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Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
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Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
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TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
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Offer expires August 31, 2026. Conditions apply.
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Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
Credit Cards Go Back Credit Cards CloseCard Types
Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
Students Post grads New to CanadaExisting Cardholder Services
Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
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Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to CanadaTools and Resources
Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialistTD Mortgage Direct
Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.
With a new TD mortgage, get up to $5,100 cashback.
Offer expires August 31, 2026. Conditions apply.
Loans/Lines of Credit Go Back Loans/Lines of Credit CloseLoans and Lines of Credit
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Personal Investing Go Back Personal Investing CloseRegistered Accounts & Plans
Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout Online Services EasyWeb WebBroker U.S. BankingThe Student Banking Package is extended until June 29, 2026 and no longer requires auto-deposit for Interac e-Transfer®. Click here to learn more.
TD Student Chequing Account Compare Account Special offer Earn up to $560 in valuetscadia with the TD Student Banking Package. Conditions apply. Offer ends June 29, 2026. Learn more.Are you an international student? Learn more about the International Student Banking Package. Monthly fee $0 Transactions1 included per month Unlimited Interest calculated on Every dollar Paper or Online Statement Free secure Open account Compare Account Benefits of a TD Student Chequing Account \r\nAn account designed for both Students and Youth
\r\nKeep this account with no monthly fee until age 23. After 23, you can continue to keep this account with proof of enrollment in full-time post-secondary education.\r\nShop securely online with your TD Access Card
\r\nUse your TD Access Card with Visa Debit* to shop online and in stores worldwide, wherever Visa is accepted1. Make purchases using your favourite mobile apps, pay for subscription services & recurring bills directly from your TD Canada Trust bank account.\r\nNo transfer fee to send or request money using
\r\n Interac e-Transfer®
\r\nPay your friends back or chip in for pizza using Interac e-Transfer®\r\n\r\n"}}" id="text-f6d99502c3" class="cmp-text"> An account designed for both Students and Youth
Keep this account with no monthly fee until age 23. After 23, you can continue to keep this account with proof of enrollment in full-time post-secondary education. Shop securely online with your TD Access Card
Use your TD Access Card with Visa Debit* to shop online and in stores worldwide, wherever Visa is accepted1. Make purchases using your favourite mobile apps, pay for subscription services & recurring bills directly from your TD Canada Trust bank account. No transfer fee to send or request money using
Interac e-Transfer®
Pay your friends back or chip in for pizza using Interac e-Transfer® \r\nNo monthly fee on Overdraft Protection service
\r\nOverdraft protection can cover occasional shortfalls in your chequing account. Learn more about overdraft protection.\r\nEarn big rewards on the little things
\r\nEarn 0.5 Bonus Stars for every $1 spent on Eligible Purchases at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply6. Learn more.\r\nBig savings are on the way with Uber One
\r\nEligible TD Cardholders can get a free 3-month Uber One trial, then 20% off their monthly membership fee! Conditions apply. Learn more.\r\n\r\n"}}" id="text-8e2fe95d50" class="cmp-text"> No monthly fee on Overdraft Protection service
Overdraft protection can cover occasional shortfalls in your chequing account. Learn more about overdraft protection. Earn big rewards on the little things
Earn 0.5 Bonus Stars for every $1 spent on Eligible Purchases at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply6. Learn more. Big savings are on the way with Uber One
Eligible TD Cardholders can get a free 3-month Uber One trial, then 20% off their monthly membership fee! Conditions apply. Learn more. Account Fees\r\n"}}" id="text-f1a302fcc8" class="cmp-text"> Account Fees
Monthly Fee
$0
Minimum monthly balance for monthly fee rebate
N/A
Transactions included per month1
Unlimited
No Additional Fee
Interac e-Transfer®
Free
$2.00 each
Foreign ATM Fee (in U.S., Mexico)2
$3.00 each
Foreign ATM Fee (in any other foreign country)2
$5.00 each
Paper Statements
Free
Benefits of banking with TD TD appThe TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.
TD MySpendPaired with the TD app, use
TD MySpend to keep track of your monthly spending and help improve your spending habits5. Learn more
Deposit cheques as soon as you receive them so you can spend more time doing the things you want3. Learn more
Direct DepositInstant access to your paycheque with no holds on your money. Learn more
Overdraft ProtectionNever worry, you're covered against temporary cash shortages4. Learn more
Simply Save ProgramAutomatically help grow your savings every time you use your TD Access Card
Learn more.
Just answer a few simple questions. We'll suggest TD products to help achieve your banking goals.
\r\n"}}" id="text-1ace2f9c52" class="cmp-text"> Need help finding the right TD products?Just answer a few simple questions. We'll suggest TD products to help achieve your banking goals.
Get started Bank accounts and fees at a glance\r\n"}}" id="text-ceec7bc37b" class="cmp-text"> Bank accounts and fees at a glance This is a simple overview of our most common fees. For a complete list of all banking fees that might apply to your account, please check our helpful About Our Accounts and Related Services document, which you can download here, or ask for at any branch.\r\nFor more information on Low Cost No Cost accounts, please see the Financial Consumer Agency of Canada (FCAC) Account Comparison Tool.
\r\n"}}" id="text-49ca33b426" class="cmp-text">This is a simple overview of our most common fees. For a complete list of all banking fees that might apply to your account, please check our helpful About Our Accounts and Related Services document, which you can download here, or ask for at any branch.
For more information on Low Cost No Cost accounts, please see the Financial Consumer Agency of Canada (FCAC) Account Comparison Tool.
View fees\r\n"}}" id="text-3c7862bcae" class="cmp-text"> Additional Account Details & Terms Information Find out more about opening a TD account with helpful resources and information.\r\n"}}" id="text-ce21cd795d" class="cmp-text">Find out more about opening a TD account with helpful resources and information.
\r\nAccount Interest Rates\r\nHow Our Interest is Calculated (PDF)\r\nAccount and Other Related Service Fees (PDF)\r\nEveryday Finances Made Easy\r\n\r\n"}}" id="text-d3c009eb01" class="cmp-text"> Account Interest Rates How Our Interest is Calculated (PDF) Account and Other Related Service Fees (PDF) Everyday Finances Made Easy \r\nAccess to Basic Banking Services (PDF)\r\nFinancial Services Terms\r\nAccess Agreement (PDF)\r\nGeneral List of Services\r\n\r\n"}}" id="text-c4111ab0c9" class="cmp-text"> Access to Basic Banking Services (PDF) Financial Services Terms Access Agreement (PDF) General List of Services Legal\r\n"}}" id="text-db9644977a" class="cmp-text">Legal
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Who we are Our impact News and economics For investors Customer care Careers Privacy and Security Legal Accessibility CDIC Member About Us Careers Manage Online Experience Site IndexToronto-Dominion Centre – Corporate Office
66 Wellington Street West, Toronto, ON M5K 1A2
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
\r\n\r\nCanada Investment Regulatory Organization (CIRO)
\r\nCIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
\r\n\r\n"}}" id="text-959b1239e4" class="cmp-text">Canada Deposit Insurance Corporation
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
Canada Investment Regulatory Organization (CIRO)
CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.\r\n"}}" id="text-333fa79c60" class="cmp-text">You are now leaving our website and entering a third-party website over which we have no control.
Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.\r\nThird-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
\r\n"}}" id="text-85a67fd483" class="cmp-text">TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
Site Index TD Personal Banking Personal Home My Accounts How To Today's Rates Accounts (Personal) Chequing Accounts Savings Accounts Student Account Credit Cards Aeroplan points Travel Rewards Cash Back No Annual Fee Low Rate U.S. Dollar Mortgages Loans and lines of credit Personal Investing GIC & Term Deposits Mutual Funds TFSA - Tax-Free Savings Account RSP - Retirement Savings Plan RIF - Retirement Income Options RESP - Education Savings Plan RDSP - Disability Savings Plan Precious Metals Insurance Travel Medical Insurance All Products Students New To Canada Banking Advice for Seniors (60+) Cross Border Banking Foreign Exchange Services Ways to Pay Ways to Bank Green Banking TD Advice TD Small Business Banking Small Business Home Accounts (Business) Chequing Account Savings Account U.S. Dollar Account AgriInvest Account Cheque Services Credit Overdraft Protection Line of Credit Business Credit Cards Loan Business Mortgage Canada Small Business Financial Loan Agriculture Credit Solutions TD Auto Finance Small Business Vehicle Lending Invest for your Business Advice for your Profession or Industry TD Merchant Solutions Foreign Currency Services Employer Services TD Investing Investing Home Direct Investing Accounts Commissions and Fees Trading Platforms Investment Types Investor Education TD Wealth Financial Planning Private Wealth Management Markets and Research TD Corporate About TD Investor Relations Economics Environment Diversity Supplier Information TD Newsroom Careers Other TD Businesses TD Commercial Banking TD Asset Management TD Securities TD Auto Finance U.S. Banking TD Bank Personal Banking TD Bank Small Business Banking TD Bank Commercial Banking TD Auto Finance TD Wealth Private Client Group TD Bank Personal Financial Services The offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All offers are contingent on satisfying the criteria outlined in the respective offer terms and conditions.\r\nCalculating the $560 TD Student Banking Package Valuation
\r\n"}}" id="0" class="cmp-text">The offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All offers are contingent on satisfying the criteria outlined in the respective offer terms and conditions.
Calculating the $560 TD Student Banking Package Valuation
◊ The up to $560 value is based on the combined total value of:\r\n\r\n$125 Cash Offer when you start by opening a new TD Student Chequing Account ∑ AND\r\nComplete any two of the following with your new TD Student Chequing Account before August 31, 2026\r\n\r\n
1. Set up and receive a recurring direct deposit from your employer or the Government.
\r\n2. Send or receive one e-Transfer of at least $30∑, ∏
\r\n 3. Make an online purchase using your TD Access Card with Visa* Debit.
\r\n4. Set-up a Pre-Authorized Transfer Service or Simply Save Service to an eligible TD Savings Account
◊ The up to $560 value is based on the combined total value of:
$125 Cash Offer when you start by opening a new TD Student Chequing Account ∑ ANDComplete any two of the following with your new TD Student Chequing Account before August 31, 2026
1. Set up and receive a recurring direct deposit from your employer or the Government.
2. Send or receive one e-Transfer of at least $30∑, ∏
3. Make an online purchase using your TD Access Card with Visa* Debit.
4. Set-up a Pre-Authorized Transfer Service or Simply Save Service to an eligible TD Savings Account
∑The $125 Cash Offer is available to full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, who are Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory of residence. We reserve the right to limit the number of accounts opened and the number of cash offers by any one person. Your account must be open, active and in good standing at the time the cash offer is deposited. Please allow 12 weeks after the conditions have been met for fulfillment.
\r\n"}}" id="B" class="cmp-text">TD Student Chequing Account Offer
∑The $125 Cash Offer is available to full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, who are Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory of residence. We reserve the right to limit the number of accounts opened and the number of cash offers by any one person. Your account must be open, active and in good standing at the time the cash offer is deposited. Please allow 12 weeks after the conditions have been met for fulfillment.
∏ Open a new TD Student Chequing Account between November 6, 2025 and June 29, 2026 (the “New Account”) and complete any two of the following with the New Account before August 31, 2026:\r\ni) Set up and receive a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
\r\nii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
\r\niii) Make an online purchase using your TD Access Card with Visa*Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
\r\niv. Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings Account by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly or bi-weekly of any amount between $0.50 to $5.00;
\r\nFor more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
\r\nThe following are not eligible for the $125 Cash Offer:
\r\ni. Customers who already have a TD Chequing account that was closed on or after November 6, 2024; or
\r\nii. Individuals who received any chequing account offer from TD from 2023 to 2025; or
\r\niii. TD staff members or a joint account with a TD staff member. For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $125 Cash Offer per customer, per New Account. The $125 Cash Offer will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
\r\n"}}" id="C" class="cmp-text">∏ Open a new TD Student Chequing Account between November 6, 2025 and June 29, 2026 (the “New Account”) and complete any two of the following with the New Account before August 31, 2026:
i) Set up and receive a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
ii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
iii) Make an online purchase using your TD Access Card with Visa*Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
iv. Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings Account by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly or bi-weekly of any amount between $0.50 to $5.00;
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
The following are not eligible for the $125 Cash Offer:
i. Customers who already have a TD Chequing account that was closed on or after November 6, 2024; or
ii. Individuals who received any chequing account offer from TD from 2023 to 2025; or
iii. TD staff members or a joint account with a TD staff member. For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $125 Cash Offer per customer, per New Account. The $125 Cash Offer will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
TD Cash Back Visa*Card Student Offer\r\nΔAnnual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
\r\nLimited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends June 29, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by June 29, 2026:
\r\nEarn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
\r\nYou must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. To earn $100 Cash Back Dollars to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance.
\r\nOffer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months.
\r\nWe reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.
\r\nThis Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card.
\r\nSee your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
\r\nQuebec Only
\r\nPrimary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
\r\n(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.
\r\n(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.
\r\n(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).
\r\n(iv) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.
\r\n(v) Example of Interest Charges.
\r\n\r\nExamples of Interest Charges for a 30-Day Billing Cycle
\r\n\r\nAnnual Interest Rate
\r\n\r\nAverage Daily Balance
\r\n\r\n$100
\r\n\r\n$200
\r\n\r\n$1,000
\r\n\r\nPurchases
\r\n\r\n21.99%
\r\n\r\n$1.81
\r\n\r\n$3.61
\r\n\r\n$18.07
\r\n\r\nCash Advances
\r\n\r\n21.99%
\r\n\r\n$1.81
\r\n\r\n$3.61
\r\n\r\n$18.07
\r\n\r\nPurchases - Default Rate
\r\n\r\n26.99%
\r\n\r\n$2.22
\r\n\r\n$4.44
\r\n\r\n$22.18
\r\n\r\nCash Advances - Default Rate
\r\n\r\n27.99%
\r\n\r\n$2.30
\r\n\r\n$4.60
\r\n\r\n$23.01
\r\n\r\n\r\n"}}" id="D" class="cmp-text">TD Cash Back Visa*Card Student Offer
ΔAnnual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
Limited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends June 29, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by June 29, 2026:
Earn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
You must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. To earn $100 Cash Back Dollars to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance.
Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months.
We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.
This Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
Quebec Only
Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.
(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.
(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).
(iv) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.
(v) Example of Interest Charges.
Examples of Interest Charges for a 30-Day Billing Cycle
Annual Interest Rate
Average Daily Balance
$100
$200
$1,000
Purchases
21.99%
$1.81
$3.61
$18.07
Cash Advances
21.99%
$1.81
$3.61
$18.07
Purchases - Default Rate
26.99%
$2.22
$4.44
$22.18
Cash Advances - Default Rate
27.99%
$2.30
$4.60
$23.01
^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.\r\n"}}" id="JK" class="cmp-text">^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
TD Direct Investing Account Student Exclusive Offer \r\n□ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025, to June 29, 2026. Please check the full terms and conditions for details.
\r\nEligibility: Open a new TD Direct Investing account by June 29, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
\r\nEligible "Account(s)" for the Direct Investing Student Offer:
\r\n\r\nCash (Single account holder)\r\nTax-Free Savings Account (TFSA) 1\r\nFirst Home Savings Account (FHSA)1\r\nRegistered Retirement Savings Plan (RRSP)1\r\nMargin\r\nInternational Students are only eligible for a Cash Account (single)\r\n\r\nAccount(s) not eligible for the Offer:
\r\n\r\nAny non-personal accounts\r\nRegistered Education Savings Plan (RESP)2\r\nSelf-Directed Locked-In Retirement Accounts (LIRA)1\r\nSelf-Directed Locked-In Retirement Savings Plan (LRSP)3\r\nRetirement Income Fund (RIFs)1\r\nLife Income Fund (LIF)1\r\nRegistered Disability Savings Plan (RDSP)1\r\nTD Easy Trade™ is not eligible for this offer.\r\n\r\nTo be eligible for the Offer, a client must:
\r\n\r\nOpen a new TD Direct Investing Account.\r\nOpen a new or maintain an existing TD Student Chequing Account.\r\nInitiate funding within 30 days of opening.\r\nBe the age of majority in their province or territory at time of Account opening.\r\nBe a legal resident of Canada.\r\nMeet the requirements below.\r\n\r\nHow to Qualify for the Offer:
\r\n1. Open a new TD Direct Investing Account by June 29, 2026.
\r\n\r\nThis offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).\r\n\r\n2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible Account(s) by July 31, 2026.
\r\n\r\nTransfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.\r\nTransfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.\r\nQualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new Account. USD balances will be converted into CAD to determine eligibility.\r\nWhere a client opens multiple new Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new Accounts.\r\n\r\n3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new Account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
\r\n4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing Account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
\r\n5. Maintenance fees charged to the Account will be rebated on a quarterly calendar basis during the first 12 months after the Account is opened.
\r\n6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
\r\n7. To remain eligible for all discounts on the TD Direct Investing Account, clients must maintain a TD Student Chequing Account in good standing and be 25 years of age or younger.
\r\nClients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
\r\nAdditional Terms & Conditions:
\r\n\r\nTo receive the reward, a client must keep the Account in good standing until the offer payout date. Good standing requires Account to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable.\r\nTD Direct Investing Account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust). The option to link may be changed anytime by contacting TD Direct Investing.\r\nEmployees of TD Bank Group are not eligible for this offer.\r\nThis offer is not transferable.\r\nThe offer, rebates and discounts may be changed, extended, or withdrawn at any time without notice.\r\nThis offer cannot be used in conjunction with any other TD Direct Investing offer.\r\nAssets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the reward. This includes assets that are transferred out and subsequently transferred back in within the past 12 months.\r\nTD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above.\r\nInvestable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.\r\nWhere a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts.\r\nQualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.\r\nThere may be tax implications associated with the cash reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash reward is paid directly to the plan and is not considered a contribution.\r\nInterest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an account qualifies for the reward.\r\nCommission fees will be rebated to the new Accounts which were charged the commission on a first in first out basis from the date the Account is opened.\r\n\r\n• Terms of Offer Payment:
\r\n\r\nThe cash reward will be paid in CAD to the Account by August 15, 2026. If Qualifying Assets are transferred to one Account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.\r\n\r\n• Terms of trading fee rebates:
\r\n\r\nUp to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%. Only self-serve trades completed electronically are eligible. Please review our Fees & Pricing information available on our website.\r\nTD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the following two business days.\r\n\r\n• Terms of Maintenance Fee rebates:
\r\nShould a quarterly maintenance fee be applied to the Account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.
\r\nMonthly Overdraft Protection Service Saving on the TD Student Chequing Account
\r\nΩ Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a New Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)
\r\nFor more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
\r\nEffective August 7, 2025, there are no MODP fees for Quebec accounts.
\r\n"}}" id="E" class="cmp-text">TD Direct Investing Account Student Exclusive Offer
□ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025, to June 29, 2026. Please check the full terms and conditions for details.
Eligibility: Open a new TD Direct Investing account by June 29, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
Eligible "Account(s)" for the Direct Investing Student Offer:
Cash (Single account holder) Tax-Free Savings Account (TFSA) 1 First Home Savings Account (FHSA)1 Registered Retirement Savings Plan (RRSP)1 Margin International Students are only eligible for a Cash Account (single)Account(s) not eligible for the Offer:
Any non-personal accounts Registered Education Savings Plan (RESP)2 Self-Directed Locked-In Retirement Accounts (LIRA)1 Self-Directed Locked-In Retirement Savings Plan (LRSP)3 Retirement Income Fund (RIFs)1 Life Income Fund (LIF)1 Registered Disability Savings Plan (RDSP)1 TD Easy Trade™ is not eligible for this offer.To be eligible for the Offer, a client must:
Open a new TD Direct Investing Account. Open a new or maintain an existing TD Student Chequing Account. Initiate funding within 30 days of opening. Be the age of majority in their province or territory at time of Account opening. Be a legal resident of Canada. Meet the requirements below.How to Qualify for the Offer:
1. Open a new TD Direct Investing Account by June 29, 2026.
This offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible Account(s) by July 31, 2026.
Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets. Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets. Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new Account. USD balances will be converted into CAD to determine eligibility. Where a client opens multiple new Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new Accounts.3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new Account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing Account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
5. Maintenance fees charged to the Account will be rebated on a quarterly calendar basis during the first 12 months after the Account is opened.
6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
7. To remain eligible for all discounts on the TD Direct Investing Account, clients must maintain a TD Student Chequing Account in good standing and be 25 years of age or younger.
Clients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
Additional Terms & Conditions:
To receive the reward, a client must keep the Account in good standing until the offer payout date. Good standing requires Account to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable. TD Direct Investing Account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust). The option to link may be changed anytime by contacting TD Direct Investing. Employees of TD Bank Group are not eligible for this offer. This offer is not transferable. The offer, rebates and discounts may be changed, extended, or withdrawn at any time without notice. This offer cannot be used in conjunction with any other TD Direct Investing offer. Assets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the reward. This includes assets that are transferred out and subsequently transferred back in within the past 12 months. TD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above. Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing. Where a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts. Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility. There may be tax implications associated with the cash reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash reward is paid directly to the plan and is not considered a contribution. Interest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an account qualifies for the reward. Commission fees will be rebated to the new Accounts which were charged the commission on a first in first out basis from the date the Account is opened.• Terms of Offer Payment:
The cash reward will be paid in CAD to the Account by August 15, 2026. If Qualifying Assets are transferred to one Account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.• Terms of trading fee rebates:
Up to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%. Only self-serve trades completed electronically are eligible. Please review our Fees & Pricing information available on our website. TD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the following two business days.• Terms of Maintenance Fee rebates:
Should a quarterly maintenance fee be applied to the Account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.
Monthly Overdraft Protection Service Saving on the TD Student Chequing Account
Ω Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a New Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
Effective August 7, 2025, there are no MODP fees for Quebec accounts.
Uber Gift Card Offer\r\nβ Customers must provide a valid email address and accept the offer by the date presented in the email confirming qualification to receive the Uber Gift Card offer.
\r\nThe Uber gift card will be electronically issued and emailed to the email provided to the bank advisor at a branch during the time of the New Account opening and provided all conditions have been met. The Uber Gift Card is subject to the restrictions set out in the terms and conditions available at uber.com/legal/gift-cards/en-ca and may be subject to change from time to time. TD is not responsible if a gift card is not honored for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Uber Gift Cards awarded by any one person.
\r\nYour TD account must be open, active and in good standing at the time the Uber Gift Card is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Uber Gift Card.
\r\nTo earn the limited-time Uber Gift Card offer, you must complete both conditions below:
\r\n1) Open a New Account between November 6, 2025, and June 29, 2026 and complete any two of the following with the New Account before August 31, 2026:
\r\n(i) Set up a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval;
\r\n(ii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
\r\n(iii) Make an online purchase using your TD Access Card with Visa* Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
\r\n(iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00; or
\r\n2) Apply for a new TD Cash Back Visa* Card, (a "new TD Credit Card") by June 29, 2026 and be approved and activate it by August 31, 2026. Your new TD Credit Card must be open, active and in Good Standing at the time the Uber Gift Card is issued.
\r\n
\r\nAccept the offer by the date presented in the email, confirming qualification to receive the Uber Gift Card.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of November 6, 2025, will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the last 6 months.
\r\nOffer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated.
\r\nBy using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® and Uber Eats app within Canada. The card is non-reloadable and, except where required by law, cannot be redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside Canada. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by Uber B.V. For balance, full terms and conditions and customer service, visit uber.com/legal/gift-cards/en-ca.
\r\n1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
\r\n2Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)
\r\n3Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.
\r\nTD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
\r\nTD Wealth Private Trust services are offered by The Canada Trust Company.
\r\nTD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
\r\n®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
\r\nVisa* is a registered trademark of Visa International Service Association, used under license.
\r\nInterac® e-Transfer is a registered trademark of Interac Corp. Used under license.
\r\n"}}" id="F" class="cmp-text">Uber Gift Card Offer
β Customers must provide a valid email address and accept the offer by the date presented in the email confirming qualification to receive the Uber Gift Card offer.
The Uber gift card will be electronically issued and emailed to the email provided to the bank advisor at a branch during the time of the New Account opening and provided all conditions have been met. The Uber Gift Card is subject to the restrictions set out in the terms and conditions available at uber.com/legal/gift-cards/en-ca and may be subject to change from time to time. TD is not responsible if a gift card is not honored for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Uber Gift Cards awarded by any one person.
Your TD account must be open, active and in good standing at the time the Uber Gift Card is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Uber Gift Card.
To earn the limited-time Uber Gift Card offer, you must complete both conditions below:
1) Open a New Account between November 6, 2025, and June 29, 2026 and complete any two of the following with the New Account before August 31, 2026:
(i) Set up a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval;
(ii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
(iii) Make an online purchase using your TD Access Card with Visa* Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
(iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00; or
2) Apply for a new TD Cash Back Visa* Card, (a "new TD Credit Card") by June 29, 2026 and be approved and activate it by August 31, 2026. Your new TD Credit Card must be open, active and in Good Standing at the time the Uber Gift Card is issued.
Accept the offer by the date presented in the email, confirming qualification to receive the Uber Gift Card.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of November 6, 2025, will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the last 6 months.
Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated.
By using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® and Uber Eats app within Canada. The card is non-reloadable and, except where required by law, cannot be redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside Canada. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by Uber B.V. For balance, full terms and conditions and customer service, visit uber.com/legal/gift-cards/en-ca.
1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
2Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)
3Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.
TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
TD Wealth Private Trust services are offered by The Canada Trust Company.
TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
Visa* is a registered trademark of Visa International Service Association, used under license.
Interac® e-Transfer is a registered trademark of Interac Corp. Used under license.
1 For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.\r\n"}}" id="1" class="cmp-text">1 For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
2 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.\r\n"}}" id="2" class="cmp-text">2 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.
3Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.\r\n"}}" id="3" class="cmp-text">3Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
4 Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.\r\n"}}" id="4" class="cmp-text">4 Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.
5 The TD App and the TD MySpend App are free to download, however standard wireless carrier message and data rates may apply.\r\n"}}" id="5" class="cmp-text">5 The TD App and the TD MySpend App are free to download, however standard wireless carrier message and data rates may apply.
6Link with Starbucks Rewards Offer & Privacy Terms\r\n"}}" id="6" class="cmp-text">6Link with Starbucks Rewards Offer & Privacy Terms
Link with Starbucks Rewards Offer:\r\n\r\nThe terms of this Offer are in addition to the agreements that apply to the eligible TD Credit Card (including the applicable reward program term and condition linked to the eligible TD Credit Card) or the TD Access Card with Visa Debit. Depending on your TD account, your standard rates and fees continue to apply. For TD Access Cards with Visa Debit: for more information about transactions and a complete list of account fees, Account and Other Related Service Fees (PDF). For information on our general services, please view our General List of Services (PDF).\r\nThe terms of this Offer are also in addition to the terms and conditions of the Starbucks Rewards program, available at www.starbucks.ca/terms (“Starbucks Rewards Terms of Use”). These terms do not alter in any way the terms and conditions of any other agreement you may have with Starbucks for other products or services, such as Starbucks Cards.\r\nThe Starbucks Rewards program is established and operated by Starbucks Coffee Canada, Inc. or its respective subsidiaries, licensees, and affiliated companies (collectively, "Starbucks"), and allows customers to earn stars (“Stars”) that can be redeemed at Participating Starbucks Stores in Canada for free food and beverage items (each, a “Reward” and collectively “Rewards”). To understand your rights and obligations under the Starbucks Rewards program, you should carefully read the Starbucks Rewards Terms of Use and any other agreements that apply to the Starbucks Rewards program.\r\n\r\nLinking to the Offer:
\r\n\r\nYou can only access this Offer in My TD Rewards which is available through your TD EasyWeb Account and/or a TD mobile app account.\r\nThere is no fee to participate in the Offer.\r\nWhen you link eligible TD Credit Cards and TD Access Cards with Visa Debit to your Starbucks Rewards account in My TD Rewards, you opt-into the Offer.\r\nIf you de-link from this Offer in My TD Rewards, you opt-out of the Offer and you will no longer participate in the Offer. You can opt-out of this Offer at any time. To opt-out of the Offer by de-linking, follow the instructions in My TD Rewards.\r\nWhile you are opted into the Offer, and as long as you meet all requirements of the terms of this Offer, you will (as applicable):\r\nearn bonus Stars with your eligible TD Credit Card or your TD Access Card with Visa Debit (bonus Stars),\r\nfor certain eligible TD Credit Cards, you can earn bonus TD points, or Aeroplan points, as applicable for your TD Credit Card (bonus points),\r\nFor select TD Credit Cards, you can redeem your TD points for Stars\r\n\r\n\r\n\r\nEligible TD accounts:
\r\n\r\nOnly TD Access Cards with Visa Debit can participate the Offer.\r\nThe following TD Credit Cards are eligible TD Credit Cards that can participate in this Offer:\r\nTD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card\r\nTD Aeroplan Visa Platinum Card, TD Aeroplan Visa Infinite Card, TD Aeroplan Visa Infinite Privilege Card, TD Aeroplan Visa Business Card\r\nTD Cash Back Visa Card, TD Cash Back Visa Infinite Card, TD Business Cash Back Visa Card\r\nTD Emerald Flex Rate Visa Card, TD Business Select Rate Visa Card\r\nTD Green Visa Card, TD Venture Visa Card\r\n\r\n\r\n\r\nParticipation in the Offer:
\r\n\r\nFor eligible TD Credit Cards Accounts, both the Primary Cardholder and any Additional Cardholder can participate.\r\nFor TD Access Card with Visa Debit, any account holder on the same account can participate.\r\nYou must be a member of the Starbucks Rewards program.\r\nYou must keep your eligible TD Credit Card or your TD Access Card with Visa Debit open, active and in Good Standing.\r\n\r\nEligible Purchases:
\r\n\r\nFor the purpose of this Offer, Eligible Purchases means the following:\r\nAny purchase of food, beverage(s), and/or merchandise, excluding purchases of alcoholic beverages and Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”), at Participating Starbucks Stores (as defined below); and\r\nAdding funds to the Starbucks Card(s) registered to your Starbucks Rewards account (“Reload”) using an eligible TD Credit Card, or using a TD Access Card with Visa Debit, as applicable. To learn more about registering your Starbucks Card to your account, visit Starbucks.ca/rewards.\r\n\r\n\r\n\r\nParticipating Starbucks Stores:
\r\n\r\nParticipating Starbucks Stores are Starbucks locations in Canada that honor Starbucks Rewards. To locate stores that honor Starbucks Rewards, visit www.starbucks.ca/store-locator and look for stores that list “Redeem Rewards” as one of the store amenities.\r\n\r\nEarning bonus Stars:
\r\n\r\nFirst: You must link your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account in My TD Rewards.\r\nSecond: Add your eligible TD Credit Card or your TD Access Card with Visa Debit as a linked method of payment within the Starbucks app, and then use it to order ahead or pay at the register for an Eligible Purchase at a Participating Starbucks Store. To learn more about adding your TD Credit Card or your TD Access Card with Visa Debit as your payment method to the Starbucks app, visit Starbucks.ca/rewards\r\nYou can also earn bonus Stars when you Reload your Starbucks Card using your eligible TD Credit Card, or your TD Access Card with Visa Debit linked to this Offer.\r\nHere is a chart that sets out how many bonus Stars you will earn with this Offer when you meet the terms of this Offer:\r\nReloading your Starbucks Card\r\n1 Star for every $1.00 Canadian Dollar spent when you Reload your registered Starbucks Card using your linked eligible TD Credit Card or your TD Access Card with Visa Debit.\r\nMaking an Eligible Purchase through the Starbucks app:\r\n0.50 Star for every $1.00 Canadian Dollar spent when you add your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account and use it to pay through the Starbucks app (either by scanning it in person at the register or ordering ahead via mobile order and pay). To learn more about adding your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account, visit Starbucks.ca/rewards.\r\n\r\n\r\nYou can check your Star balance and available Rewards, as well as any additional benefits for which you are eligible as a Starbucks Rewards member, on www.starbucks.ca/rewards or by using the Starbucks app.\r\nIf you would like to report an error for your Stars earned under this Offer, you must contact Starbucks using the information stated below under "Additional Terms".\r\n\r\nEarning bonus points:
\r\n\r\nWhen you meet the terms set out in this Offer, select eligible TD Credit Cards (set out below) can earn bonus points on Eligible Purchases. TD Access Cards with Visa Debit do not earn bonus points.\r\nThe number of bonus points that you can earn will depend on the type of eligible TD Credit Card you have. The bonus points you earn under this Offer are in addition to regular points you can earn under the rewards program connected to your eligible TD Credit Card.\r\nYou can only earn bonus points on the net Eligible Purchases charged and posted to the Account. This means that credits for refunds, returned items and other similar credits for Purchases may reduce or cancel the bonus points earned.\r\nThe select eligible TD Credit Card listed below can earn bonus points under this Offer:\r\nTD Rewards Visa Card\r\n1 TD point for every $1.00 in Eligible Purchases\r\nTD Platinum Travel Visa Card\r\n1 TD point for every $1.00 in Eligible Purchases\r\nTD First Class Travel Visa Infinite Card\r\n1.50 TD point for every $1.00 in Eligible Purchases\r\nTD Aeroplan Visa Platinum Card\r\n0.50 Aeroplan point for every $1.50 in Eligible Purchases\r\nTD Aeroplan Visa Infinite Card\r\n0.75 Aeroplan point for every $1.00 in Eligible Purchases\r\nTD Aeroplan Visa Infinite Privilege Card\r\n0.75 Aeroplan point for every $1.00 in Eligible Purchases\r\nTD Business Travel Visa Card\r\n3 TD point for every $1.00 in Eligible Purchases\r\nTD Aeroplan Visa Business Card\r\n0.75 Aeroplan point for every $1.00 in Eligible Purchases\r\n\r\n\r\nThe way we will show you the number of bonus points you have earned with this Offer will depend on the type of TD Credit Card you have:\r\nFor TD Aeroplan Credit Cards: We will show you the number of Aeroplan points you have earned with your TD Credit Card in a particular statement period on the Account’s monthly statement. Your bonus points earned under this Offer will be included in your total points balance shown on your Account's monthly statement. Once the Aeroplan points are awarded to the Aeroplan Member Account, you can check your Aeroplan points balance directly with Aeroplan. If you would like to know about the bonus points earned under this Offer, you can contact us using the information provided below.\r\nFor TD Rewards Credit Cards: You can see number of bonus TD points you have earned through TD EasyWeb or the TD Mobile app. You can also review your total TD points balance in your Account's monthly statement.\r\n\r\n\r\n\r\nRedeeming TD points for Stars:
\r\n\r\nThe following eligible TD Credit Cards can redeem TD points for Stars:\r\nTD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card.\r\n\r\n\r\nTo redeem your TD points for Stars:\r\nYour eligible TD Credit Card linked to this Offer must be open, active and in Good Standing.\r\nYour Starbucks Rewards account must be open and active.\r\nYou must link your eligible TD Credit Card to your Starbucks Rewards account in My TD Rewards.\r\n\r\n\r\nEither the Primary Cardholder or any Additional Cardholder can instruct us to redeem TD points for Stars in My TD Rewards in one of the following manners:\r\nOne Time\r\nRedemption\r\n\r\nRedeem your TD points at any time for Stars in My TD Rewards as long as the eligible TD Credit Card Account linked to this Offer has a minimum of 700 TD points.\r\n\r\n\r\nAuto-redemption:\r\n\r\nYou can tell us in My TD Rewards to automatically redeem your TD points by the date, frequency, and the number of TD points you specify.\r\nWhen you select this option, we will automatically review your instructions on a daily basis (business day only) and process your redemption when it applies.\r\nIf you want to modify or cancel this option, we will process the modification or cancellation on the same business day if submitted before 11pm Eastern Standard Time (EST), or it will be completed the following business day.\r\n\r\n\r\n\r\n\r\nNo matter which redemption option you select, we cannot reverse a redemption once the TD points are redeemed. We process your redemption request under this Offer in real-time.\r\nThe Primary Cardholder or any Additional Cardholder can redeem TD points for Stars. We will rely on the first set of instructions we receive either from the Primary Cardholder or an Additional Cardholder to redeem TD points for Stars with this Offer. Our electronic time-keeping methods will be definitive in determining the time and date of receipt by us of any redemption instructions.\r\n\r\n
Additional Terms:
\r\n\r\nMy TD Rewards is located online in EasyWeb and in the TD mobile app. We may create new ways for you to access My TD Rewards or we may change where you can access My TD Rewards.\r\nThis Offer may be changed, extended, or withdrawn at any time without notice. If we provide notice, we will provide it using electronic means.\r\nWe reserve the right, in our sole discretion, with or without notice, to suspend, disqualify, limit or revoke this Offer to any person or cardholder we find or believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer, including any person whose overall client relationship with us is in our opinion not in Good Standing.\r\nStarbucks may also restrict, cancel, or terminate any person or cardholder’s ability to participate in the Offer and such restriction, cancelation or termination may be with or without notice.\r\nThis Offer will be in addition to any other offers available for the eligible TD Credit Cards and TD Access Cards with Visa Debit.\r\nWe are not responsible for the Starbucks Rewards program, or the terms that govern the Starbucks Rewards program, including the expiry or cancellation of Stars, redemption conditions, benefits, features, or services of the Starbucks Rewards program, and its availability, cancellation or termination. This also includes no responsibility for the services supplied under the Starbucks Rewards program, or for any actions or omissions. We will not accept any responsibility for any loss or damages caused by goods or services supplied or requested in connection with the Starbucks Rewards program.\r\nStarbucks is not liable or responsible for My TD Rewards, the terms that govern your TD Access Cards with Visa Debit card, or terms that govern the eligible TD Credit Cards (including the applicable reward program term and condition linked to the eligible TD Credit Card) or any of the services and products offered/provided by The Toronto-Dominion Bank.\r\n\r\nPrivacy:
\r\nBy choosing to participate and link an eligible TD Visa Card or TD Visa Access Card with Visa Debit, you agree TD may disclose information about your transactions as well as TD and Starbucks Rewards to Starbucks Stars in order to administer the Offer. This includes information about your TD and Starbucks Rewards memberships and balances, the time and amount of a transaction, how a transaction was completed, and any rewards points you transfer.
\r\n
\r\nAny information you provide directly to TD or that TD obtains about you as a TD Bank customer or participant in the Offer will be governed by The TD Privacy Policy.
\r\n
\r\nAny information you provide directly to Starbucks or that Starbucks obtains about you as a Starbucks customer or participant in the Offer will be governed by Starbucks’ Privacy Notice.
\r\n
Contact:
\r\n\r\nTo contact us, use one of the following methods:\r\nContact\r\nDetails\r\nStarbucks\r\nOnline: https://customerservice.starbucks.ca/\r\nOnline Chat: https://customerservice.starbucks.com/app/contact/ask/
\r\nBy Phone: 1-800-782-7282\r\nTD Easy Line Telephone Banking
\r\n
\r\n
\r\nFor all other questions\r\nOnline: TD.com
\r\nBy Phone: 1-800-983-8472
\r\nBy Mail: TD Credit Cards
\r\nP.O. Box 300
\r\nTD Centre
\r\nToronto, Ontario M5K 1K6\r\n\r\n\r\n\r\n
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
\r\n*Trademark of Visa International Service Association; Used under license.
\r\n®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
\r\nStarbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”).
\r\nInterac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
\r\n"}}" id="7" class="cmp-text">Link with Starbucks Rewards Offer:
The terms of this Offer are in addition to the agreements that apply to the eligible TD Credit Card (including the applicable reward program term and condition linked to the eligible TD Credit Card) or the TD Access Card with Visa Debit. Depending on your TD account, your standard rates and fees continue to apply. For TD Access Cards with Visa Debit: for more information about transactions and a complete list of account fees, Account and Other Related Service Fees (PDF). For information on our general services, please view our General List of Services (PDF). The terms of this Offer are also in addition to the terms and conditions of the Starbucks Rewards program, available at www.starbucks.ca/terms (“Starbucks Rewards Terms of Use”). These terms do not alter in any way the terms and conditions of any other agreement you may have with Starbucks for other products or services, such as Starbucks Cards. The Starbucks Rewards program is established and operated by Starbucks Coffee Canada, Inc. or its respective subsidiaries, licensees, and affiliated companies (collectively, "Starbucks"), and allows customers to earn stars (“Stars”) that can be redeemed at Participating Starbucks Stores in Canada for free food and beverage items (each, a “Reward” and collectively “Rewards”). To understand your rights and obligations under the Starbucks Rewards program, you should carefully read the Starbucks Rewards Terms of Use and any other agreements that apply to the Starbucks Rewards program.Linking to the Offer:
You can only access this Offer in My TD Rewards which is available through your TD EasyWeb Account and/or a TD mobile app account. There is no fee to participate in the Offer. When you link eligible TD Credit Cards and TD Access Cards with Visa Debit to your Starbucks Rewards account in My TD Rewards, you opt-into the Offer. If you de-link from this Offer in My TD Rewards, you opt-out of the Offer and you will no longer participate in the Offer. You can opt-out of this Offer at any time. To opt-out of the Offer by de-linking, follow the instructions in My TD Rewards. While you are opted into the Offer, and as long as you meet all requirements of the terms of this Offer, you will (as applicable): earn bonus Stars with your eligible TD Credit Card or your TD Access Card with Visa Debit (bonus Stars), for certain eligible TD Credit Cards, you can earn bonus TD points, or Aeroplan points, as applicable for your TD Credit Card (bonus points), For select TD Credit Cards, you can redeem your TD points for StarsEligible TD accounts:
Only TD Access Cards with Visa Debit can participate the Offer. The following TD Credit Cards are eligible TD Credit Cards that can participate in this Offer: TD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card TD Aeroplan Visa Platinum Card, TD Aeroplan Visa Infinite Card, TD Aeroplan Visa Infinite Privilege Card, TD Aeroplan Visa Business Card TD Cash Back Visa Card, TD Cash Back Visa Infinite Card, TD Business Cash Back Visa Card TD Emerald Flex Rate Visa Card, TD Business Select Rate Visa Card TD Green Visa Card, TD Venture Visa CardParticipation in the Offer:
For eligible TD Credit Cards Accounts, both the Primary Cardholder and any Additional Cardholder can participate. For TD Access Card with Visa Debit, any account holder on the same account can participate. You must be a member of the Starbucks Rewards program. You must keep your eligible TD Credit Card or your TD Access Card with Visa Debit open, active and in Good Standing.Eligible Purchases:
For the purpose of this Offer, Eligible Purchases means the following: Any purchase of food, beverage(s), and/or merchandise, excluding purchases of alcoholic beverages and Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”), at Participating Starbucks Stores (as defined below); and Adding funds to the Starbucks Card(s) registered to your Starbucks Rewards account (“Reload”) using an eligible TD Credit Card, or using a TD Access Card with Visa Debit, as applicable. To learn more about registering your Starbucks Card to your account, visit Starbucks.ca/rewards.Participating Starbucks Stores:
Participating Starbucks Stores are Starbucks locations in Canada that honor Starbucks Rewards. To locate stores that honor Starbucks Rewards, visit www.starbucks.ca/store-locator and look for stores that list “Redeem Rewards” as one of the store amenities.Earning bonus Stars:
First: You must link your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account in My TD Rewards. Second: Add your eligible TD Credit Card or your TD Access Card with Visa Debit as a linked method of payment within the Starbucks app, and then use it to order ahead or pay at the register for an Eligible Purchase at a Participating Starbucks Store. To learn more about adding your TD Credit Card or your TD Access Card with Visa Debit as your payment method to the Starbucks app, visit Starbucks.ca/rewards You can also earn bonus Stars when you Reload your Starbucks Card using your eligible TD Credit Card, or your TD Access Card with Visa Debit linked to this Offer. Here is a chart that sets out how many bonus Stars you will earn with this Offer when you meet the terms of this Offer: Reloading your Starbucks Card 1 Star for every $1.00 Canadian Dollar spent when you Reload your registered Starbucks Card using your linked eligible TD Credit Card or your TD Access Card with Visa Debit. Making an Eligible Purchase through the Starbucks app: 0.50 Star for every $1.00 Canadian Dollar spent when you add your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account and use it to pay through the Starbucks app (either by scanning it in person at the register or ordering ahead via mobile order and pay). To learn more about adding your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account, visit Starbucks.ca/rewards. You can check your Star balance and available Rewards, as well as any additional benefits for which you are eligible as a Starbucks Rewards member, on www.starbucks.ca/rewards or by using the Starbucks app. If you would like to report an error for your Stars earned under this Offer, you must contact Starbucks using the information stated below under "Additional Terms".Earning bonus points:
When you meet the terms set out in this Offer, select eligible TD Credit Cards (set out below) can earn bonus points on Eligible Purchases. TD Access Cards with Visa Debit do not earn bonus points. The number of bonus points that you can earn will depend on the type of eligible TD Credit Card you have. The bonus points you earn under this Offer are in addition to regular points you can earn under the rewards program connected to your eligible TD Credit Card. You can only earn bonus points on the net Eligible Purchases charged and posted to the Account. This means that credits for refunds, returned items and other similar credits for Purchases may reduce or cancel the bonus points earned. The select eligible TD Credit Card listed below can earn bonus points under this Offer: TD Rewards Visa Card 1 TD point for every $1.00 in Eligible Purchases TD Platinum Travel Visa Card 1 TD point for every $1.00 in Eligible Purchases TD First Class Travel Visa Infinite Card 1.50 TD point for every $1.00 in Eligible Purchases TD Aeroplan Visa Platinum Card 0.50 Aeroplan point for every $1.50 in Eligible Purchases TD Aeroplan Visa Infinite Card 0.75 Aeroplan point for every $1.00 in Eligible Purchases TD Aeroplan Visa Infinite Privilege Card 0.75 Aeroplan point for every $1.00 in Eligible Purchases TD Business Travel Visa Card 3 TD point for every $1.00 in Eligible Purchases TD Aeroplan Visa Business Card 0.75 Aeroplan point for every $1.00 in Eligible Purchases The way we will show you the number of bonus points you have earned with this Offer will depend on the type of TD Credit Card you have: For TD Aeroplan Credit Cards: We will show you the number of Aeroplan points you have earned with your TD Credit Card in a particular statement period on the Account’s monthly statement. Your bonus points earned under this Offer will be included in your total points balance shown on your Account's monthly statement. Once the Aeroplan points are awarded to the Aeroplan Member Account, you can check your Aeroplan points balance directly with Aeroplan. If you would like to know about the bonus points earned under this Offer, you can contact us using the information provided below. For TD Rewards Credit Cards: You can see number of bonus TD points you have earned through TD EasyWeb or the TD Mobile app. You can also review your total TD points balance in your Account's monthly statement.Redeeming TD points for Stars:
The following eligible TD Credit Cards can redeem TD points for Stars: TD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card. To redeem your TD points for Stars: Your eligible TD Credit Card linked to this Offer must be open, active and in Good Standing. Your Starbucks Rewards account must be open and active. You must link your eligible TD Credit Card to your Starbucks Rewards account in My TD Rewards. Either the Primary Cardholder or any Additional Cardholder can instruct us to redeem TD points for Stars in My TD Rewards in one of the following manners: One TimeRedemption Redeem your TD points at any time for Stars in My TD Rewards as long as the eligible TD Credit Card Account linked to this Offer has a minimum of 700 TD points. Auto-redemption: You can tell us in My TD Rewards to automatically redeem your TD points by the date, frequency, and the number of TD points you specify. When you select this option, we will automatically review your instructions on a daily basis (business day only) and process your redemption when it applies. If you want to modify or cancel this option, we will process the modification or cancellation on the same business day if submitted before 11pm Eastern Standard Time (EST), or it will be completed the following business day. No matter which redemption option you select, we cannot reverse a redemption once the TD points are redeemed. We process your redemption request under this Offer in real-time. The Primary Cardholder or any Additional Cardholder can redeem TD points for Stars. We will rely on the first set of instructions we receive either from the Primary Cardholder or an Additional Cardholder to redeem TD points for Stars with this Offer. Our electronic time-keeping methods will be definitive in determining the time and date of receipt by us of any redemption instructions.
Additional Terms:
My TD Rewards is located online in EasyWeb and in the TD mobile app. We may create new ways for you to access My TD Rewards or we may change where you can access My TD Rewards. This Offer may be changed, extended, or withdrawn at any time without notice. If we provide notice, we will provide it using electronic means. We reserve the right, in our sole discretion, with or without notice, to suspend, disqualify, limit or revoke this Offer to any person or cardholder we find or believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer, including any person whose overall client relationship with us is in our opinion not in Good Standing. Starbucks may also restrict, cancel, or terminate any person or cardholder’s ability to participate in the Offer and such restriction, cancelation or termination may be with or without notice. This Offer will be in addition to any other offers available for the eligible TD Credit Cards and TD Access Cards with Visa Debit. We are not responsible for the Starbucks Rewards program, or the terms that govern the Starbucks Rewards program, including the expiry or cancellation of Stars, redemption conditions, benefits, features, or services of the Starbucks Rewards program, and its availability, cancellation or termination. This also includes no responsibility for the services supplied under the Starbucks Rewards program, or for any actions or omissions. We will not accept any responsibility for any loss or damages caused by goods or services supplied or requested in connection with the Starbucks Rewards program. Starbucks is not liable or responsible for My TD Rewards, the terms that govern your TD Access Cards with Visa Debit card, or terms that govern the eligible TD Credit Cards (including the applicable reward program term and condition linked to the eligible TD Credit Card) or any of the services and products offered/provided by The Toronto-Dominion Bank.Privacy:
By choosing to participate and link an eligible TD Visa Card or TD Visa Access Card with Visa Debit, you agree TD may disclose information about your transactions as well as TD and Starbucks Rewards to Starbucks Stars in order to administer the Offer. This includes information about your TD and Starbucks Rewards memberships and balances, the time and amount of a transaction, how a transaction was completed, and any rewards points you transfer.
Any information you provide directly to TD or that TD obtains about you as a TD Bank customer or participant in the Offer will be governed by The TD Privacy Policy.
Any information you provide directly to Starbucks or that Starbucks obtains about you as a Starbucks customer or participant in the Offer will be governed by Starbucks’ Privacy Notice.
Contact:
To contact us, use one of the following methods: Contact Details Starbucks Online: https://customerservice.starbucks.ca/Online Chat: https://customerservice.starbucks.com/app/contact/ask/
By Phone: 1-800-782-7282 TD Easy Line Telephone Banking
For all other questions Online: TD.com
By Phone: 1-800-983-8472
By Mail: TD Credit Cards
P.O. Box 300
TD Centre
Toronto, Ontario M5K 1K6
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
*Trademark of Visa International Service Association; Used under license.
®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”).
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
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Compare now The offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All offers are contingent on satisfying the criteria outlined in the respective offer terms and conditions.\r\nCalculating the $560 TD Student Banking Package Valuation
\r\n"}}" id="0sca" class="cmp-text">The offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All offers are contingent on satisfying the criteria outlined in the respective offer terms and conditions.
Calculating the $560 TD Student Banking Package Valuation
◊ The up to $560 value is based on the combined total value of: $125 Cash Offer when you start by opening a new TD Student Chequing Account tscatide ANDComplete any two of the following with your new TD Student Chequing Account before August 31, 2026 Set up and receive a recurring direct deposit from your employer or the Government. Send or receive one e-Transfer of at least $30tscatide, tscamu Make an online purchase using your TD Access Card with Visa* Debit. Set-up a Pre-Authorized Transfer Service or Simply Save Service to an eligible TD Savings Account Up to $100 in Cash Back Dollars when you open a new TD Cash Back Visa* Card by June 29, 2026. Conditions apply.^, Δ Eligible for students only. □ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. Ω $60 in savings with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a TD Student Chequing Account (regular $5 monthly fee for Monthly Plan Overdraft Protection) Effective August 7, 2025, there are no MODP fees for Quebec accounts. β Get a $25 Uber Gift Card if you: (a) open a new TD Student Chequing Account and complete the qualifying criteria for TD Student Chequing Account $125 Cash Offer by August 31, 2026tscatide; (b) Open an eligible Credit Card by June 29, 2026 and meet the qualifying conditions in accordance with the $25 Uber Gift Card Offer β by August 31, 2026. Keep both the new TD Student Chequing Account & Credit Card open and active for 5 months post account opening. ∑ TD Student Chequing Account Offer
∑ The $125 Cash Offer is available to full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, who are Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory of residence. We reserve the right to limit the number of accounts opened and the number of cash offers by any one person. Your account must be open, active and in good standing at the time the cash offer is deposited. Please allow 12 weeks after the conditions have been met for fulfillment. ∏ Open a new TD Student Chequing Account between November 6, 2025 and June 29, 2026 (the “New Account”) and complete any two of the following with the New Account before August 31, 2026:
i) Set up and receive a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
ii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
iii) Make an online purchase using your TD Access Card with Visa*Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings Account by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly or bi-weekly of any amount between $0.50 to $5.00;
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
The following are not eligible for the $125 Cash Offer:
(i) Customers who already have a TD Chequing account that was closed on or after November 6, 2024; or
(ii) Individuals who received any chequing account offer from TD from 2023 to 2025; or
(iii) TD staff members or a joint account with a TD staff member.
For any New Account that is a joint account, at least one account holder on the New Account must meet the eligibility requirements. Limit of one $125 Cash Offer per customer, per New Account. The $125 Cash Offer will be deposited to the New Account within 12 weeks after all conditions have been met, provided that the New Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply. TD Cash Back Visa*Card Student Offer\r\n
ΔAnnual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
\r\nLimited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends June 29, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by June 29, 2026:
\r\nEarn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
\r\nYou must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. To earn $100 Cash Back Dollars to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance.
\r\nOffer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months.
\r\nWe reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.
\r\nThis Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card.
\r\nSee your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
\r\nQuebec Only
\r\nPrimary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
\r\n(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.
\r\n(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.
\r\n(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).
\r\n(iv) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.
\r\n(v) Example of Interest Charges.
\r\n\r\nExamples of Interest Charges for a 30-Day Billing Cycle
\r\n\r\nAnnual Interest Rate
\r\n\r\nAverage Daily Balance
\r\n\r\n$100
\r\n\r\n$200
\r\n\r\n$1,000
\r\n\r\nPurchases
\r\n\r\n21.99%
\r\n\r\n$1.81
\r\n\r\n$3.61
\r\n\r\n$18.07
\r\n\r\nCash Advances
\r\n\r\n21.99%
\r\n\r\n$1.81
\r\n\r\n$3.61
\r\n\r\n$18.07
\r\n\r\nPurchases - Default Rate
\r\n\r\n26.99%
\r\n\r\n$2.22
\r\n\r\n$4.44
\r\n\r\n$22.18
\r\n\r\nCash Advances - Default Rate
\r\n\r\n27.99%
\r\n\r\n$2.30
\r\n\r\n$4.60
\r\n\r\n$23.01
\r\n\r\n\r\n"}}" id="Dsca" class="cmp-text">TD Cash Back Visa*Card Student Offer
ΔAnnual interest rates, fees and features are current as of November 5, 2025 unless otherwise indicated and subject to change.
Limited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends June 29, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by June 29, 2026:
Earn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ
You must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. To earn $100 Cash Back Dollars to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance.
Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months.
We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.
This Offer is only available to (1) full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, (2) who are Canadian residents, (3) do not have an existing TD Credit Card account and (4) who have listed 'Student' as their Occupation on their application for the TD Cash Back Visa* Card.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
Quebec Only
Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.
(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.
(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.
(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).
(iv) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.
(v) Example of Interest Charges.
Examples of Interest Charges for a 30-Day Billing Cycle
Annual Interest Rate
Average Daily Balance
$100
$200
$1,000
Purchases
21.99%
$1.81
$3.61
$18.07
Cash Advances
21.99%
$1.81
$3.61
$18.07
Purchases - Default Rate
26.99%
$2.22
$4.44
$22.18
Cash Advances - Default Rate
27.99%
$2.30
$4.60
$23.01
^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.\r\n"}}" id="JKsca" class="cmp-text">^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp.
TD Direct Investing Account Student Exclusive Offer \r\n□ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025, to June 29, 2026. Please check the full terms and conditions for details.
\r\nEligibility: Open a new TD Direct Investing account by June 29, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
\r\nEligible "Account(s)" for the Direct Investing Student Offer:
\r\n\r\nCash (Single account holder)\r\nTax-Free Savings Account (TFSA) 1\r\nFirst Home Savings Account (FHSA)1\r\nRegistered Retirement Savings Plan (RRSP)1\r\nMargin\r\nInternational Students are only eligible for a Cash Account (single)\r\n\r\nAccount(s) not eligible for the Offer:
\r\n\r\nAny non-personal accounts\r\nRegistered Education Savings Plan (RESP)2\r\nSelf-Directed Locked-In Retirement Accounts (LIRA)1\r\nSelf-Directed Locked-In Retirement Savings Plan (LRSP)3\r\nRetirement Income Fund (RIFs)1\r\nLife Income Fund (LIF)1\r\nRegistered Disability Savings Plan (RDSP)1\r\nTD Easy Trade™ is not eligible for this offer.\r\n\r\nTo be eligible for the Offer, a client must:
\r\n\r\nOpen a new TD Direct Investing Account.\r\nOpen a new or maintain an existing TD Student Chequing Account.\r\nInitiate funding within 30 days of opening.\r\nBe the age of majority in their province or territory at time of Account opening.\r\nBe a legal resident of Canada.\r\nMeet the requirements below.\r\n\r\nHow to Qualify for the Offer:
\r\n1. Open a new TD Direct Investing Account by June 29, 2026.
\r\n\r\nThis offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).\r\n\r\n2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible Account(s) by July 31, 2026.
\r\n\r\nTransfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.\r\nTransfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.\r\nQualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new Account. USD balances will be converted into CAD to determine eligibility.\r\nWhere a client opens multiple new Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new Accounts.\r\n\r\n3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new Account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
\r\n4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing Account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
\r\n5. Maintenance fees charged to the Account will be rebated on a quarterly calendar basis during the first 12 months after the Account is opened.
\r\n6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
\r\n7. To remain eligible for all discounts on the TD Direct Investing Account, clients must maintain a TD Student Chequing Account in good standing and be 25 years of age or younger.
\r\nClients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
\r\nAdditional Terms & Conditions:
\r\n\r\nTo receive the reward, a client must keep the Account in good standing until the offer payout date. Good standing requires Account to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable.\r\nTD Direct Investing Account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust). The option to link may be changed anytime by contacting TD Direct Investing.\r\nEmployees of TD Bank Group are not eligible for this offer.\r\nThis offer is not transferable.\r\nThe offer, rebates and discounts may be changed, extended, or withdrawn at any time without notice.\r\nThis offer cannot be used in conjunction with any other TD Direct Investing offer.\r\nAssets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the reward. This includes assets that are transferred out and subsequently transferred back in within the past 12 months.\r\nTD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above.\r\nInvestable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.\r\nWhere a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts.\r\nQualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.\r\nThere may be tax implications associated with the cash reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash reward is paid directly to the plan and is not considered a contribution.\r\nInterest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an account qualifies for the reward.\r\nCommission fees will be rebated to the new Accounts which were charged the commission on a first in first out basis from the date the Account is opened.\r\n\r\n• Terms of Offer Payment:
\r\n\r\nThe cash reward will be paid in CAD to the Account by August 15, 2026. If Qualifying Assets are transferred to one Account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.\r\n\r\n• Terms of trading fee rebates:
\r\n\r\nUp to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%. Only self-serve trades completed electronically are eligible. Please review our Fees & Pricing information available on our website.\r\nTD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the following two business days.\r\n\r\n• Terms of Maintenance Fee rebates:
\r\nShould a quarterly maintenance fee be applied to the Account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.
\r\nMonthly Overdraft Protection Service Saving on the TD Student Chequing Account
\r\nΩ Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a New Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)
\r\nFor more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
\r\nEffective August 7, 2025, there are no MODP fees for Quebec accounts.
\r\n"}}" id="Esca" class="cmp-text">TD Direct Investing Account Student Exclusive Offer
□ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025, to June 29, 2026. Please check the full terms and conditions for details.
Eligibility: Open a new TD Direct Investing account by June 29, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
Eligible "Account(s)" for the Direct Investing Student Offer:
Cash (Single account holder) Tax-Free Savings Account (TFSA) 1 First Home Savings Account (FHSA)1 Registered Retirement Savings Plan (RRSP)1 Margin International Students are only eligible for a Cash Account (single)Account(s) not eligible for the Offer:
Any non-personal accounts Registered Education Savings Plan (RESP)2 Self-Directed Locked-In Retirement Accounts (LIRA)1 Self-Directed Locked-In Retirement Savings Plan (LRSP)3 Retirement Income Fund (RIFs)1 Life Income Fund (LIF)1 Registered Disability Savings Plan (RDSP)1 TD Easy Trade™ is not eligible for this offer.To be eligible for the Offer, a client must:
Open a new TD Direct Investing Account. Open a new or maintain an existing TD Student Chequing Account. Initiate funding within 30 days of opening. Be the age of majority in their province or territory at time of Account opening. Be a legal resident of Canada. Meet the requirements below.How to Qualify for the Offer:
1. Open a new TD Direct Investing Account by June 29, 2026.
This offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible Account(s) by July 31, 2026.
Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets. Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets. Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new Account. USD balances will be converted into CAD to determine eligibility. Where a client opens multiple new Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new Accounts.3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new Account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing Account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
5. Maintenance fees charged to the Account will be rebated on a quarterly calendar basis during the first 12 months after the Account is opened.
6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
7. To remain eligible for all discounts on the TD Direct Investing Account, clients must maintain a TD Student Chequing Account in good standing and be 25 years of age or younger.
Clients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
Additional Terms & Conditions:
To receive the reward, a client must keep the Account in good standing until the offer payout date. Good standing requires Account to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable. TD Direct Investing Account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust). The option to link may be changed anytime by contacting TD Direct Investing. Employees of TD Bank Group are not eligible for this offer. This offer is not transferable. The offer, rebates and discounts may be changed, extended, or withdrawn at any time without notice. This offer cannot be used in conjunction with any other TD Direct Investing offer. Assets that have previously qualified for or received rewards under any prior promotional offer will not be included in Qualifying Assets for the purpose of calculating the reward. This includes assets that are transferred out and subsequently transferred back in within the past 12 months. TD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above. Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing. Where a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts. Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility. There may be tax implications associated with the cash reward. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash reward is paid directly to the plan and is not considered a contribution. Interest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an account qualifies for the reward. Commission fees will be rebated to the new Accounts which were charged the commission on a first in first out basis from the date the Account is opened.• Terms of Offer Payment:
The cash reward will be paid in CAD to the Account by August 15, 2026. If Qualifying Assets are transferred to one Account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.• Terms of trading fee rebates:
Up to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%. Only self-serve trades completed electronically are eligible. Please review our Fees & Pricing information available on our website. TD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the following two business days.• Terms of Maintenance Fee rebates:
Should a quarterly maintenance fee be applied to the Account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.
Monthly Overdraft Protection Service Saving on the TD Student Chequing Account
Ω Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a New Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
Effective August 7, 2025, there are no MODP fees for Quebec accounts.
Uber Gift Card Offer\r\nβ Customers must provide a valid email address and accept the offer by the date presented in the email confirming qualification to receive the Uber Gift Card offer.
\r\nThe Uber gift card will be electronically issued and emailed to the email provided to the bank advisor at a branch during the time of the New Account opening and provided all conditions have been met. The Uber Gift Card is subject to the restrictions set out in the terms and conditions available at uber.com/legal/gift-cards/en-ca and may be subject to change from time to time. TD is not responsible if a gift card is not honored for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Uber Gift Cards awarded by any one person.
\r\nYour TD account must be open, active and in good standing at the time the Uber Gift Card is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Uber Gift Card.
\r\nTo earn the limited-time Uber Gift Card offer, you must complete both conditions below:
\r\n1) Open a New Account between November 6, 2025, and June 29, 2026 and complete any two of the following with the New Account before August 31, 2026:
\r\n(i) Set up a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval;
\r\n(ii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
\r\n(iii) Make an online purchase using your TD Access Card with Visa* Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
\r\n(iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00; or
\r\n2) Apply for a new TD Cash Back Visa* Card, (a "new TD Credit Card") by June 29, 2026 and be approved and activate it by August 31, 2026. Your new TD Credit Card must be open, active and in Good Standing at the time the Uber Gift Card is issued.
\r\n
\r\nAccept the offer by the date presented in the email, confirming qualification to receive the Uber Gift Card.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of November 6, 2025, will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the last 6 months.
\r\nOffer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated.
\r\nBy using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® and Uber Eats app within Canada. The card is non-reloadable and, except where required by law, cannot be redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside Canada. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by Uber B.V. For balance, full terms and conditions and customer service, visit uber.com/legal/gift-cards/en-ca.
\r\n1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
\r\n2Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)
\r\n3Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.
\r\nTD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.
\r\nTD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
\r\nTD Wealth Private Trust services are offered by The Canada Trust Company.
\r\nTD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
\r\n®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
\r\nVisa* is a registered trademark of Visa International Service Association, used under license.
\r\nInterac® e-Transfer is a registered trademark of Interac Corp. Used under license.
\r\n"}}" id="Fsca" class="cmp-text">Uber Gift Card Offer
β Customers must provide a valid email address and accept the offer by the date presented in the email confirming qualification to receive the Uber Gift Card offer.
The Uber gift card will be electronically issued and emailed to the email provided to the bank advisor at a branch during the time of the New Account opening and provided all conditions have been met. The Uber Gift Card is subject to the restrictions set out in the terms and conditions available at uber.com/legal/gift-cards/en-ca and may be subject to change from time to time. TD is not responsible if a gift card is not honored for any reason, including if the third-party merchant issuing the gift card becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Uber Gift Cards awarded by any one person.
Your TD account must be open, active and in good standing at the time the Uber Gift Card is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Uber Gift Card.
To earn the limited-time Uber Gift Card offer, you must complete both conditions below:
1) Open a New Account between November 6, 2025, and June 29, 2026 and complete any two of the following with the New Account before August 31, 2026:
(i) Set up a recurring Direct Deposit from your employer or the Government with the first deposit posted to the New Account by August 31, 2026. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval;
(ii) Send or receive one e-Transfer of at least $30 by August 31, 2026;
(iii) Make an online purchase using your TD Access Card with Visa* Debit by August 31, 2026. Regular transaction fees may apply, see About Our Accounts and Related Services for more information;
(iv) Set-up a recurring Pre-authorized Transfer Service or Simply Save Service from the New Account to a TD Every Day Savings Account or TD ePremium Savings by August 31, 2026. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00; or
2) Apply for a new TD Cash Back Visa* Card, (a "new TD Credit Card") by June 29, 2026 and be approved and activate it by August 31, 2026. Your new TD Credit Card must be open, active and in Good Standing at the time the Uber Gift Card is issued.
Accept the offer by the date presented in the email, confirming qualification to receive the Uber Gift Card.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of November 6, 2025, will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the last 6 months.
Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated.
By using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® and Uber Eats app within Canada. The card is non-reloadable and, except where required by law, cannot be redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside Canada. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by Uber B.V. For balance, full terms and conditions and customer service, visit uber.com/legal/gift-cards/en-ca.
1Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
2Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)
3Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.
TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Banking services are offered by The Toronto-Dominion Bank.
TD Wealth Private Trust services are offered by The Canada Trust Company.
TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
Visa* is a registered trademark of Visa International Service Association, used under license.
Interac® e-Transfer is a registered trademark of Interac Corp. Used under license.
1 For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.\r\n"}}" id="1sca" class="cmp-text">1 For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
2 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.\r\n"}}" id="2sca" class="cmp-text">2 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.
3Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.\r\n"}}" id="3sca" class="cmp-text">3Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.
4 Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.\r\n"}}" id="4sca" class="cmp-text">4 Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.
5 The TD App and the TD MySpend App are free to download, however standard wireless carrier message and data rates may apply.\r\n"}}" id="5sca" class="cmp-text">5 The TD App and the TD MySpend App are free to download, however standard wireless carrier message and data rates may apply.
6Link with Starbucks Rewards Offer & Privacy Terms\r\n"}}" id="6sca" class="cmp-text">6Link with Starbucks Rewards Offer & Privacy Terms
Link with Starbucks Rewards Offer:\r\n\r\nThe terms of this Offer are in addition to the agreements that apply to the eligible TD Credit Card (including the applicable reward program term and condition linked to the eligible TD Credit Card) or the TD Access Card with Visa Debit. Depending on your TD account, your standard rates and fees continue to apply. For TD Access Cards with Visa Debit: for more information about transactions and a complete list of account fees, Account and Other Related Service Fees (PDF). For information on our general services, please view our General List of Services (PDF).\r\nThe terms of this Offer are also in addition to the terms and conditions of the Starbucks Rewards program, available at www.starbucks.ca/terms (“Starbucks Rewards Terms of Use”). These terms do not alter in any way the terms and conditions of any other agreement you may have with Starbucks for other products or services, such as Starbucks Cards.\r\nThe Starbucks Rewards program is established and operated by Starbucks Coffee Canada, Inc. or its respective subsidiaries, licensees, and affiliated companies (collectively, "Starbucks"), and allows customers to earn stars (“Stars”) that can be redeemed at Participating Starbucks Stores in Canada for free food and beverage items (each, a “Reward” and collectively “Rewards”). To understand your rights and obligations under the Starbucks Rewards program, you should carefully read the Starbucks Rewards Terms of Use and any other agreements that apply to the Starbucks Rewards program.\r\n\r\nLinking to the Offer:
\r\n\r\nYou can only access this Offer in My TD Rewards which is available through your TD EasyWeb Account and/or a TD mobile app account.\r\nThere is no fee to participate in the Offer.\r\nWhen you link eligible TD Credit Cards and TD Access Cards with Visa Debit to your Starbucks Rewards account in My TD Rewards, you opt-into the Offer.\r\nIf you de-link from this Offer in My TD Rewards, you opt-out of the Offer and you will no longer participate in the Offer. You can opt-out of this Offer at any time. To opt-out of the Offer by de-linking, follow the instructions in My TD Rewards.\r\nWhile you are opted into the Offer, and as long as you meet all requirements of the terms of this Offer, you will (as applicable):\r\nearn bonus Stars with your eligible TD Credit Card or your TD Access Card with Visa Debit (bonus Stars),\r\nfor certain eligible TD Credit Cards, you can earn bonus TD points, or Aeroplan points, as applicable for your TD Credit Card (bonus points),\r\nFor select TD Credit Cards, you can redeem your TD points for Stars\r\n\r\n\r\n\r\nEligible TD accounts:
\r\n\r\nOnly TD Access Cards with Visa Debit can participate the Offer.\r\nThe following TD Credit Cards are eligible TD Credit Cards that can participate in this Offer:\r\nTD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card\r\nTD Aeroplan Visa Platinum Card, TD Aeroplan Visa Infinite Card, TD Aeroplan Visa Infinite Privilege Card, TD Aeroplan Visa Business Card\r\nTD Cash Back Visa Card, TD Cash Back Visa Infinite Card, TD Business Cash Back Visa Card\r\nTD Emerald Flex Rate Visa Card, TD Business Select Rate Visa Card\r\nTD Green Visa Card, TD Venture Visa Card\r\n\r\n\r\n\r\nParticipation in the Offer:
\r\n\r\nFor eligible TD Credit Cards Accounts, both the Primary Cardholder and any Additional Cardholder can participate.\r\nFor TD Access Card with Visa Debit, any account holder on the same account can participate.\r\nYou must be a member of the Starbucks Rewards program.\r\nYou must keep your eligible TD Credit Card or your TD Access Card with Visa Debit open, active and in Good Standing.\r\n\r\nEligible Purchases:
\r\n\r\nFor the purpose of this Offer, Eligible Purchases means the following:\r\nAny purchase of food, beverage(s), and/or merchandise, excluding purchases of alcoholic beverages and Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”), at Participating Starbucks Stores (as defined below); and\r\nAdding funds to the Starbucks Card(s) registered to your Starbucks Rewards account (“Reload”) using an eligible TD Credit Card, or using a TD Access Card with Visa Debit, as applicable. To learn more about registering your Starbucks Card to your account, visit Starbucks.ca/rewards.\r\n\r\n\r\n\r\nParticipating Starbucks Stores:
\r\n\r\nParticipating Starbucks Stores are Starbucks locations in Canada that honor Starbucks Rewards. To locate stores that honor Starbucks Rewards, visit www.starbucks.ca/store-locator and look for stores that list “Redeem Rewards” as one of the store amenities.\r\n\r\nEarning bonus Stars:
\r\n\r\nFirst: You must link your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account in My TD Rewards.\r\nSecond: Add your eligible TD Credit Card or your TD Access Card with Visa Debit as a linked method of payment within the Starbucks app, and then use it to order ahead or pay at the register for an Eligible Purchase at a Participating Starbucks Store. To learn more about adding your TD Credit Card or your TD Access Card with Visa Debit as your payment method to the Starbucks app, visit Starbucks.ca/rewards\r\nYou can also earn bonus Stars when you Reload your Starbucks Card using your eligible TD Credit Card, or your TD Access Card with Visa Debit linked to this Offer.\r\nHere is a chart that sets out how many bonus Stars you will earn with this Offer when you meet the terms of this Offer:\r\nReloading your Starbucks Card\r\n1 Star for every $1.00 Canadian Dollar spent when you Reload your registered Starbucks Card using your linked eligible TD Credit Card or your TD Access Card with Visa Debit.\r\nMaking an Eligible Purchase through the Starbucks app:\r\n0.50 Star for every $1.00 Canadian Dollar spent when you add your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account and use it to pay through the Starbucks app (either by scanning it in person at the register or ordering ahead via mobile order and pay). To learn more about adding your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account, visit Starbucks.ca/rewards.\r\n\r\n\r\nYou can check your Star balance and available Rewards, as well as any additional benefits for which you are eligible as a Starbucks Rewards member, on www.starbucks.ca/rewards or by using the Starbucks app.\r\nIf you would like to report an error for your Stars earned under this Offer, you must contact Starbucks using the information stated below under "Additional Terms".\r\n\r\nEarning bonus points:
\r\n\r\nWhen you meet the terms set out in this Offer, select eligible TD Credit Cards (set out below) can earn bonus points on Eligible Purchases. TD Access Cards with Visa Debit do not earn bonus points.\r\nThe number of bonus points that you can earn will depend on the type of eligible TD Credit Card you have. The bonus points you earn under this Offer are in addition to regular points you can earn under the rewards program connected to your eligible TD Credit Card.\r\nYou can only earn bonus points on the net Eligible Purchases charged and posted to the Account. This means that credits for refunds, returned items and other similar credits for Purchases may reduce or cancel the bonus points earned.\r\nThe select eligible TD Credit Card listed below can earn bonus points under this Offer:\r\nTD Rewards Visa Card\r\n1 TD point for every $1.00 in Eligible Purchases\r\nTD Platinum Travel Visa Card\r\n1 TD point for every $1.00 in Eligible Purchases\r\nTD First Class Travel Visa Infinite Card\r\n1.50 TD point for every $1.00 in Eligible Purchases\r\nTD Aeroplan Visa Platinum Card\r\n0.50 Aeroplan point for every $1.50 in Eligible Purchases\r\nTD Aeroplan Visa Infinite Card\r\n0.75 Aeroplan point for every $1.00 in Eligible Purchases\r\nTD Aeroplan Visa Infinite Privilege Card\r\n0.75 Aeroplan point for every $1.00 in Eligible Purchases\r\nTD Business Travel Visa Card\r\n3 TD point for every $1.00 in Eligible Purchases\r\nTD Aeroplan Visa Business Card\r\n0.75 Aeroplan point for every $1.00 in Eligible Purchases\r\n\r\n\r\nThe way we will show you the number of bonus points you have earned with this Offer will depend on the type of TD Credit Card you have:\r\nFor TD Aeroplan Credit Cards: We will show you the number of Aeroplan points you have earned with your TD Credit Card in a particular statement period on the Account’s monthly statement. Your bonus points earned under this Offer will be included in your total points balance shown on your Account's monthly statement. Once the Aeroplan points are awarded to the Aeroplan Member Account, you can check your Aeroplan points balance directly with Aeroplan. If you would like to know about the bonus points earned under this Offer, you can contact us using the information provided below.\r\nFor TD Rewards Credit Cards: You can see number of bonus TD points you have earned through TD EasyWeb or the TD Mobile app. You can also review your total TD points balance in your Account's monthly statement.\r\n\r\n\r\n\r\nRedeeming TD points for Stars:
\r\n\r\nThe following eligible TD Credit Cards can redeem TD points for Stars:\r\nTD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card.\r\n\r\n\r\nTo redeem your TD points for Stars:\r\nYour eligible TD Credit Card linked to this Offer must be open, active and in Good Standing.\r\nYour Starbucks Rewards account must be open and active.\r\nYou must link your eligible TD Credit Card to your Starbucks Rewards account in My TD Rewards.\r\n\r\n\r\nEither the Primary Cardholder or any Additional Cardholder can instruct us to redeem TD points for Stars in My TD Rewards in one of the following manners:\r\nOne Time\r\nRedemption\r\n\r\nRedeem your TD points at any time for Stars in My TD Rewards as long as the eligible TD Credit Card Account linked to this Offer has a minimum of 700 TD points.\r\n\r\n\r\nAuto-redemption:\r\n\r\nYou can tell us in My TD Rewards to automatically redeem your TD points by the date, frequency, and the number of TD points you specify.\r\nWhen you select this option, we will automatically review your instructions on a daily basis (business day only) and process your redemption when it applies.\r\nIf you want to modify or cancel this option, we will process the modification or cancellation on the same business day if submitted before 11pm Eastern Standard Time (EST), or it will be completed the following business day.\r\n\r\n\r\n\r\n\r\nNo matter which redemption option you select, we cannot reverse a redemption once the TD points are redeemed. We process your redemption request under this Offer in real-time.\r\nThe Primary Cardholder or any Additional Cardholder can redeem TD points for Stars. We will rely on the first set of instructions we receive either from the Primary Cardholder or an Additional Cardholder to redeem TD points for Stars with this Offer. Our electronic time-keeping methods will be definitive in determining the time and date of receipt by us of any redemption instructions.\r\n\r\n
Additional Terms:
\r\n\r\nMy TD Rewards is located online in EasyWeb and in the TD mobile app. We may create new ways for you to access My TD Rewards or we may change where you can access My TD Rewards.\r\nThis Offer may be changed, extended, or withdrawn at any time without notice. If we provide notice, we will provide it using electronic means.\r\nWe reserve the right, in our sole discretion, with or without notice, to suspend, disqualify, limit or revoke this Offer to any person or cardholder we find or believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer, including any person whose overall client relationship with us is in our opinion not in Good Standing.\r\nStarbucks may also restrict, cancel, or terminate any person or cardholder’s ability to participate in the Offer and such restriction, cancelation or termination may be with or without notice.\r\nThis Offer will be in addition to any other offers available for the eligible TD Credit Cards and TD Access Cards with Visa Debit.\r\nWe are not responsible for the Starbucks Rewards program, or the terms that govern the Starbucks Rewards program, including the expiry or cancellation of Stars, redemption conditions, benefits, features, or services of the Starbucks Rewards program, and its availability, cancellation or termination. This also includes no responsibility for the services supplied under the Starbucks Rewards program, or for any actions or omissions. We will not accept any responsibility for any loss or damages caused by goods or services supplied or requested in connection with the Starbucks Rewards program.\r\nStarbucks is not liable or responsible for My TD Rewards, the terms that govern your TD Access Cards with Visa Debit card, or terms that govern the eligible TD Credit Cards (including the applicable reward program term and condition linked to the eligible TD Credit Card) or any of the services and products offered/provided by The Toronto-Dominion Bank.\r\n\r\nPrivacy:
\r\nBy choosing to participate and link an eligible TD Visa Card or TD Visa Access Card with Visa Debit, you agree TD may disclose information about your transactions as well as TD and Starbucks Rewards to Starbucks Stars in order to administer the Offer. This includes information about your TD and Starbucks Rewards memberships and balances, the time and amount of a transaction, how a transaction was completed, and any rewards points you transfer.
\r\n
\r\nAny information you provide directly to TD or that TD obtains about you as a TD Bank customer or participant in the Offer will be governed by The TD Privacy Policy.
\r\n
\r\nAny information you provide directly to Starbucks or that Starbucks obtains about you as a Starbucks customer or participant in the Offer will be governed by Starbucks’ Privacy Notice.
\r\n
Contact:
\r\n\r\nTo contact us, use one of the following methods:\r\nContact\r\nDetails\r\nStarbucks\r\nOnline: https://customerservice.starbucks.ca/\r\nOnline Chat: https://customerservice.starbucks.com/app/contact/ask/
\r\nBy Phone: 1-800-782-7282\r\nTD Easy Line Telephone Banking
\r\n
\r\n
\r\nFor all other questions\r\nOnline: TD.com
\r\nBy Phone: 1-800-983-8472
\r\nBy Mail: TD Credit Cards
\r\nP.O. Box 300
\r\nTD Centre
\r\nToronto, Ontario M5K 1K6\r\n\r\n\r\n\r\n
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
\r\n*Trademark of Visa International Service Association; Used under license.
\r\n®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
\r\nStarbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”).
\r\nInterac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
\r\n"}}" id="7sca" class="cmp-text">Link with Starbucks Rewards Offer:
The terms of this Offer are in addition to the agreements that apply to the eligible TD Credit Card (including the applicable reward program term and condition linked to the eligible TD Credit Card) or the TD Access Card with Visa Debit. Depending on your TD account, your standard rates and fees continue to apply. For TD Access Cards with Visa Debit: for more information about transactions and a complete list of account fees, Account and Other Related Service Fees (PDF). For information on our general services, please view our General List of Services (PDF). The terms of this Offer are also in addition to the terms and conditions of the Starbucks Rewards program, available at www.starbucks.ca/terms (“Starbucks Rewards Terms of Use”). These terms do not alter in any way the terms and conditions of any other agreement you may have with Starbucks for other products or services, such as Starbucks Cards. The Starbucks Rewards program is established and operated by Starbucks Coffee Canada, Inc. or its respective subsidiaries, licensees, and affiliated companies (collectively, "Starbucks"), and allows customers to earn stars (“Stars”) that can be redeemed at Participating Starbucks Stores in Canada for free food and beverage items (each, a “Reward” and collectively “Rewards”). To understand your rights and obligations under the Starbucks Rewards program, you should carefully read the Starbucks Rewards Terms of Use and any other agreements that apply to the Starbucks Rewards program.Linking to the Offer:
You can only access this Offer in My TD Rewards which is available through your TD EasyWeb Account and/or a TD mobile app account. There is no fee to participate in the Offer. When you link eligible TD Credit Cards and TD Access Cards with Visa Debit to your Starbucks Rewards account in My TD Rewards, you opt-into the Offer. If you de-link from this Offer in My TD Rewards, you opt-out of the Offer and you will no longer participate in the Offer. You can opt-out of this Offer at any time. To opt-out of the Offer by de-linking, follow the instructions in My TD Rewards. While you are opted into the Offer, and as long as you meet all requirements of the terms of this Offer, you will (as applicable): earn bonus Stars with your eligible TD Credit Card or your TD Access Card with Visa Debit (bonus Stars), for certain eligible TD Credit Cards, you can earn bonus TD points, or Aeroplan points, as applicable for your TD Credit Card (bonus points), For select TD Credit Cards, you can redeem your TD points for StarsEligible TD accounts:
Only TD Access Cards with Visa Debit can participate the Offer. The following TD Credit Cards are eligible TD Credit Cards that can participate in this Offer: TD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card TD Aeroplan Visa Platinum Card, TD Aeroplan Visa Infinite Card, TD Aeroplan Visa Infinite Privilege Card, TD Aeroplan Visa Business Card TD Cash Back Visa Card, TD Cash Back Visa Infinite Card, TD Business Cash Back Visa Card TD Emerald Flex Rate Visa Card, TD Business Select Rate Visa Card TD Green Visa Card, TD Venture Visa CardParticipation in the Offer:
For eligible TD Credit Cards Accounts, both the Primary Cardholder and any Additional Cardholder can participate. For TD Access Card with Visa Debit, any account holder on the same account can participate. You must be a member of the Starbucks Rewards program. You must keep your eligible TD Credit Card or your TD Access Card with Visa Debit open, active and in Good Standing.Eligible Purchases:
For the purpose of this Offer, Eligible Purchases means the following: Any purchase of food, beverage(s), and/or merchandise, excluding purchases of alcoholic beverages and Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”), at Participating Starbucks Stores (as defined below); and Adding funds to the Starbucks Card(s) registered to your Starbucks Rewards account (“Reload”) using an eligible TD Credit Card, or using a TD Access Card with Visa Debit, as applicable. To learn more about registering your Starbucks Card to your account, visit Starbucks.ca/rewards.Participating Starbucks Stores:
Participating Starbucks Stores are Starbucks locations in Canada that honor Starbucks Rewards. To locate stores that honor Starbucks Rewards, visit www.starbucks.ca/store-locator and look for stores that list “Redeem Rewards” as one of the store amenities.Earning bonus Stars:
First: You must link your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account in My TD Rewards. Second: Add your eligible TD Credit Card or your TD Access Card with Visa Debit as a linked method of payment within the Starbucks app, and then use it to order ahead or pay at the register for an Eligible Purchase at a Participating Starbucks Store. To learn more about adding your TD Credit Card or your TD Access Card with Visa Debit as your payment method to the Starbucks app, visit Starbucks.ca/rewards You can also earn bonus Stars when you Reload your Starbucks Card using your eligible TD Credit Card, or your TD Access Card with Visa Debit linked to this Offer. Here is a chart that sets out how many bonus Stars you will earn with this Offer when you meet the terms of this Offer: Reloading your Starbucks Card 1 Star for every $1.00 Canadian Dollar spent when you Reload your registered Starbucks Card using your linked eligible TD Credit Card or your TD Access Card with Visa Debit. Making an Eligible Purchase through the Starbucks app: 0.50 Star for every $1.00 Canadian Dollar spent when you add your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account and use it to pay through the Starbucks app (either by scanning it in person at the register or ordering ahead via mobile order and pay). To learn more about adding your eligible TD Credit Card or your TD Access Card with Visa Debit to your Starbucks Rewards account, visit Starbucks.ca/rewards. You can check your Star balance and available Rewards, as well as any additional benefits for which you are eligible as a Starbucks Rewards member, on www.starbucks.ca/rewards or by using the Starbucks app. If you would like to report an error for your Stars earned under this Offer, you must contact Starbucks using the information stated below under "Additional Terms".Earning bonus points:
When you meet the terms set out in this Offer, select eligible TD Credit Cards (set out below) can earn bonus points on Eligible Purchases. TD Access Cards with Visa Debit do not earn bonus points. The number of bonus points that you can earn will depend on the type of eligible TD Credit Card you have. The bonus points you earn under this Offer are in addition to regular points you can earn under the rewards program connected to your eligible TD Credit Card. You can only earn bonus points on the net Eligible Purchases charged and posted to the Account. This means that credits for refunds, returned items and other similar credits for Purchases may reduce or cancel the bonus points earned. The select eligible TD Credit Card listed below can earn bonus points under this Offer: TD Rewards Visa Card 1 TD point for every $1.00 in Eligible Purchases TD Platinum Travel Visa Card 1 TD point for every $1.00 in Eligible Purchases TD First Class Travel Visa Infinite Card 1.50 TD point for every $1.00 in Eligible Purchases TD Aeroplan Visa Platinum Card 0.50 Aeroplan point for every $1.50 in Eligible Purchases TD Aeroplan Visa Infinite Card 0.75 Aeroplan point for every $1.00 in Eligible Purchases TD Aeroplan Visa Infinite Privilege Card 0.75 Aeroplan point for every $1.00 in Eligible Purchases TD Business Travel Visa Card 3 TD point for every $1.00 in Eligible Purchases TD Aeroplan Visa Business Card 0.75 Aeroplan point for every $1.00 in Eligible Purchases The way we will show you the number of bonus points you have earned with this Offer will depend on the type of TD Credit Card you have: For TD Aeroplan Credit Cards: We will show you the number of Aeroplan points you have earned with your TD Credit Card in a particular statement period on the Account’s monthly statement. Your bonus points earned under this Offer will be included in your total points balance shown on your Account's monthly statement. Once the Aeroplan points are awarded to the Aeroplan Member Account, you can check your Aeroplan points balance directly with Aeroplan. If you would like to know about the bonus points earned under this Offer, you can contact us using the information provided below. For TD Rewards Credit Cards: You can see number of bonus TD points you have earned through TD EasyWeb or the TD Mobile app. You can also review your total TD points balance in your Account's monthly statement.Redeeming TD points for Stars:
The following eligible TD Credit Cards can redeem TD points for Stars: TD Rewards Visa Card, TD Platinum Travel Visa Card, TD First Class Travel Visa Card, TD Business Travel Visa Card. To redeem your TD points for Stars: Your eligible TD Credit Card linked to this Offer must be open, active and in Good Standing. Your Starbucks Rewards account must be open and active. You must link your eligible TD Credit Card to your Starbucks Rewards account in My TD Rewards. Either the Primary Cardholder or any Additional Cardholder can instruct us to redeem TD points for Stars in My TD Rewards in one of the following manners: One TimeRedemption Redeem your TD points at any time for Stars in My TD Rewards as long as the eligible TD Credit Card Account linked to this Offer has a minimum of 700 TD points. Auto-redemption: You can tell us in My TD Rewards to automatically redeem your TD points by the date, frequency, and the number of TD points you specify. When you select this option, we will automatically review your instructions on a daily basis (business day only) and process your redemption when it applies. If you want to modify or cancel this option, we will process the modification or cancellation on the same business day if submitted before 11pm Eastern Standard Time (EST), or it will be completed the following business day. No matter which redemption option you select, we cannot reverse a redemption once the TD points are redeemed. We process your redemption request under this Offer in real-time. The Primary Cardholder or any Additional Cardholder can redeem TD points for Stars. We will rely on the first set of instructions we receive either from the Primary Cardholder or an Additional Cardholder to redeem TD points for Stars with this Offer. Our electronic time-keeping methods will be definitive in determining the time and date of receipt by us of any redemption instructions.
Additional Terms:
My TD Rewards is located online in EasyWeb and in the TD mobile app. We may create new ways for you to access My TD Rewards or we may change where you can access My TD Rewards. This Offer may be changed, extended, or withdrawn at any time without notice. If we provide notice, we will provide it using electronic means. We reserve the right, in our sole discretion, with or without notice, to suspend, disqualify, limit or revoke this Offer to any person or cardholder we find or believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer, including any person whose overall client relationship with us is in our opinion not in Good Standing. Starbucks may also restrict, cancel, or terminate any person or cardholder’s ability to participate in the Offer and such restriction, cancelation or termination may be with or without notice. This Offer will be in addition to any other offers available for the eligible TD Credit Cards and TD Access Cards with Visa Debit. We are not responsible for the Starbucks Rewards program, or the terms that govern the Starbucks Rewards program, including the expiry or cancellation of Stars, redemption conditions, benefits, features, or services of the Starbucks Rewards program, and its availability, cancellation or termination. This also includes no responsibility for the services supplied under the Starbucks Rewards program, or for any actions or omissions. We will not accept any responsibility for any loss or damages caused by goods or services supplied or requested in connection with the Starbucks Rewards program. Starbucks is not liable or responsible for My TD Rewards, the terms that govern your TD Access Cards with Visa Debit card, or terms that govern the eligible TD Credit Cards (including the applicable reward program term and condition linked to the eligible TD Credit Card) or any of the services and products offered/provided by The Toronto-Dominion Bank.Privacy:
By choosing to participate and link an eligible TD Visa Card or TD Visa Access Card with Visa Debit, you agree TD may disclose information about your transactions as well as TD and Starbucks Rewards to Starbucks Stars in order to administer the Offer. This includes information about your TD and Starbucks Rewards memberships and balances, the time and amount of a transaction, how a transaction was completed, and any rewards points you transfer.
Any information you provide directly to TD or that TD obtains about you as a TD Bank customer or participant in the Offer will be governed by The TD Privacy Policy.
Any information you provide directly to Starbucks or that Starbucks obtains about you as a Starbucks customer or participant in the Offer will be governed by Starbucks’ Privacy Notice.
Contact:
To contact us, use one of the following methods: Contact Details Starbucks Online: https://customerservice.starbucks.ca/Online Chat: https://customerservice.starbucks.com/app/contact/ask/
By Phone: 1-800-782-7282 TD Easy Line Telephone Banking
For all other questions Online: TD.com
By Phone: 1-800-983-8472
By Mail: TD Credit Cards
P.O. Box 300
TD Centre
Toronto, Ontario M5K 1K6
®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
*Trademark of Visa International Service Association; Used under license.
®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”).
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
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