your travel insurance claims. Visit our online claims portal to start or to check the status of a submitted claim.
Advice Go Back Advice CloseFinancial Tips and Insights
Advice Hub Student & Youth Learning Centre Newcomer Learning Centre Seniors banking Estate planning and support Fraud preventionResources
Registrations and passwords TD app tutorials EasyWeb tutorials Bill payment and transfers TD MySpend How to switch to TD TD Calculators and ToolsWays to Bank
TD app EasyWeb Ways to pay Ways to send money Phone, Branch and ATM Cross-border banking Foreign exchange servicesNeed help finding the right TD products?
Just answer a few questions and we can better help direct you to achieving your goals.
Understanding interest rates
Read on to know more about interest rates and how they can affect your investments.
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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout Online Services EasyWeb WebBroker U.S. BankingEffective June 11th, 2026, the certified cheque service will no longer be available for cheques drawn on personal accounts, including lines of credit. To learn more about alternative banking options that may be available, please consult with a TD representative.
Enjoy TD Chequing and Savings benefits\r\n"}}" id="text-eba532d52b" class="cmp-text">Enjoy TD Chequing and Savings benefits
Discover offers and promotions on TD Chequing and Savings accounts\r\n"}}" id="text-7424534266" class="cmp-text">Discover offers and promotions on TD Chequing and Savings accounts
Learn more Personal Bank Accounts What can a TD personal bank account do for you? From chequing accounts with unlimited transactions and monthly fee rebates, to savings accounts that may help you achieve your financial goals, TD offers a range of personal bank accounts to help you manage your money. Compare the differences between a chequing and savings account so you know which type of bank account is best suited for you.\r\n"}}" id="text-936c50e3f1" class="cmp-text">What can a TD personal bank account do for you? From chequing accounts with unlimited transactions and monthly fee rebates, to savings accounts that may help you achieve your financial goals, TD offers a range of personal bank accounts to help you manage your money. Compare the differences between a chequing and savings account so you know which type of bank account is best suited for you.
What type of account do you need? Chequing Savings New to Canada Youth/Student U.S. Dollar Browse all accounts Featured accounts Special Offer TD Unlimited Chequing Account Limited Time Offer: Get up to $750 in value§ Get unlimited transactionstucal2 Annual fee rebate for the first year on select TD credit cards (up to $139)tucal3 No TD fee on any ATM in Canadatucal4 Free Interac e-Transfer® transactions Monthly account fee of $17.95 or $0 if you maintain a daily balance of $4,000 or morebpl3 Open account Special Offer TD All-Inclusive Banking Plan Limited Time Offer: Get up to $750 in value§ Unlimited banking transactions and premium banking benefitstucal2 Annual fee rebate on select TD credit cardstaibpl3 (up to $139) Free cheques, drafts & more Monthly account fee of $30.95 or $0 if you maintain a daily balance of $6,000 or morebpl3 Open account Special Offer TD Every Day Savings Account Limited Time Offer: Earn up to $5,000 with new deposits.Ŧ Our most popular Savings accountIdeal if you’re starting to save or want frequent access to your funds $0 Monthly Fee Every dollar earns interest calculated daily 1 transactiontucal2 per month Open account Features for all TD personal accounts TD MySpend
Paired with your TD app, instantly keep track of your monthly spending.6
TD Fraud AlertsGet text messages right to your mobile when we detect suspicious activity made with your TD Access Card for your personal banking accounts.7
TD Mobile DepositDeposit cheques as soon as you receive them so you can spend more time doing the things you want.8
Manage Your TD Access CardInstantly lock your TD Access Card while maintaining pre-authorized payments, bill payments and transfers.
Bank accounts and fees at a glance\r\n"}}" id="text-e9db37b421" class="cmp-text"> Bank accounts and fees at a glance This is a simple overview of our most common fees. For a complete list of all banking fees that might apply to your account, please check our helpful About Our Accounts and Related Services document, which you can download here, or ask for at any branch.\r\nFor more information on Low Cost No Cost accounts, please see the Financial Consumer Agency of Canada (FCAC) Account Comparison Tool.
\r\n"}}" id="text-8c8b44f210" class="cmp-text">This is a simple overview of our most common fees. For a complete list of all banking fees that might apply to your account, please check our helpful About Our Accounts and Related Services document, which you can download here, or ask for at any branch.
For more information on Low Cost No Cost accounts, please see the Financial Consumer Agency of Canada (FCAC) Account Comparison Tool.
View fees\r\n"}}" id="text-e0cd6ae3ee" class="cmp-text"> Frequently Asked Questions Bank accounts\r\n"}}" id="text-9379400fba" class="cmp-text"> Bank accounts What is a bank account? A bank account is an arrangement with a financial institution. As per this arrangement, a financial institution allows a person to deposit money into an account and withdraw it as necessary. Certain conditions may apply.\r\n"}}" id="text-c1bcc339aa" class="cmp-text">A bank account is an arrangement with a financial institution. As per this arrangement, a financial institution allows a person to deposit money into an account and withdraw it as necessary. Certain conditions may apply.
How many types of bank accounts are there? There are many different types of bank accounts. In Canada, chequing accounts and savings accounts are the most common type of personal bank accounts.\r\n"}}" id="text-9511db45c5" class="cmp-text">There are many different types of bank accounts. In Canada, chequing accounts and savings accounts are the most common type of personal bank accounts.
Can you open a bank account online? Yes, it is possible to open a bank account online. You may be required to provide some personal and financial information. You must be the age of majority in your province or territory of residence.\r\n"}}" id="text-88f6287c9b" class="cmp-text">Yes, it is possible to open a bank account online. You may be required to provide some personal and financial information. You must be the age of majority in your province or territory of residence.
What do you need to open a Canadian bank account? To open a TD Canadian bank account, you will need a valid form of identification (Photo ID and Non-Photo options exist). You will also need to provide a Social Insurance Number for tax reporting purposes.\r\n"}}" id="text-be67a71b49" class="cmp-text">To open a TD Canadian bank account, you will need a valid form of identification (Photo ID and Non-Photo options exist). You will also need to provide a Social Insurance Number for tax reporting purposes.
Do you offer an account for students? We offer student accounts tailored to your banking needs, whether it be no monthly fee or unlimited transactions. Learn more about the TD Student Chequing Account.\r\n"}}" id="text-2cf6a6e4a6" class="cmp-text">We offer student accounts tailored to your banking needs, whether it be no monthly fee or unlimited transactions. Learn more about the TD Student Chequing Account.
What types of Chequing accounts do you offer? TD offers a range of personal chequing accounts designed to help you manage your money easily and take care of your bill payments, deposits, withdrawals, and other day-to-day financial matters. We encourage you to visit our personal chequing accounts page to compare different account types and choose the account that best meets your needs.\r\n"}}" id="text-ef608c1d8d" class="cmp-text">TD offers a range of personal chequing accounts designed to help you manage your money easily and take care of your bill payments, deposits, withdrawals, and other day-to-day financial matters. We encourage you to visit our personal chequing accounts page to compare different account types and choose the account that best meets your needs.
What types of Savings Accounts do you offer? Whatever your savings goals, we offer a range of easy, flexible, convenient savings account options to help you reach them.\r\nVisit our Savings Account page to view the benefits and features of each account to choose the one that's right for you.
\r\n"}}" id="text-440ffac002" class="cmp-text">Whatever your savings goals, we offer a range of easy, flexible, convenient savings account options to help you reach them.
Visit our Savings Account page to view the benefits and features of each account to choose the one that's right for you.
What is a Tax-Free Savings Account (TFSA)? A Tax-Free Savings Account (TFSA) is a registered plan that allows you to grow your savings tax-free. Through a TFSA, you can put your savings into eligible investments such as cash, stocks, bonds, GICs and mutual funds.\r\nYou’re not taxed on any income you earn within the account, so it’s a great way to save for any short, medium, or long-term goals.
\r\n"}}" id="text-7c1c8e6532" class="cmp-text">A Tax-Free Savings Account (TFSA) is a registered plan that allows you to grow your savings tax-free. Through a TFSA, you can put your savings into eligible investments such as cash, stocks, bonds, GICs and mutual funds.
You’re not taxed on any income you earn within the account, so it’s a great way to save for any short, medium, or long-term goals.
Other Account Feature\r\n"}}" id="text-a83c0c42f1" class="cmp-text"> Other Account Feature Can you change an existing single bank account into a joint account? Yes. You can change your existing single bank account into a joint account. You may need to visit a branch.\r\n"}}" id="text-9f4e43be28" class="cmp-text">Yes. You can change your existing single bank account into a joint account. You may need to visit a branch.
Can I view my bank account balance online? Yes. You can view your bank account balance online by logging in to EasyWeb or through the TD mobile app.\r\n"}}" id="text-8e885b0a61" class="cmp-text">Yes. You can view your bank account balance online by logging in to EasyWeb or through the TD mobile app.
What is your institution number? The institution number for all TD Canada Trust branches is 004.\r\n"}}" id="text-e4a0783777" class="cmp-text">The institution number for all TD Canada Trust branches is 004.
How do I view my account balance? You can view your account balance (and all your account information) by logging into EasyWeb Online banking and opening your My Accounts page, or by logging into the TD mobile app.\r\n"}}" id="text-b5ab5cec31" class="cmp-text">You can view your account balance (and all your account information) by logging into EasyWeb Online banking and opening your My Accounts page, or by logging into the TD mobile app.
Do you offer international money transfer? Yes. You can use TD Global Transfer on the TD app or EasyWeb to send money internationally. You will need to complete a one-time registration on the TD app or EasyWeb. For more details please visit the TD Global Transfer page.\r\n"}}" id="text-cfb548ef2a" class="cmp-text">Yes. You can use TD Global Transfer on the TD app or EasyWeb to send money internationally. You will need to complete a one-time registration on the TD app or EasyWeb. For more details please visit the TD Global Transfer page.
What are foreign currency accounts? Manage foreign exchange risk by holding funds in the foreign currency of your choice. Maintain the Minimum Monthly Balance in select currencies to waive the Monthly Account Fee. Visit a TD branch for details.\r\n"}}" id="text-47dbb51712" class="cmp-text">Manage foreign exchange risk by holding funds in the foreign currency of your choice. Maintain the Minimum Monthly Balance in select currencies to waive the Monthly Account Fee. Visit a TD branch for details.
What is Overdraft Protection? If you don’t have enough money in your Account to cover a payment or withdrawal, ODP may cover your payments or withdrawals up to your Overdraft Limit.\r\n"}}" id="text-8d579121fb" class="cmp-text">If you don’t have enough money in your Account to cover a payment or withdrawal, ODP may cover your payments or withdrawals up to your Overdraft Limit.
Earn more Starbucks Stars Earn more Stars at participating Starbucks® stores.\r\nSimply link your TD Access Card with Visa Debit with your Starbucks® Rewards account. Conditions apply9.
\r\n"}}" id="text-0f958fcf48" class="cmp-text">Earn more Stars at participating Starbucks® stores.
Simply link your TD Access Card with Visa Debit with your Starbucks® Rewards account. Conditions apply9.
Learn more Discover more account features and services Overdraft protectionOverdraft Protection can help you avoid declined transactions, late payment charges on your statements and bills, and non-sufficient funds fees.
Pre-authorized debit paymentsPay your bills on time, every time. With Pre-Authorized Debit (PAD) payments are automatically deducted from your TD account.
Direct depositSetting up direct deposit is convenient, reliable and secure. Your payments will always be on time, so you'll have immediate access to your money when you need it.
Online statementsOnline Statements are convenient and flexible. Sign up for email notifications to let you know when your online statements are ready for viewing.
Need help finding the right TD products?Just answer a few simple questions. We'll suggest TD products to help you achieve your banking goals.
Need help finding the right TD products? Get started Legal\r\n"}}" id="text-a661a2f06a" class="cmp-text">Legal
Have a question? Find answers here What's your question? Ask Us Popular questions Sorry, we didn't find any results. You could check for misspelled words or try a different term or question. We're sorry. Service is currently unavailable. We found a few responses for you: We matched that to: Popular questions View morepopular questions Helpful related questions View morehelpful related questions Did you find what you were looking for? YesNo Thank you We're sorry. Service is currently unavailable.Sorry this didn't help. Would you leave us a comment about your search?
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66 Wellington Street West, Toronto, ON M5K 1A2
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
\r\n\r\nCanada Investment Regulatory Organization (CIRO)
\r\nCIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
\r\n\r\n"}}" id="text-959b1239e4" class="cmp-text">Canada Deposit Insurance Corporation
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
Canada Investment Regulatory Organization (CIRO)
CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.\r\n"}}" id="text-333fa79c60" class="cmp-text">You are now leaving our website and entering a third-party website over which we have no control.
Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.\r\nThird-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
\r\n"}}" id="text-85a67fd483" class="cmp-text">TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
Site Index TD Personal Banking Personal Home My Accounts How To Today's Rates Accounts (Personal) Chequing Accounts Savings Accounts Student Account Credit Cards Aeroplan points Travel Rewards Cash Back No Annual Fee Low Rate U.S. Dollar Mortgages Loans and lines of credit Personal Investing GIC & Term Deposits Mutual Funds TFSA - Tax-Free Savings Account RSP - Retirement Savings Plan RIF - Retirement Income Options RESP - Education Savings Plan RDSP - Disability Savings Plan Precious Metals Insurance Travel Medical Insurance All Products Students New To Canada Banking Advice for Seniors (60+) Cross Border Banking Foreign Exchange Services Ways to Pay Ways to Bank Green Banking TD Advice TD Small Business Banking Small Business Home Accounts (Business) Chequing Account Savings Account U.S. Dollar Account AgriInvest Account Cheque Services Credit Overdraft Protection Line of Credit Business Credit Cards Loan Business Mortgage Canada Small Business Financial Loan Agriculture Credit Solutions TD Auto Finance Small Business Vehicle Lending Invest for your Business Advice for your Profession or Industry TD Merchant Solutions Foreign Currency Services Employer Services TD Investing Investing Home Direct Investing Accounts Commissions and Fees Trading Platforms Investment Types Investor Education TD Wealth Financial Planning Private Wealth Management Markets and Research TD Corporate About TD Investor Relations Economics Environment Diversity Supplier Information TD Newsroom Careers Other TD Businesses TD Commercial Banking TD Asset Management TD Securities TD Auto Finance U.S. Banking TD Bank Personal Banking TD Bank Small Business Banking TD Bank Commercial Banking TD Auto Finance TD Wealth Private Client Group TD Bank Personal Financial Services Legal\r\n"}}" id="legal" class="cmp-text"> Legal TD New to Bank Offer (Terms and Conditions)Calculating up to $750 in value
§Up to $750 in value is calculated as follows: Offer 1) $500 cash + Offer 2) $150 cash + Offer 3) an estimated value of $100 in bonus interest. The estimated bonus interest value is based on a $10,139 Daily Closing Balance earning the Bonus Savings Interest Rate during the 90-day Bonus Rate period. Actual bonus interest earned may be higher or lower depending on the account balance and activity.
Offer 1) Earn $500 in cash when you open a new TD All-Inclusive Banking Plan or TD Unlimited Chequing Account (the "New Chequing Account") by October 1, 2026 and complete the qualifying criteria described in the Offer 1 - Chequing Account Offer: $500 Cash section.
Offer 2) Earn $150 in cash when a New Chequing Account customer opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (the "New Savings Account") AND applies and is approved for a new eligible TD Credit Card within 30 days of the New Chequing Account opening, and completes the qualifying criteria described in the Offer 2 - Bundle Offer : $150 Cash section.
Offer 3) Earn an additional 4.00% Bonus Savings Interest Rate for 90 days when a New Chequing Account customer opens a New Savings Account within 30 days of the New Chequing Account opening and completes the qualifying criteria described in the Offer 3 – Savings Offer: Earn 4% Bonus Interest Rate for 90 Days section.
All amounts are in Canadian dollars. Other conditions may apply.
Offer 1 - Chequing Account Offer: $500 Cash
† The Chequing Account Offer is available to Canadian residents that are the age of majority at time of account opening in their province or territory of residence. Eligible customers can earn $500 in cash by completing the required activities: Open a New Chequing Account
A TD All-Inclusive Banking Plan or TD Unlimited Chequing Account (the "New Chequing Account") must be opened between June 4, 2026 and October 1, 2026. Complete Any Two of the Following Activities
To qualify, any two of the following activities must be completed, with the related transactions posted to your account by December 2, 2026:
1) Receive a recurring Direct Deposit from an employer, pension provider or government. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
2) Make an Online Bill Payment of at least $50 using TD EasyWeb or the TD app.
3) Have a recurring Pre-Authorized Debit of at least $50 come out of your account. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debits.
Eligibility Restrictions
This offer is not available to:
1) Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026;
2) Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025;
3) Customers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD All-Inclusive Banking Plan or TD Unlimited Chequing Account before this offer is fulfilled;
4) Customers who received any TD Chequing Account offers from TD in 2024, 2025, 2026; or
5) TD staff members or any TD customers who have a joint account with a TD staff member.
Fulfillment: The $500 cash will be deposited into the New Chequing Account within 12 weeks after all required conditions have been met. At the time of fulfillment, the New Chequing Account: Must still be open, in good standing, and all conditions continue to be met; and The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, before the cash offer is deposited into the New Chequing Account. Limitations: For any New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements. Limit of one $500 cash offer (Offer 1) per New Chequing Account and per customer. We can change, extend, or withdraw this offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
Offer 2 - Bundle Offer: $150 Cash
◊ The $150 cash offer is available to Canadian residents that are of the age of majority at time of the New Savings Account and the TD Credit Card opening in their province or territory of residence. Eligible customers can earn $150 in cash by bundling a New Chequing Account with a new TD Savings Account, defined below, and a new eligible TD Credit Card, and completing the required activities within the specified timelines: Open a New Eligible Chequing Account
Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account (the "New Chequing Account") between June 4, 2026 and October 1, 2026, and Open a New Savings Account and Complete One Activity Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (the "New Savings Account") within 30 days of opening the New Chequing Account; and Complete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of the New Savings Account opening:
1) Set up a pre-authorized transfer service. The pre-authorized transfer service must occur either weekly, biweekly, monthly, or twice per month.
or
2) Set up Simply Save.
Open a New Eligible TD Credit Card
Apply and be approved for a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (the "New TD Credit Card") within 30 days of the New Chequing Account opening.
The New TD Credit Card must be kept open, active and in good standing for at least 60 days from the date of opening. Eligibility Restrictions
This offer is not available to:
1) Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026;
2) Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025;
3) Customers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD All-Inclusive Banking Plan or TD Unlimited Chequing Account before this offer is fulfilled;
4) Customers who already have an existing TD Savings Account as of June 3, 2026;
5) Customers who had a TD Savings Account that was closed on or after June 4, 2025;
6) Customers who received any Savings Account offer from TD in 2024, 2025, 2026; or
7) TD staff members or any TD customers who have a joint account with a TD staff member.
8) Customers who are a Primary Cardholder of a personal TD Credit Card as of June 3, 2026.
9) Customers who have activated and/or closed a personal TD Credit Card account in the past 6 months.
Fulfillment: The $150 cash will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account, the New Savings Account, and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment. Limitations: For any New Savings Account or New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements. Maximum of one $150 cash offer (Offer 2) per New Savings Account and New TD Credit Card. Limit of one $150 cash offer (Offer 2) per customer. We can change, extend, or withdraw the cash offer at any time. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
Offer 3 –Savings Offer: Earn 4% Bonus Interest Rate for 90 Days
∞ Eligible customers can earn an additional 4% Bonus Interest Rate for 90 days on deposits in a new TD Savings Account – on any balances up to $1,000,000. The Savings Deposit Offer is available to Canadian residents that are the age of majority at the time of account opening in their province or territory of residence. To qualify, you must: Open a New Chequing Account
Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account (the "New Chequing Account") between June 4, 2026 and October 1, 2026, and Open a New Savings Account
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (the "New Savings Account") within 30 days of the New Chequing Account opening; Deposit Funds to Earn an Additional 4.00% Bonus Interest Rate for 90 Days
The account will earn a Bonus Savings Interest Rate of 4.00% per annum on any balances up to $1,000,000 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter (“Promotional Period”), subject to the limitations below. The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account. The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly. After the Promotional Period ends, only the posted interest rate will apply. For the current posted interest rates, interest calculations, and information about Daily Closing Balance, see About Our Interest Calculations. Eligibility Restrictions
This offer is not available to:
1) Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026;
2) Customers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025;
3) Customers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD All-Inclusive Banking Plan or TD Unlimited Chequing Account before this offer is fulfilled;
4) Customers who already have a TD Savings Account as of June 3, 2026;
5) Customers who had a TD Savings Account that was closed on or after June 4, 2025;
6) Customers who received any TD Savings Account offer from TD in 2024, 2025, 2026; or
7) TD staff members or any TD customers who have a joint account with a TD staff member.
Fulfillment: The Bonus Savings Interest Rate and posted interest rate will be credited separately in the New Savings Account monthly during the Promotional Period, provided that the New Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment. Limitations: For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. If the New Savings Account plan type is changed during the Promotional Period (for example, from a TD Every Day Savings Account to a TD Growth Savings Account), the New Savings Account will no longer be eligible to receive the Bonus Savings Interest Rate. This Offer cannot be combined with other savings account promotional offers. Where a customer qualifies for more than one offer, this Offer will be applied to the Eligible TD Savings Account first, to the exclusion of any other offer in any TD Savings Account. There may be tax implications associated with the Bonus Savings Interest Rate. Customers should consult with their personal tax advisor for more information. Interest rates may change without notice. We can change, extend, or withdraw this offer at any time. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. Ŧ TD New to Savings Campaign (Terms and Conditions)
June 4, 2026 – Oct 1, 2026
Earn up to $5,000 in Cash with certain deposits.
The up to $5,000 cash offer (the "Cash Offer") is available to TD clients who: a. Are Canadian residents and are the age of majority in their province or territory of residence as of account opening b. Do not have a TD ePremium Savings Account, TD Every Day Savings Account, or TD GrowthTM Savings Account as of June 3rd, 2026 c. Open a new TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD GrowthTM Savings Account ("New Savings Account") between June 4, 2026 – October 1, 2026; and d. Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account from another financial institution(s) within 30 days of account opening and maintain the balance for 90 days in the account (the "Qualifying Deposit"), subject to the following: i. The Qualifying Deposit must be deposited in the New Savings Account within 30 days of account opening. ii. The Qualifying Deposit must be maintained in the New Savings Account for a minimum of 90 days starting from the 31st day of account opening. iii. If a client withdraws or transfers any part of the Qualifying Deposit during the 90-day period, the amount of the Qualifying Deposit will be subtracted and calculated accordingly. Should this adjustment cause the Qualifying Deposit to fall below the required minimum of $10,000, the customer will be ineligible for the offer. iv. If a client has multiple TD Savings Accounts, funds in the accounts cannot be combined, and the amount of the Qualifying Deposit will instead be based solely on the New Savings Account with the greatest Qualifying Deposit. v. For greater certainty, funds originating from an account held at TD, including, but not limited to, transfers originating from account(s) held at TD and cash withdrawn from another TD account, do not count towards the Qualifying Deposit. The following are not eligible for the Cash Offer: a) Clients who have an existing TD ePremium Savings Account, TD Every Day Savings Account, or TD GrowthTM Savings Account as of June 3, 2026. b) Clients who had a TD ePremium Savings Account, TD Every Day Savings Account, or TD GrowthTM Savings Account that was closed on or after June 4, 2025. c) Clients who open a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan with a new TD Savings Account between June 4, 2026 and October 1, 2026, as part of the TD New to Bank Offer or New to Canada Banking Package Offer. At the end of the 90-day period, the amount of the Cash Offer (maximum $5,000) will be determined according to the amount of the Qualifying Deposit at that time, based on the following chart:
Qualifying Deposit Cash Offer $10,000.00 to $24,999.99 $200.00 $25,000.00 to $49,999.99 $350.00 $50,000.00 to $99,999.99 $600.00 $100,000.00 to $249,999.99 $1,000.00 $250,000.00 to $499,999.99 $2,500.00 $500,000.00+ $5,000.00
Limit of one Cash Offer per eligible account. Limit of one Cash Offer per client. The Cash Offer is limited to a maximum of $5,000.
This Cash Offer cannot be combined with other savings account promotional offers.
For any New Savings Account that is a joint account, at least one account holder must meet the eligibility requirements.
The Cash Offer will be deposited to the New Savings Account where the Qualifying Deposit was deposited, within 12 weeks after all required conditions have been met, provided that the New Savings Account is still open, in good standing, and all conditions continuing to be met at the time of fulfillment.
There may be tax implications associated with the Cash Offer. Clients should consult with their personal tax advisor for more information.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the Cash Offer at any time. 1 For more information about transactions and a complete list of account fees and other service fees, see About our Account and Related Services. 2 Customers with a TD Unlimited Chequing Account ("Unlimited Account") are eligible for an Annual Fee Rebate (defined below) on one Eligible TD Credit Card for the first calendar year the card is open. TD Credit Card is subject to credit approval.
The "Eligible TD Credit Cards" are: TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel® Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card.
The "Annual Fee Rebate" is: Up to $139 towards the annual fee charged for the Primary Cardholder of the Eligible TD Credit Card, or the amount of the annual fee charged for the Primary Cardholder if that amount is less than $139.
No rebate is provided for the Additional Cardholder annual fee. The amount of the Annual Fee Rebate will not exceed the annual fee charged to the Eligible TD Credit Card.
An Unlimited Account provides a maximum of one Annual Fee Rebate. This means: If you have an Unlimited Account and you have more than one Eligible TD Credit Card, only one Eligible TD Credit Card can receive an Annual Fee Rebate. We will apply the Annual Fee Rebate to the Eligible TD Credit Card with the highest Primary Cardholder annual fee, or,if multiple Eligible TD Credit Cards have the same Primary Cardholder annual fee, to the Eligible TD Credit Card opened first. If the Unlimited Account is a joint account, only one accountholder can receive an Annual Fee Rebate We will apply rebate to the Eligible TD Credit Card in accordance with the criteria above.
In order to receive an Annual Fee Rebate on your Eligible TD Credit Card: You must have an Unlimited Account and meet the Terms and Conditions at least three business days prior to the date the annual fee is charged. At the time the annual fee is charged to your Eligible TD Credit Card, the Unlimited Account and the Eligible TD Credit Card must be open and in good standing.
The Annual Fee Rebate will be applied within two monthly statements from the date of the statement with the annual fee charge.
Closing your Eligible TD Credit Card or transferring to another credit card product before the Annual Fee Rebate has been provided may result in forfeiture of an Annual Fee Rebate.
If you are no longer eligible for the Annual Fee Rebate, the annual fee will be charged to the TD Credit Card Account and the Annual Fee Rebate will not be applied. To learn about the amount and timing of the annual fee, see the Disclosure Statement for your Eligible TD Credit Card. The terms of this Annual Fee Rebate may be changed, withdrawn, or extended at any time.
This Annual Fee Rebate cannot be combined with any other Annual Fee Rebate applicable to the Eligible TD Credit Card. 3 You may pay a fee to the ATM provider.
4 You pay no monthly fee if you have the minimum monthly balance indicated or more in your account at the end of each day in the month. 5 Customers with an All-Inclusive Banking Plan ("All-Inclusive Account") are eligible for an Annual Fee Rebate (defined below) on one Eligible TD Credit Card per calendar year. TD Credit Card is subject to credit approval.
The "Eligible TD Credit Cards" are: TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD Aeroplan® Visa Infinite Privilege* Card, TD First Class Travel® Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card.
The "Annual Fee Rebate" is: Up to $139 towards the annual fee charged for the Primary Cardholder of the Eligible TD Credit Card, or the amount of the annual fee charged for the Primary Cardholder if that amount is less than $139; and Up to $75 towards the annual fee charged for one Additional Cardholder of the Eligible TD Credit Card, or the amount of the annual fee charged for one Additional Cardholder if that amount is less than $75.
The Annual Fee Rebate amount will not exceed the annual fee charged to the Eligible TD Credit Card for the Primary Cardholder and an Additional Cardholder.
An All-Inclusive Account provides a maximum of one rebate for the Primary Cardholder, and one rebate for an Additional Cardholder annual fee (where applicable). This means: If you have an All-Inclusive Account and you have more than one Eligible TD Credit Card, only one Eligible TD Credit Card can receive an Annual Fee Rebate. We will apply the Annual Fee Rebate to the Eligible TD Credit Card with the highest Primary Cardholder annual fee, or, if multiple Eligible TD Credit Cards have the same Primary Cardholder annual fee, to the Eligible Credit Card with the highest number of Additional Cardholders, or, if multiple Eligible Credit Cards have the same number of Additional Cardholders, to the Eligible TD Credit Card opened first. If the All-Inclusive Account is a joint account, only one accountholder can receive an Annual Fee Rebate. We will apply the rebate to the Eligible TD Credit Card in accordance with the criteria above. For greater certainty, the Annual Fee Rebate will no longer be provided to one of the accountholders ("Customer A") if the other accountholder ("Customer B") obtains an Eligible TD Credit Card with a higher Primary Cardholder annual fee. In this scenario, once Customer B obtains an Eligible TD Credit Card with a higher Primary Cardholder annual fee, Customer B will become eligible for the Annual Fee Rebate. Customer A will be charged the annual fee for their TD Credit Card in the anniversary month when Customer A's card annual fee was first charged and continue to be charged annually thereafter, without receiving an Annual Fee Rebate.
In order to receive the Annual Fee Rebate on your Eligible TD Credit Card: You must have an All-Inclusive Account and meet the Terms and Conditions at least three business days prior to the date the annual fee is charged At the time the annual fee is charged to your Eligible TD Credit Card, the All-Inclusive Account and the Eligible TD Credit Card must be open and in good standing
The Annual Fee Rebate will be applied within two monthly statements from the date of the statement with the annual fee charge.
Closing your Eligible TD Credit Card or transferring to another credit card product before the Annual Fee Rebate has been provided may result in forfeiture of an Annual Fee Rebate.
If you are no longer eligible for the Annual Fee Rebate, the annual fee will be charged to the TD Credit Card Account and the Annual Fee Rebate will not be applied. To learn about the amount and timing of the annual fee, see the Disclosure Statement for your Eligible TD Credit Card. The terms of the Annual Fee Rebate may be changed, withdrawn, or extended at any time.
This Annual Fee Rebate cannot be combined with any other Annual Fee Rebate applicable to the Eligible TD Credit Card. 6 The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.\r\n"}}" id="6" class="cmp-text">
6 The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.
7 You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.\r\n"}}" id="7" class="cmp-text">7 You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.
8 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.\r\n"}}" id="8" class="cmp-text">8 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
9 Visit http://td.zhutiblog.com/com/starbucksoffer for more details.\r\n"}}" id="9" class="cmp-text">9 Visit http://td.zhutiblog.com/com/starbucksoffer for more details.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.\r\n* Trademark of Visa International Service Association; Used under license.
\r\n® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
\r\nStarbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”).
\r\nInterac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
\r\n"}}" id="10" class="cmp-text">® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
* Trademark of Visa International Service Association; Used under license.
® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”).
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
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