TD New to Canada Banking Package | Get Up to $1,790 in value

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TD New to Chequing Offer

Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.

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TD New to Canada Banking Package

Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.

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Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.

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TD First Class Travel® Visa Infinite* Card

Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.

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Offer expires August 31, 2026. Conditions apply.

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Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offers

Banking For

Newcomers Youth & Parents Students International Students Post Grads

Services

Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud Prevention

TD New to Chequing Offer

Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.

View offer details

TD New to Canada Banking Package

Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.

View offer details

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Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit score

Learning Resources

Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn more

Featured offer

TD® Aeroplan® Visa Infinite* Card

Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.

View offer

Featured offer

TD First Class Travel® Visa Infinite* Card

Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.

View offer

Mortgages Mortgages

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Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage Protection

What’s Next For You?

Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to Canada

Tools and Resources

Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialist

TD Mortgage Direct

Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

Request a call

With a new TD mortgage, get up to $5,100 cashback.

Offer expires August 31, 2026. Conditions apply.

View offer details

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Loans and Lines of Credit

Explore Personal Loan RSP Loan Vehicle Loan Personal Line of Credit Home Equity Line of Credit

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Explore Student Line of Credit Professional Student Line of Credit Healthcare Student Line of Credit

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Help me choose Check your credit score Loan vs Line of Credit Calculator Help me manage debt

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Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.

Get more info about borrowing

Student Advice

Get expert advice on things like building a student budget and other important financial topics.

Know more about student borrowing

Credit Application Guide

This step-by-step guide will help you understand the credit application process.

Get more info on borrowing

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Learn more about filing a claim

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Find Us Help United States English Select language Français 简体中文繁體中文

EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout EasyWeb WebBroker U.S. Banking Home / New to Canada / Newcomer offer

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New to Canada

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Change province New to Canada? TD can help with all your banking needs, in one place\r\n"}}" id="text-fee5fd1baa" class="cmp-text"> New to Canada? TD can help with all your banking needs, in one place With the TD New to Canada Banking Package, get up to $1,7901 in value. Conditions apply.

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With the TD New to Canada Banking Package, get up to $1,7901 in value. Conditions apply.

Book an appointment Visit a branch to open an account

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Visit a branch to open an account

Book an appointment

Pick your languages

English Français 简体中文繁體中文 Other languages Español العربية தமிழ் ਪੰਜਾਬੀ हिंदी 日本語 한국어 اردو فارسی Русский Step 1: Open eligible everyday banking accounts\r\n"}}" id="text-de57083187" class="cmp-text"> Step 1: Open eligible everyday banking accounts Start with a TD chequing account. Plus, we encourage you to consider adding a savings account that could support your savings goal.

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Start with a TD chequing account. Plus, we encourage you to consider adding a savings account that could support your savings goal.

TD Unlimited Chequing Account

A chequing account helps you manage day to day banking, like paying bills, making purchases, and accessing your money easily in Canada.

Pay no monthly account fee for one year3 (up to $215.40 value). Plus, you could get $500 cash4

Enjoy unlimited transactions each month, so you don’t have to worry about extra transaction fees §

Use any ATM in Canada with no TD ATM fees, making it easier to access cash †

Free to send or request money using Interac e-Transfer®, a popular way to transfer money in Canada

TD Every Day Savings Account

A savings account is a secure place to keep money you don’t need for everyday spending, while earning interest over time.

Earn a 4% bonus interest rate for 3 months when you open a new TD Chequing Account and an eligible TD Savings Account5

Pay no monthly fee, so you can save even more

Grow your savings with interest earned daily on every dollar

Free transfers to your other TD accounts∞, plus 1 included transaction per month◊

Step 2: Select a credit card for your needs\r\n"}}" id="text-84bc4cb1c3" class="cmp-text"> Step 2: Select a credit card for your needs Apply and be approved for one of our top recommended cards for newcomers.

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Apply and be approved for one of our top recommended cards for newcomers.

TD Cash Back Visa* Card

A credit card with no annual fee. Earn cash back on purchases. Plus, easily redeem your cash back dollars to help pay your account balance.

Earn up to $1509 in cash back dollars, start by applying for a new TD Cash Back Visa* Card. Account must be approved and opened by October 1, 2026.

$0 Annual fee

21.99% Interest: Purchases

22.99% Interest: Cash Advances

21.99% Interest: Cash Advances (Quebec Only)

TD® Aeroplan® Visa Platinum* Credit Card

Earn Aeroplan points on every purchase with the TD Aeroplan Visa Platinum Credit Card—and you could share the Aeroplan points for up to 8 family members with Aeroplan Family Sharing

Earn up to 20,000 Aeroplan points, plus no annual fee for the first year. Conditions apply. Account must be approved and opened by October 1, 2026. 6,7

Must keep your account open and active for 90 days

For every eligible purchase you make, you earn Aeroplan points10.

$89 Annual fee waived for 1 year

21.99% Interest: Purchases

22.99% Interest: Cash Advances

21.99% Interest: Cash Advances (Quebec Only)

Step 3: Unlock additional exclusive newcomer offers\r\n"}}" id="text-40c4d28f4e" class="cmp-text"> Step 3: Unlock additional exclusive newcomer offers Enjoy tailored offers when you choose TD. Get benefits designed for newcomers’ banking needs, helping you save on everyday banking, move money globally, start investing with confidence, and unlock extra rewards along the way. These limited time offers end Oct 1, 2026. Conditions apply.

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Enjoy tailored offers when you choose TD. Get benefits designed for newcomers’ banking needs, helping you save on everyday banking, move money globally, start investing with confidence, and unlock extra rewards along the way. These limited time offers end Oct 1, 2026. Conditions apply.

Bundle and Earn More

Bundle a new Chequing account with a new Savings account, an eligible new Credit Card, and you could get an extra $15014.

Start Trading with Direct Investing

Open and fund a new eligible TD Direct Investing account and you could get up to 10 free trades and your first year of maintenance fees rebated13.

Why pick the TD New to Canada Banking Package2?\r\n"}}" id="text-40cfb4c171" class="cmp-text"> Why pick the TD New to Canada Banking Package2? Send Money Home with Ease\r\n

Send money internationally with TD Global TransferTM and enjoy no TD transfer fees for up to 12 months12.

\r\nAll in One Place - TD Mobile App15\r\n

With the TD mobile app, securely manage all your TD accounts in one place.

\r\nCredit Access Made Easier for Newcomers\r\n

Get up to a $15,000 credit limit without Canadian credit history when you bank with TD^.

\r\nWe Speak Your Language\r\n

Get support in over 80 languages, so you can discuss your money matters comfortably.

\r\n"}}" id="text-5dd863669b" class="cmp-text"> Send Money Home with Ease

Send money internationally with TD Global TransferTM and enjoy no TD transfer fees for up to 12 months12.

All in One Place - TD Mobile App15

With the TD mobile app, securely manage all your TD accounts in one place.

Credit Access Made Easier for Newcomers

Get up to a $15,000 credit limit without Canadian credit history when you bank with TD^.

We Speak Your Language

Get support in over 80 languages, so you can discuss your money matters comfortably.

Frequently asked questions\r\n"}}" id="text-c9542cea3c" class="cmp-text"> Frequently asked questions What's the eligibility for the New to Canada Banking Package? You're eligible for the New to Canada Banking Package if you are:

\r\n\r\nA Permanent Resident, International Student or Temporary Resident for 5 years or less (with proof of status)\r\nHave never held a TD chequing account\r\nAge of majority in your province or territory of residence\r\n\r\n"}}" id="text-d6f55e5735" class="cmp-text">

You're eligible for the New to Canada Banking Package if you are:

A Permanent Resident, International Student or Temporary Resident for 5 years or less (with proof of status) Have never held a TD chequing account Age of majority in your province or territory of residence What should I bring to the appointment? 1) Please bring one of the following pieces of residency identification:

\r\n\r\nPermanent Resident Card\r\nImmigrant Visa and Record of Landing (IMM Form #1000)\r\nConfirmation of Permanent Residence (IMM Form #5292/5688) OR Temporary Work Permit (IMM Form #1442/1102) OR Study Permit (IMM Form #1208)\r\n\r\n

2) One of the following documents:

\r\n\r\nA valid passport\r\nCanadian Driver’s License\r\nCanadian Government ID Card\r\n\r\n

International Students are also required to provide Proof of enrollment in a post-secondary program. The document provided must have been issued by the school and contain the following information: Student Name, Name of University or College, Program and current year of study.

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Note: Other identification documents may be accepted or required. Please contact us for more details.

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1) Please bring one of the following pieces of residency identification:

Permanent Resident Card Immigrant Visa and Record of Landing (IMM Form #1000) Confirmation of Permanent Residence (IMM Form #5292/5688) OR Temporary Work Permit (IMM Form #1442/1102) OR Study Permit (IMM Form #1208)

2) One of the following documents:

A valid passport Canadian Driver’s License Canadian Government ID Card

Note: Other identification documents may be accepted or required. Please contact us for more details.

How do I apply for the New to Canada Banking Package? To apply for the TD New to Canada Banking Package, book an appointment to open an account at your local TD branch.

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To apply for the TD New to Canada Banking Package, book an appointment to open an account at your local TD branch.

I'm moving to Canada soon. Can I apply before I arrive? If you currently live in China or India:

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You can call us to help you set up an account. However, you will have 75 days from your initial set up to visit a TD branch to activate your TD bank account.

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Make sure you have your Canadian Immigration Visa ready when you call.

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China: call collect 1-855-537-5355

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India: call collect 416-351-0613

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Once you arrive in Canada, visit a TD branch to activate your new bank account.

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If you live in any other country:

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You must first arrive in Canada and then book an appointment to open an account at your local TD branch.

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If you currently live in China or India:

You can call us to help you set up an account. However, you will have 75 days from your initial set up to visit a TD branch to activate your TD bank account.

Make sure you have your Canadian Immigration Visa ready when you call.

China: call collect 1-855-537-5355

India: call collect 416-351-0613

Once you arrive in Canada, visit a TD branch to activate your new bank account.

If you live in any other country:

You must first arrive in Canada and then book an appointment to open an account at your local TD branch.

Are there any fees for switching banks? It depends on the bank and the type of accounts you have. For instance, transferring an RRSP or TFSA to a new financial institution might come with a fee. But here’s a tip: some banks will cover those transfer fees for you—so it’s worth asking! Closing an account with a $0 balance usually has no fee, but it’s always best to confirm with your bank beforehand.

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It depends on the bank and the type of accounts you have. For instance, transferring an RRSP or TFSA to a new financial institution might come with a fee. But here’s a tip: some banks will cover those transfer fees for you—so it’s worth asking! Closing an account with a $0 balance usually has no fee, but it’s always best to confirm with your bank beforehand.

Get in Touch\r\n"}}" id="text-9adbede3ab" class="cmp-text"> Get in Touch Book an appointment

We provide support in over 80 languages to help with your financial needs.

Book now Find a TD branch near you

Find TD branches wherever you go in Canada

Locate a branch Locate a branch Call us

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Toronto-Dominion Centre – Corporate Office
66 Wellington Street West, Toronto, ON M5K 1A2

Canada Deposit Insurance Corporation

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Your deposits may be insurable by the Canada Deposit Insurance Corporation.

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Learn more

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Canada Investment Regulatory Organization (CIRO)

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CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

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www.ciro.ca

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Canada Deposit Insurance Corporation

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

Learn more

Canada Investment Regulatory Organization (CIRO)

CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

www.ciro.ca

See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.

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You are now leaving our website and entering a third-party website over which we have no control.

Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

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Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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^ Subject to credit approval. Credit limit will be based on financially related information about you, including verifiable income and credit history (if available). Higher credit limits up to $15,000 are subject to full credit review.

1 Value of up to $1,790 in welcome bonuses, savings and benefits is calculated as follows:

\r\n\r\nTD Unlimited Chequing Account Rebate Offer3: Earn up to $215.40 in account fee savings when you open a new TD Unlimited Chequing Account (“New Chequing Account”) and completing the qualifying criteria as set out in the offer3. This value is based on $17.95 monthly account fee rebate for the first 12 months.\r\nTD Unlimited Chequing Account Cash Offer4: Earn $500 in cash when you open a TD Unlimited Chequing Account (“New Chequing Account”) by October 1, 2026 and complete the qualifying criteria described in the TD Unlimited Chequing Account Offer below4.\r\nTD Savings Account – Earn 4.00% Bonus Interest Rate for 90 Days Offer5: Earn an additional 4% Bonus Savings Interest Rate for 90 days ($100 in estimated value) when a New Chequing Account customer opens a new TD Every Day Savings Account, TD Growth™ Savings Account, or TD ePremium Savings Account (each a "New Savings Account") within 30 days of the New Chequing Account opening and completes the qualifying criteria described in the TD Savings Account – Earn 4.00% Bonus Interest Rate for 90 Days Offer below5. The estimated value of $100 in bonus interest is based on a $10,139 daily closing balance earning the Bonus Interest Rate during the 90-day Bonus Rate period. Actual Bonus Interest earned may be higher or lower depending on the balance size and account activity. \r\nTD® Aeroplan® Visa Platinum* Credit Card Welcome Offer6: Earn up to $524 in value7, including up to 20,000 Aeroplan points6, 8 and no Annual Fee for the first year6. Conditions Apply7. Account must be opened by October 1, 2026.\r\nTD Global Transfer Offer 12: Estimated value of $105 is based on seven Western Union® Money TransfersSM for 12 months using TD Global Transfer at a fee of up to $15 per transfer. You must complete the qualifying criteria as set out in the offer. Transfer fee amount is dynamic and subject to change. Foreign currency exchange rates still apply. Other third-parties involved in transferring the money may charge additional fees to the recipient of the funds.\r\nTD Direct Investing Offer13: Earn up to $200 in value when you enroll in the TD New to Canada Banking Package and open a new TD Direct Investing Account. $200 is based on the combined total value of:\r\nUp to $100 in value from 10 commission-free trades (Up to $9.99 per trade). \r\nUp to $100 in the first year of maintenance fees rebated.\r\nOffer applies to any qualifying new TD Direct Investing client who is a Canadian resident of age of majority in their province or territory at time of opening new account. This offer begins on June 4, 2026 and ends on October 1, 2026. Please see the complete terms and conditions below for eligibility.\r\n\r\n\r\nBundle Offer14: Earn $150 in cash when a New Chequing Account customer opens a New Savings Account AND applies and is approved for a new TD Credit Card14, and completes the qualifying criteria described in the Bundle Offer below14.\r\n\r\n

All amounts are in Canadian dollars. Other conditions may apply.

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1 Value of up to $1,790 in welcome bonuses, savings and benefits is calculated as follows:

TD Unlimited Chequing Account Rebate Offer3: Earn up to $215.40 in account fee savings when you open a new TD Unlimited Chequing Account (“New Chequing Account”) and completing the qualifying criteria as set out in the offer3. This value is based on $17.95 monthly account fee rebate for the first 12 months. TD Unlimited Chequing Account Cash Offer4: Earn $500 in cash when you open a TD Unlimited Chequing Account (“New Chequing Account”) by October 1, 2026 and complete the qualifying criteria described in the TD Unlimited Chequing Account Offer below4. TD Savings Account – Earn 4.00% Bonus Interest Rate for 90 Days Offer5: Earn an additional 4% Bonus Savings Interest Rate for 90 days ($100 in estimated value) when a New Chequing Account customer opens a new TD Every Day Savings Account, TD Growth™ Savings Account, or TD ePremium Savings Account (each a "New Savings Account") within 30 days of the New Chequing Account opening and completes the qualifying criteria described in the TD Savings Account – Earn 4.00% Bonus Interest Rate for 90 Days Offer below5. The estimated value of $100 in bonus interest is based on a $10,139 daily closing balance earning the Bonus Interest Rate during the 90-day Bonus Rate period. Actual Bonus Interest earned may be higher or lower depending on the balance size and account activity. TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer6: Earn up to $524 in value7, including up to 20,000 Aeroplan points6, 8 and no Annual Fee for the first year6. Conditions Apply7. Account must be opened by October 1, 2026. TD Global Transfer Offer12: Estimated value of $105 is based on seven Western Union® Money TransfersSM for 12 months using TD Global Transfer at a fee of up to $15 per transfer. You must complete the qualifying criteria as set out in the offer. Transfer fee amount is dynamic and subject to change. Foreign currency exchange rates still apply. Other third-parties involved in transferring the money may charge additional fees to the recipient of the funds. TD Direct Investing Offer13: Earn up to $200 in value when you enroll in the TD New to Canada Banking Package and open a new TD Direct Investing Account. $200 is based on the combined total value of: Up to $100 in value from 10 commission-free trades (Up to $9.99 per trade). Up to $100 in the first year of maintenance fees rebated. Offer applies to any qualifying new TD Direct Investing client who is a Canadian resident of age of majority in their province or territory at time of opening new account. This offer begins on June 4, 2026 and ends on October 1, 2026. Please see the complete terms and conditions below for eligibility. Bundle Offer14: Earn $150 in cash when a New Chequing Account customer opens a New Savings Account AND applies and is approved for a new TD Credit Card14, and completes the qualifying criteria described in the Bundle Offer below14.

All amounts are in Canadian dollars. Other conditions may apply.

2 For all New to Canada Banking Package offers, you must first qualify for the package by following these steps:

\r\n\r\nVisit a TD branch and let us know that you are a newcomer in Canada, which means you are a Permanent Resident or Temporary Resident of Canada for 5 years or less.\r\nProvide proof of your status through your:\r\nPermanent Resident Card,\r\nConfirmation of permanent residence (e.g., IMM Form 5292), or\r\nTemporary Permit (e.g., IMM Form 1442, 1208, 1102)\r\n\r\n\r\nAnd provide 1 of the following pieces of personal identification:\r\nValid passport\r\nCanadian driver’s license\r\nGovernment of Canada identification card\r\n\r\n\r\n\r\n

Other proof of residency or personal identification may be accepted or required at our discretion.

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Eligibility Restrictions:

\r\n\r\nYou must be the age of majority at time of account opening in your province or territory of residence to be eligible for the New to Canada Banking Package.\r\nCustomers who are tourists or visitors (visitor visa/permit) are not eligible for the New to Canada Package.\r\n\r\n

We reserve the right to change, extend or withdraw this offer at any time.

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2 For all New to Canada Banking Package offers, you must first qualify for the package by following these steps:

Visit a TD branch and let us know that you are a newcomer in Canada, which means you are a Permanent Resident or Temporary Resident of Canada for 5 years or less. Provide proof of your status through your: Permanent Resident Card, Confirmation of permanent residence (e.g., IMM Form 5292), or Temporary Permit (e.g., IMM Form 1442, 1208, 1102) And provide 1 of the following pieces of personal identification: Valid passport Canadian driver’s license Government of Canada identification card

Other proof of residency or personal identification may be accepted or required at our discretion.

Eligibility Restrictions:

You must be the age of majority at time of account opening in your province or territory of residence to be eligible for the New to Canada Banking Package. Customers who are tourists or visitors (visitor visa/permit) are not eligible for the New to Canada Package.

We reserve the right to change, extend or withdraw this offer at any time.

3 TD Unlimited Chequing Account Rebate Offer: A TD Unlimited Chequing Account (“New Chequing Account”) must be opened to qualify for the monthly account fee rebate. The monthly account fee will only be rebated for the first 12 months that the New Chequing Account is open and is limited to one account per person and the type of chequing account cannot change during the 12-month period. The monthly account fee rebate only applies to the regular/pro-rated monthly fee; all other fees will continue to apply. If the minimum monthly balance is maintained in the New Chequing Account in any given month during the first 12 months that the account is open and the monthly account fee is not charged, no monthly account fee rebate will be applied for that month. For details on fees, please see: http://td.zhutiblog.com/com/ca/en/personal-banking/products/bank-accounts/accounts-fees\r\n"}}" id="sup3" class="cmp-text"> 3 TD Unlimited Chequing Account Rebate Offer: A TD Unlimited Chequing Account (“New Chequing Account”) must be opened to qualify for the monthly account fee rebate. The monthly account fee will only be rebated for the first 12 months that the New Chequing Account is open and is limited to one account per person and the type of chequing account cannot change during the 12-month period. The monthly account fee rebate only applies to the regular/pro-rated monthly fee; all other fees will continue to apply. If the minimum monthly balance is maintained in the New Chequing Account in any given month during the first 12 months that the account is open and the monthly account fee is not charged, no monthly account fee rebate will be applied for that month. For details on fees, please see: http://td.zhutiblog.com/com/ca/en/personal-banking/products/bank-accounts/accounts-fees 4 TD Unlimited Chequing Account Cash Offer: The TD Unlimited Chequing Account Offer is available to individuals who meet the eligibility requirements of the New to Canada Banking Package. Eligible customers can earn $500 in cash by opening a new TD Unlimited Chequing Account ("New Chequing Account") and completing the required activities:

\r\n\r\nOpen a New Chequing Account
\r\nA New Chequing Account must be opened between June 4, 2026 and October 1, 2026.\r\nComplete Any Two of the Following Activities
\r\n To qualify, any two of the following activities must be completed, with the related transactions posted to your account by December 2, 2026:

a. Receive a recurring Direct Deposit from an employer, pension provider or the Government. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month. Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.

\r\n

b. Make an Online Bill Payment of at least $50 through TD EasyWeb or the TD app.

\r\n

c. Have a recurring Pre-Authorized Debit of at least $50 come out of your account. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-authorized Debit

\r\n\r\n\r\n

Eligibility Restrictions:

\r\n

This offer is not available to:

Fulfillment:

\r\n\r\nThe $500 cash will be deposited into the New Chequing Account within 12 weeks after all required conditions have been met.\r\n\r\n

At the time of fulfillment, the New Chequing Account must:

\r\n\r\nMust still be open, in good standing, and all conditions continue to be met; and\r\nThe monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, before the cash offer is deposited into the New Chequing Account.\r\n\r\n

Additional Terms & Conditions:

\r\n\r\nFor any New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements. \r\nLimit of one $500 cash offer (TD Unlimited Chequing Account Offer) per New Chequing Account and per customer.\r\nWe can change, extend, or withdraw this offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product.\r\n\r\n

For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.

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4 TD Unlimited Chequing Account Cash Offer: The TD Unlimited Chequing Account Offer is available to individuals who meet the eligibility requirements of the New to Canada Banking Package. Eligible customers can earn $500 in cash by opening a new TD Unlimited Chequing Account ("New Chequing Account") and completing the required activities:

Open a New Chequing Account
A New Chequing Account must be opened between June 4, 2026 and October 1, 2026. Complete Any Two of the Following Activities
To qualify, any two of the following activities must be completed, with the related transactions posted to your account by December 2, 2026:

b. Make an Online Bill Payment of at least $50 through TD EasyWeb or the TD app.

Eligibility Restrictions:

This offer is not available to:

Fulfillment:

The $500 cash will be deposited into the New Chequing Account within 12 weeks after all required conditions have been met.

At the time of fulfillment, the New Chequing Account must:

Must still be open, in good standing, and all conditions continue to be met; and The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, before the cash offer is deposited into the New Chequing Account.

Additional Terms & Conditions:

For any New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements. Limit of one $500 cash offer (TD Unlimited Chequing Account Offer) per New Chequing Account and per customer. We can change, extend, or withdraw this offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product.

For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.

5 TD Savings Account – Earn 4.00% Bonus Interest Rate for 90 Days Offer:

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Eligible customers can earn an additional 4% Bonus Interest Rate for 90 days on deposits in a new TD Savings Account – on any balances up to $1,000,000. The TD Savings Account Offer is available to individuals who meet the eligibility requirements of the New to Canada Banking Package. To qualify, you must:

\r\n\r\nOpen a New Chequing Account
\r\nOpen a New Chequing Account between June 4, 2026 and October 1, 2026, and\r\nOpen a New Savings Account
\r\n Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") within 30 days of the New Chequing Account opening;\r\nDeposit Funds to Earn an Additional 4.00% Bonus Interest Rate for 90 Days
\r\n The account will earn a Bonus Savings Interest Rate of 4.00% per annum on any balances up to $1,000,000 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter (“Promotional Period”), subject to the limitations below.\r\n\r\n\r\nThe Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account.\r\nThe Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.\r\nAfter the Promotional Period ends, only the posted interest rate will apply.\r\nFor the current posted interest rates, interest calculations, and information about Daily Closing Balance, see About Our Interest Calculations.\r\n\r\n

Eligibility Restrictions

\r\n

This offer is not available to:

\r\n\r\nCustomers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026;\r\nCustomers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025;\r\nCustomers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD Unlimited Chequing Account before this offer is fulfilled;\r\nCustomers who already have a TD Savings Account as of June 3, 2026;\r\nCustomers who had a TD Savings Account that was closed on or after June 4, 2025;\r\nCustomers who received any TD Savings Account offer from TD in 2024, 2025, 2026; or\r\nTD staff members or any TD customers who have a joint account with a TD staff member\r\n\r\n

Fulfillment:

\r\n\r\nThe Bonus Savings Interest Rate and posted interest rate will be credited separately in the New Savings Account monthly for a period of 90 days, provided that the New Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment.\r\n\r\n

Additional Terms & Conditions:

\r\n\r\nFor any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements.\r\nIf the New Savings Account plan type is changed during the Promotional Period (for example, from a TD Every Day Savings Account to a TD Growth Savings Account), the New Savings Account will no longer be eligible to receive the Bonus Savings Interest Rate.\r\nThis Offer cannot be combined with other savings account promotional offers. Where a customer qualifies for more than one offer, this Offer will be applied to the Eligible TD Savings Account first, to the exclusion of any other offer in any TD Savings Account.\r\nThere may be tax implications associated with the Bonus Savings Interest. Customers should consult with their personal tax advisor for more information.\r\nInterest rates may change without notice.\r\nWe can change, extend, or withdraw this offer at any time.\r\n\r\n

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

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5 TD Savings Account – Earn 4.00% Bonus Interest Rate for 90 Days Offer:

Open a New Chequing Account
Open a New Chequing Account between June 4, 2026 and October 1, 2026, and Open a New Savings Account
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") within 30 days of the New Chequing Account opening; Deposit Funds to Earn an Additional 4.00% Bonus Interest Rate for 90 Days
The account will earn a Bonus Savings Interest Rate of 4.00% per annum on any balances up to $1,000,000 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter (“Promotional Period”), subject to the limitations below. The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account. The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly. After the Promotional Period ends, only the posted interest rate will apply. For the current posted interest rates, interest calculations, and information about Daily Closing Balance, see About Our Interest Calculations.

Eligibility Restrictions

This offer is not available to:

Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026; Customers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025; Customers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD Unlimited Chequing Account before this offer is fulfilled; Customers who already have a TD Savings Account as of June 3, 2026; Customers who had a TD Savings Account that was closed on or after June 4, 2025; Customers who received any TD Savings Account offer from TD in 2024, 2025, 2026; or TD staff members or any TD customers who have a joint account with a TD staff member

Fulfillment:

The Bonus Savings Interest Rate and posted interest rate will be credited separately in the New Savings Account monthly for a period of 90 days, provided that the New Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment.

Additional Terms & Conditions:

For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. If the New Savings Account plan type is changed during the Promotional Period (for example, from a TD Every Day Savings Account to a TD Growth Savings Account), the New Savings Account will no longer be eligible to receive the Bonus Savings Interest Rate. This Offer cannot be combined with other savings account promotional offers. Where a customer qualifies for more than one offer, this Offer will be applied to the Eligible TD Savings Account first, to the exclusion of any other offer in any TD Savings Account. There may be tax implications associated with the Bonus Savings Interest. Customers should consult with their personal tax advisor for more information. Interest rates may change without notice. We can change, extend, or withdraw this offer at any time.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

6 TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer:

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Interest rates, fees and features are effective as of June 4, 2026 unless otherwise indicated and are subject to change.

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This Offer starts on June 4, 2026 and ends October 1, 2026 (the "Offer Period"). To be eligible for this offer, you must: (i) be approved for a TD® Aeroplan® Visa Platinum* Card account (“Account”) by October 1, 2026, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business) in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.

\r\n

Subject to the above conditions, under this offer you are eligible to receive: (a) (I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 10,000 bonus Aeroplan points ("Additional Bonus"), if $1,500 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 90 days of Account opening and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card by October 1, 2026 and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account by October 1, 2026. The applicable First Year Rebate will be applied by TD to the Account within 2 monthly statements from the date of the first statement on which an applicable annual fee charge appears.

\r\n

TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) terminate or suspend, in whole or part, or modify this offer in any way at any time. This offer cannot be combined with any other offer unless otherwise indicated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.

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6 TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer:

Interest rates, fees and features are effective as of June 4, 2026 unless otherwise indicated and are subject to change.

7 Offer ends October 1, 2026. The value up to $524 could be earned in the first year of Account opening and is based on the combined total value of:

\r\n\r\n$124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;\r\n$400: 20,000 Aeroplan points earned based on the following requirements:\r\nWelcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card.\r\nAdditional Bonus of 10,000 Aeroplan Points earned when you spend $1,500 within 90 days of Account opening.\r\n\r\n\r\n\r\n

Value is based on the majority of current Aeroplan Cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025. Redemption calculation is based on actual flight redemptions made by Cardholders between the period of Nov 8, 2020 – Sept 1, 2025.

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7 Offer ends October 1, 2026. The value up to $524 could be earned in the first year of Account opening and is based on the combined total value of:

$124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year; $400: 20,000 Aeroplan points earned based on the following requirements: Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card. Additional Bonus of 10,000 Aeroplan Points earned when you spend $1,500 within 90 days of Account opening.

8 Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html#/. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

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Your points will not expire provided that you are the Primary Cardholder of a TD Aeroplan credit card and your Aeroplan account is in Good Standing under the Aeroplan Terms and conditions (aircanada.com/aeroplan-termsandconditions). For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy.

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9 TD Cash Back Visa* Card Offer Terms & Conditions:

\r\n

Annual interest rates, fees and features are current as of June 4, 2026 unless otherwise indicated and subject to change.

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Limited Time Offer ("Offer"): This Offer starts on June 4, 2026 and ends October 1, 2026 ("Offer Period") and is only available to those Cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by October 1, 2026. You may qualify to earn up to a total value of $150 through this Offer:

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Earn $10 Cash Back Dollars on your first $10 purchase in the first 3 months or earn $150 in Cash Back Dollars when you spend $1,500+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ

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You must keep your Account open, active and in Good Standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. To earn $150 Cash Back Dollar to the TD Cash Back Visa* Card, you must make $1500 in Purchases on your account including the first eligible Purchase within 90 days of Account opening ("First 3 Months"). Cash Back Dollars can be redeemed to help pay down your account balance.

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Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Please allow 8 weeks after the conditions of the Offer are fulfilled for the Cash Back Dollars to be awarded to your Account. This Offer is not available to customers who (1) have activated a TD Cash Back Visa* Card Account prior to the Offer Period, (2) transfer their existing TD Credit Card into a TD Cash Back Visa* Card Account, or (3) customers who have closed any TD Credit Card within the last 12 months.

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We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.

\r\n

New to Canada Offer Eligibility will be allocated to those who apply for the TD Cash Back Visa* Card as part of the New to Canada Banking Package. The up to $150 Cash Back Dollar offer is available to New to Canada customers, who:

\r\n\r\nMust be a Permanent Resident or Temporary Resident of Canada for 5 years or less; and\r\nDoes not have an existing TD Credit Card Account.\r\n\r\n

See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.

\r\n

Quebec Only

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Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.

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(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.

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(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.

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(iii) Grace Period: You will benefit from an interest-free grace period of at least 21 days on Purchases if we receive payment in full on the Balance on your current statement by the Payment Due Date. There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).

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(iv) Minimum Payment: Your minimum payment is the greater of 5% of your New Balance or $10, plus all past due amounts and any amount that exceeds your credit limit. If the New Balance is less than $10, then the minimum payment is equal to the New Balance.

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(v) Example of Interest Charges

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Examples of Interest Charges for a 30-Day Billing Cycle

\r\n\r\n

Annual Interest Rate

\r\n\r\n

Average Daily Balance

\r\n\r\n

$100

\r\n\r\n

$200

\r\n\r\n

$1,000

\r\n\r\n

Purchases

\r\n\r\n

21.99%

\r\n\r\n

$1.81

\r\n\r\n

$3.61

\r\n\r\n

$18.07

\r\n\r\n

Cash Advances

\r\n\r\n

21.99%

\r\n\r\n

$1.81

\r\n\r\n

$3.61

\r\n\r\n

$18.07

\r\n\r\n

Purchases – Default Rate

\r\n\r\n

26.99%

\r\n\r\n

$2.22

\r\n\r\n

$4.44

\r\n\r\n

$22.18

\r\n\r\n

Cash Advances – Default Rate

\r\n\r\n

27.99%

\r\n\r\n

$2.30

\r\n\r\n

$4.60

\r\n\r\n

$23.01

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^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at http://td.zhutiblog.com/com/agreements.

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9 TD Cash Back Visa* Card Offer Terms & Conditions:

Annual interest rates, fees and features are current as of June 4, 2026 unless otherwise indicated and subject to change.

Must be a Permanent Resident or Temporary Resident of Canada for 5 years or less; and Does not have an existing TD Credit Card Account.

See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.

Quebec Only

Primary Cardholder remains liable for all charges to the Account, including those made by any Additional Cardholder. Maximum of 3 Additional Cardholders on the Account.

(i) Annual Fees: To be charged on the first statement after your first use of the Card, and annually thereafter in the same month.

(ii) Billing Cycle/ Statement period: Can start on any calendar day of the month and can vary in length, although it lasts approximately one month.

(v) Example of Interest Charges

Examples of Interest Charges for a 30-Day Billing Cycle

Annual Interest Rate

Average Daily Balance

$100

$200

$1,000

Purchases

21.99%

$1.81

$3.61

$18.07

Cash Advances

21.99%

$1.81

$3.61

$18.07

Purchases – Default Rate

26.99%

$2.22

$4.44

$22.18

Cash Advances – Default Rate

27.99%

$2.30

$4.60

$23.01

^ Please see the “TD Cash Back Program Terms and Conditions” section of the TD Cash Back Visa Cardholder Agreement available at http://td.zhutiblog.com/com/agreements.

10 Purchase of Gas or Electric Vehicle Charging or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or electric vehicle charging or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the “gas” or "electric vehicle charging" or “grocery” or "Air Canada" category. Aeroplan points are earned on eligible purchases charged to the Account as follows:

\r\n\r\n1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Electric Vehicle Charging, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Electric Vehicle Charging, Grocery or Air Canada Products); or \r\n1 Aeroplan point earned for each $1.50 on all other Purchases. \r\n\r\n

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Electric Vehicle Charging, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Electric Vehicle Charging, Grocery or Air Canada Products charged to your Account or if your Purchase does not qualify as a Purchase of Gas, Electric Vehicle Charging, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

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1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Electric Vehicle Charging, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Electric Vehicle Charging, Grocery or Air Canada Products); or 1 Aeroplan point earned for each $1.50 on all other Purchases.

12 TD Global Transfer Offer Terms & Conditions: The New to Canada TD Global Transfer offer is available to individuals who meet the eligibility of the New to Canada Banking Package and open a TD Unlimited Chequing Account (“the New Chequing Account”). Starting the month the New Chequing Account is opened, Western Union® Money TransferSM fees charged to the New Chequing Account will be credited back to the New Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, up to a 12-month period. Only transfers completed from the New Chequing Account using the following transfer methods are eligible for the offer:

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(i) Western Union® Money TransferSM

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The Western Union® fee amount is dependent on the amount sent. The New Chequing Account must remain open and in good standing to be eligible for this offer.

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Foreign exchange and other third-party fees still apply. If you are sending funds in a different currency from the currency of your account, you will be purchasing this other currency from us at the exchange rate we set. Fees are in the currency of the account from which the money is sent. Other banks involved in transferring the money may charge additional fees to the recipient of the funds. For details on fees, please see  http://td.zhutiblog.com/com/ca/en/personal-banking/products/bank-accounts/accounts-fees.

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For details on TD Global Transfer, please see http://td.zhutiblog.com/com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

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(i) Western Union® Money TransferSM

The Western Union® fee amount is dependent on the amount sent. The New Chequing Account must remain open and in good standing to be eligible for this offer.

13 TD Direct Investing Offer Terms and Conditions: New TD Direct Investing clients can earn up to 10 free trades (up to $9.99 per trade) and have maintenance fees rebated for the first year (up to $25 per calendar quarter). This offer begins on June 4, 2026 and ends on October 1, 2026. Please see the complete terms and conditions below for eligibility.

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How to Qualify for the Offer:

\r\n\r\nMust be enrolled in the New to Canada Banking Package. Confirm enrollment by visiting a TD Canada Trust branch or by calling EasyLine at 1-866-222-3456.\r\nMust be a new TD Direct Investing client when opening a NEW TD Direct Investing account ("New Account") by October 1, 2026.\r\nMust be the age of majority in their province or territory at time of account opening.\r\nMust be a legal resident of Canada.\r\n\r\n

Eligible "Accounts" for the Offer:

\r\n\r\nCash (single or joint account holder)\r\nMargin (single or joint account holder) 20 \r\nTax-Free Savings Account (TFSA) 17 \r\nRegistered Retirement Savings Plan (RRSP)17 \r\nFirst Home Savings Account (FHSA)17\r\n\r\n

Accounts not eligible for the Offer:

\r\n\r\nAll other TD Direct Investing account types are not eligible\r\nTD Easy Trade™ accounts\r\n\r\n

Free Trade Details:

\r\n\r\nThe 10 commission-free trades are available during the initial twelve months after the account is opened.\r\nCanadian trade commissions will be rebated to a maximum of $9.99/trade CAD; Trade commissions placed in USD will be rebated in USD to a maximum of $9.99/trade USD.\r\nRebates apply only to self-serve online trades for full or partial share trades; phone trades with an Investment Representative are excluded. Commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer. \r\nTD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the next two business days.\r\n\r\n

Maintenance Fee Rebate Details:

\r\n\r\nShould a quarterly maintenance fee be charged, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.\r\n\r\n

Further Terms and Conditions:

\r\n\r\nThis offer may not be combined with any other promotions, except as expressly stated in the terms and conditions of those offers.\r\nEmployees of TD Bank Group are not eligible for this offer.\r\nThis offer may be changed, extended or withdrawn at any time without notice.\r\nTD Direct Investing reserves the right to refuse the provision of any awards and benefits under this Offer if it determines you have violated the terms as set out above.\r\nThe Offer is not transferable.\r\n\r\n"}}" id="sup13" class="cmp-text">

How to Qualify for the Offer:

Must be enrolled in the New to Canada Banking Package. Confirm enrollment by visiting a TD Canada Trust branch or by calling EasyLine at 1-866-222-3456. Must be a new TD Direct Investing client when opening a NEW TD Direct Investing account ("New Account") by October 1, 2026. Must be the age of majority in their province or territory at time of account opening. Must be a legal resident of Canada.

Eligible "Accounts" for the Offer:

Cash (single or joint account holder) Margin (single or joint account holder) 20 Tax-Free Savings Account (TFSA) 17 Registered Retirement Savings Plan (RRSP)17 First Home Savings Account (FHSA)17

Accounts not eligible for the Offer:

All other TD Direct Investing account types are not eligible TD Easy Trade™ accounts

Free Trade Details:

The 10 commission-free trades are available during the initial twelve months after the account is opened. Canadian trade commissions will be rebated to a maximum of $9.99/trade CAD; Trade commissions placed in USD will be rebated in USD to a maximum of $9.99/trade USD. Rebates apply only to self-serve online trades for full or partial share trades; phone trades with an Investment Representative are excluded. Commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer. TD Direct Investing applies commission rebates for eligible trades to new Accounts by the last business day of each month, beginning the month after Account opening. If the last day falls on a holiday, rebates are processed within the next two business days.

Maintenance Fee Rebate Details:

Should a quarterly maintenance fee be charged, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the Account opening.

Further Terms and Conditions:

This offer may not be combined with any other promotions, except as expressly stated in the terms and conditions of those offers. Employees of TD Bank Group are not eligible for this offer. This offer may be changed, extended or withdrawn at any time without notice. TD Direct Investing reserves the right to refuse the provision of any awards and benefits under this Offer if it determines you have violated the terms as set out above. The Offer is not transferable. 14 Bundle Offer:

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The $150 cash offer is available to individuals who meet the eligibility requirements of the New to Canada Banking Package. Eligible customers can earn $150 in cash by bundling a New Chequing Account with a New Savings Account and an eligible new TD Credit Card, and completing the required activities within the specified timelines:

\r\n\r\nOpen a New Chequing Account
\r\nOpen a New Chequing Account between June 4, 2026 and October 1, 2026, and\r\nOpen a New Savings Account and Complete One Activity\r\nOpen a New Savings Account within 30 days of opening the New Chequing Account; and\r\nComplete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of the New Savings Account opening:

1) Set up a pre-authorized transfer service. The pre-authorized transfer service must occur either weekly, biweekly, monthly, or twice per month.

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2) Set up Simply Save.

\r\n\r\n\r\n\r\nOpen a New Eligible TD Credit Card\r\nApply and be approved for a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a "New TD Credit Card") within 30 days of the New Chequing Account opening.\r\n\r\n\r\n\r\n

The New TD Credit Card must be kept open, active and in good standing for at least 60 days from the date of opening.

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Eligibility Restrictions

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This offer is not available to:

\r\n\r\nCustomers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026;\r\nCustomers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025;\r\nCustomers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD Unlimited Chequing Account before this offer is fulfilled;\r\nCustomers who already have an existing TD Savings Account as of June 3, 2026;\r\nCustomers who had a TD Savings Account that was closed on or after June 4, 2025;\r\nCustomers who received any Savings Account offer from TD in 2024, 2025, 2026; or\r\nTD staff members or any TD customers who have a joint account with a TD staff member. \r\nCustomers who are a Primary Cardholder of a personal TD Credit Card as of June 3, 2026.\r\nCustomers who have activated and/or closed a personal TD Credit Card account in the past 6 months.\r\n\r\n

Fulfillment:

\r\n\r\nThe $150 cash offer will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account, the New Savings Account and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment.\r\n\r\n

Additional Terms & Conditions:

\r\n\r\nFor any New Savings Account or New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements.\r\nMaximum of one $150 cash offer (Bundle Offer) per New Savings Account and New Eligible TD Credit Card.\r\nLimit of one $150 cash offer per customer.\r\nWe can change, extend, or withdraw the cash offer at any time.\r\n\r\n

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

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14 Bundle Offer:

Open a New Chequing Account
Open a New Chequing Account between June 4, 2026 and October 1, 2026, and Open a New Savings Account and Complete One Activity Open a New Savings Account within 30 days of opening the New Chequing Account; and Complete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of the New Savings Account opening:

1) Set up a pre-authorized transfer service. The pre-authorized transfer service must occur either weekly, biweekly, monthly, or twice per month.

2) Set up Simply Save.

Open a New Eligible TD Credit Card Apply and be approved for a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a "New TD Credit Card") within 30 days of the New Chequing Account opening.

The New TD Credit Card must be kept open, active and in good standing for at least 60 days from the date of opening.

Eligibility Restrictions

This offer is not available to:

Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of June 3, 2026; Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after June 4, 2025; Customers who open a New Chequing Account on or after June 4, 2026, but change the account to a type other than the TD Unlimited Chequing Account before this offer is fulfilled; Customers who already have an existing TD Savings Account as of June 3, 2026; Customers who had a TD Savings Account that was closed on or after June 4, 2025; Customers who received any Savings Account offer from TD in 2024, 2025, 2026; or TD staff members or any TD customers who have a joint account with a TD staff member. Customers who are a Primary Cardholder of a personal TD Credit Card as of June 3, 2026. Customers who have activated and/or closed a personal TD Credit Card account in the past 6 months.

Fulfillment:

The $150 cash offer will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account, the New Savings Account and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment.

Additional Terms & Conditions:

For any New Savings Account or New Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements. Maximum of one $150 cash offer (Bundle Offer) per New Savings Account and New Eligible TD Credit Card. Limit of one $150 cash offer per customer. We can change, extend, or withdraw the cash offer at any time.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

15 The TD app and the TD MySpend app are free to download; however standard wireless carrier message and data rates may apply.

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15 The TD app and the TD MySpend app are free to download; however standard wireless carrier message and data rates may apply.

16 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

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16 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

17 Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.

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18 Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)

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18 Refers to the TD Securities Inc. Self-Directed Education Savings Plan (RESP)

19 Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.
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19 Refers to the TD Waterhouse Self-Directed LRSP (Locked-in Retirement Savings Account) under Federal pension legislation.

20 Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines. An investment strategy that uses borrowed money could result in far greater losses than an investment strategy that does not use borrowed money.

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§ For more information about transactions and a complete list of account fees and other service fees, see About our Account and Related Services.

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§ For more information about transactions and a complete list of account fees and other service fees, see About our Account and Related Services.

† You may pay a fee to the ATM provider.

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† You may pay a fee to the ATM provider.

∞ No transaction fees for transfers or pre-authorized transfer services from this account to another TD chequing or savings account, except for transfers by cheque or through Interac e-Transfer®, which are treated as Debit Transactions.

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◊For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.

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TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

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TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

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TD Wealth Private Trust services are offered by The Canada Trust Company.

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TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

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Visa* is a registered trademark of Visa International Service Association, used under license.

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* Trademark of Visa Int., used under license.

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® Aeroplan is a registered trademark of Aeroplan Inc., used under license.

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The WESTERN UNION name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are registered and/or used in the U.S. and many foreign countries and are used with permission.

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Trademark of Visa International Service Association and used under license.

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® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Private Trust services are offered by The Canada Trust Company.

TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

Visa* is a registered trademark of Visa International Service Association, used under license.

* Trademark of Visa Int., used under license.

® Aeroplan is a registered trademark of Aeroplan Inc., used under license.

Trademark of Visa International Service Association and used under license.

® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Open a new TD Unlimited Chequing Account by June 3, 2026 and complete any 2 of the following before August 5, 2026:

Set up a recurring Direct Deposit Set up a Recurring Pre-Authorized Debit Payment of at least $50 Pay a Canadian bill of at least $50 through EasyWeb or the TD App

Deposit or transfer a minimum of $2,500 into a new TD ePremium Savings Account or TD Every Day Savings Account within 30 days of account opening and maintain the balance for 150 days. Explore additional cash offers with the following deposit tiers. Earn:

$50 for $2,500 deposit $100 for $5,000 deposit $200 for $10,000 deposit $500 for $25,000 deposit $750 for $50,000 deposit $1,000 for $100,000+ deposit Earn $10 Cash Back Dollars on your first $10 purchase in the first 3 months or earn $150 in Cash Back Dollars when you spend $1,500+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout. Conditions apply.^, Δ To earn $50 in cash, you must:

1. Open a TD Unlimited Chequing Account ("New Chequing Account") between May 29, 2025 and November 5, 2025, and

2. Open a new TD ePremium Savings Account, TD Every Day Savings Account, TD Growth Savings Account ("New Savings Account"), or a High Interest TFSA Savings Account ("TFSA HISA") within TD Canada Trust TFSA, within 30 days of the New Chequing Account opening, and

3. Complete one of the following with the New Savings Account or TFSA HISA:

i. Set up a Pre-authorized Transfer Service with their first transaction processed within the first 30 days of the New Savings Account or TFSA HISA opening. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month.
ii. Set up Simply Save with their first transaction processed within the first 30 days of the New Savings Account or TFSA HISA opening.

To earn between $200 and $2,400 in cash:

a. Open a TD Unlimited Chequing Account ("New Chequing Account") between May 29, 2025 and November 5, 2025, and

b. Open a new TD ePremium Savings Account, TD Every Day Savings Account, TD Growth Savings Account ("New Savings Account"), or a High Interest TFSA Savings Account ("TFSA HISA") within a TD Canada Trust TFSA, within 30 days of the New Chequing Account opening, and

c. Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account or TFSA HISA from another financial institution(s) within 30 days, in the case of a New Savings Account, or within 60 days in the case of a TFSA HISA opening, and maintain the balance for 120 days (the "Qualifying Deposit"), subject to the following:

a. If a customer withdraws or transfers any part of the Qualifying Deposit during the 120-day period, the amount of the Qualifying Deposit will be reduced accordingly. Should this adjustment cause the Qualifying Deposit to fall below the required minimum of $10,000, the customer will be ineligible for the offer.

b. If a customer opens both a New Savings Account and TFSA HISA, or multiple New Savings Accounts and/or multiple TFSA HISAs, within 30 days of the New Chequing Account opening, the Qualifying Deposits in the New Savings Account(s) and/or TFSA HISA(s) cannot be combined, and the amount of the Qualifying Deposit will instead be based solely on the New Savings Account or TFSA HISA with the greatest Qualifying Deposit.

c. If any part of the Qualifying Deposit is being transferred directly from another financial institution(s), all funds must be received from the other financial institution(s) by TD and deposited into the account within 30 days, in the case of a New Savings Account, or within 60 days in the case of a TFSA HISA.

d. For greater certainty, funds originating from an account held at TD, including, but not limited to, transfers originating from account(s) held at TD and cash withdrawn from another TD account, do not count towards the Qualifying Deposit.

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TD New to Canada Banking Package | Get Up to $1,790 in value,AI智能索引,全网链接索引,智能导航,网页索引

New to Canada? Get up to $1,790 in value with the TD New to Canada Banking Package. TD can help with all your banking needs in one place. Conditions Apply.