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Professional Student Line of Credit | TD Canada Trust

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Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offers

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Services

Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud Prevention

TD New to Chequing Offer

Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.

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TD New to Canada Banking Package

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View offer details

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TD® Aeroplan® Visa Infinite* Card

Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.

View offer

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TD First Class Travel® Visa Infinite* Card

Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.

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Offer expires August 31, 2026. Conditions apply. 

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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout EasyWeb WebBroker U.S. Banking For graduate and professional students\r\n"}}" id="text-409c4b21a5" class="cmp-text"> For graduate and professional students Apply and be approved for a TD Student Line of Credit by October 31st, 2026, and you could be eligible for a $550 cash offer1, depending on your program of study.  Conditions apply.

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Apply and be approved for a TD Student Line of Credit by October 31st, 2026, and you could be eligible for a $550 cash offer1, depending on your program of study. ○ Conditions apply.

Book an appointment Why apply for a TD Professional Student Line of Credit?\r\n"}}" id="text-a453241cca" class="cmp-text"> Why apply for a TD Professional Student Line of Credit? Access credit conveniently

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Get funds through your TD Access Card2, EasyWeb, TD app, ATMs and cheques.

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Access credit conveniently

Get funds through your TD Access Card2, EasyWeb, TD app, ATMs and cheques.

Use and reuse3 your credit

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Apply just once for credit and have it for as long as you’re in school.4

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Use and reuse3 your credit

Apply just once for credit and have it for as long as you’re in school.4

Interest-only payments while you study

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No principal payments are due until 24 months after you leave school.

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Interest-only payments while you study

No principal payments are due until 24 months after you leave school.

Program selector\r\n"}}" id="text-31f3be0f15" class="cmp-text"> Program selector Select your level of study to see credit limit and interest rate details.

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Select your level of study to see credit limit and interest rate details.

Select a program Graduate (Masters, PhD) Naturopathy Chiropractic Optometry Pharmacy Law MBA and MFin Credit Limit & Interest Rates for graduate (Masters, PhD) students\r\n"}}" id="text-1122d0b415" class="cmp-text"> Credit Limit & Interest Rates for graduate (Masters, PhD) students

Credit Limit

Interest Rate

up to $80,000 over two years of study

TD Prime Rate + 0.50%

Credit Limit & Interest Rates for Naturopathy students\r\n"}}" id="text-bf43932e85" class="cmp-text"> Credit Limit & Interest Rates for Naturopathy students

Credit Limit

Interest Rate

up to $80,000 over four years of study

TD Prime Rate + 0.50%

Credit Limit & Interest Rates for Chiropractic students\r\n"}}" id="text-06df73e43f" class="cmp-text"> Credit Limit & Interest Rates for Chiropractic students

Credit Limit

Interest Rate

up to $100,000 over four years of study

TD Prime Rate + 0.50%

Credit Limit & Interest Rates for Optometry students\r\n"}}" id="text-6ec2efd0b1" class="cmp-text"> Credit Limit & Interest Rates for Optometry students

Credit Limit

Interest Rate

up to $175,000 over four years of study

TD Prime Rate

Credit Limit & Interest Rates for Pharmacy students\r\n"}}" id="text-b37253ed27" class="cmp-text"> Credit Limit & Interest Rates for Pharmacy students

Credit Limit

Interest Rate

up to $175,000 over four years of study

TD Prime Rate

Credit Limit & Interest Rates for Law students\r\n"}}" id="text-617c0f7488" class="cmp-text"> Credit Limit & Interest Rates for Law students

Credit Limit

Interest Rate

up to $150,000 over three years of study

TD Prime Rate

Credit Limit & Interest Rates for MBA and MFin students\r\n"}}" id="text-d94570e4dd" class="cmp-text"> Credit Limit & Interest Rates for MBA and MFin students

Credit Limit

Interest Rate

up to $125,000 over your study period

TD Prime Rate

What to bring to your appointment\r\n"}}" id="text-89fab89e26" class="cmp-text"> What to bring to your appointment

Proof of enrolment in a post-secondary institution.

Current residential address. If you’ve been there less than three years, bring your previous address too.

Proof of your annual income, including sources and amounts (i.e., notice of assessment).

Monthly rent or mortgage expenses.

Monthly payment obligations, such as loans, credit cards, and other lines of credit.

Household expenses, like utilities, property tax, insurance, etc.

Proof of ID (i.e., driver’s license, passport, etc.).

View more

Book an appointment Student Budget Calculator

Figure out your estimated school costs and find smart ways to plan, budget, and pay for your education.

Calculate now Student Advice Hub\r\n"}}" id="text-2e4ab4b08b" class="cmp-text"> Student Advice Hub Consolidated tools and resources to support students with finances while in school.

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Consolidated tools and resources to support students with finances while in school.

Learn more TD Line of Credit Protection

This optional insurance could pay off or reduce the outstanding balance on your student debt if you were to pass away5 or be diagnosed with a covered critical illness.

Find out more Apply for a Student Line of Credit\r\n"}}" id="text-be560f1624" class="cmp-text"> Apply for a Student Line of Credit Ready to Apply?

Meet with an advisor in person at a branch, or over the phone to get started.

Book an appointment Questions? Call Us

Our banking specialists are ready to answer your questions and help prepare your application.

1-866-222-3456 1-866-222-3456 Legal

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Legal

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CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

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Canada Deposit Insurance Corporation

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

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Canada Investment Regulatory Organization (CIRO)

CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

www.ciro.ca

See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.

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You are now leaving our website and entering a third-party website over which we have no control.

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Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

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Site Index TD Personal Banking Personal Home My Accounts How To Today's Rates Accounts (Personal) Chequing Accounts Savings Accounts Student Account Credit Cards Aeroplan points Travel Rewards Cash Back No Annual Fee Low Rate U.S. Dollar Mortgages Loans and lines of credit Personal Investing GIC & Term Deposits Mutual Funds TFSA - Tax-Free Savings Account RSP - Retirement Savings Plan RIF - Retirement Income Options RESP - Education Savings Plan RDSP - Disability Savings Plan Precious Metals Insurance Travel Medical Insurance All Products Students New To Canada Banking Advice for Seniors (60+) Cross Border Banking Foreign Exchange Services Ways to Pay Ways to Bank Green Banking TD Advice TD Small Business Banking Small Business Home Accounts (Business) Chequing Account Savings Account U.S. Dollar Account AgriInvest Account Cheque Services Credit Overdraft Protection Line of Credit Business Credit Cards Loan Business Mortgage Canada Small Business Financial Loan Agriculture Credit Solutions TD Auto Finance Small Business Vehicle Lending Invest for your Business Advice for your Profession or Industry TD Merchant Solutions Foreign Currency Services Employer Services TD Investing Investing Home Direct Investing Accounts Commissions and Fees Trading Platforms Investment Types Investor Education TD Wealth Financial Planning Private Wealth Management Markets and Research TD Corporate About TD Investor Relations Economics Environment Diversity Supplier Information TD Newsroom Careers Other TD Businesses TD Commercial Banking TD Asset Management TD Securities TD Auto Finance U.S. Banking TD Bank Personal Banking TD Bank Small Business Banking TD Bank Commercial Banking TD Auto Finance TD Wealth Private Client Group TD Bank Personal Financial Services 1 The TD Student Line of Credit Cash Offer (the “Cash Offer”) is available to full and part-time College, Undergraduate, Graduate and Medical, Dental, or Veterinary Professional students enrolled in an accredited university or college in Canada or elsewhere, who: (a) are of the age of majority in their province or territory of residence; (b) apply and are approved for a new TD Student Line of Credit by October 31,  2026 and open the TD Student Line of Credit by November 30, 2026, and (c) have an existing or open a new TD Canadian Dollar Personal Chequing Account on the same profile by November 30, 2026. Students who have an existing TD Canada Trust Student Line of Credit are not eligible for this Offer. The funds will be deposited to the TD Canadian Dollar Personal Chequing Account provided all conditions have been met and provided that the TD Canada Trust Student Line of Credit and your chequing account are still open and in good standing. Please allow 16 weeks after the conditions have been met for fulfillment of the Cash Offer.

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International students attending an accredited university or college in Canada or elsewhere must have a co-borrower who is a Canadian resident and a TD customer in good standing.

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1 The TD Student Line of Credit Cash Offer (the “Cash Offer”) is available to full and part-time College, Undergraduate, Graduate and Medical, Dental, or Veterinary Professional students enrolled in an accredited university or college in Canada or elsewhere, who: (a) are of the age of majority in their province or territory of residence; (b) apply and are approved for a new TD Student Line of Credit by October 31,  2026 and open the TD Student Line of Credit by November 30, 2026, and (c) have an existing or open a new TD Canadian Dollar Personal Chequing Account on the same profile by November 30, 2026. Students who have an existing TD Canada Trust Student Line of Credit are not eligible for this Offer. The funds will be deposited to the TD Canadian Dollar Personal Chequing Account provided all conditions have been met and provided that the TD Canada Trust Student Line of Credit and your chequing account are still open and in good standing. Please allow 16 weeks after the conditions have been met for fulfillment of the Cash Offer.

International students attending an accredited university or college in Canada or elsewhere must have a co-borrower who is a Canadian resident and a TD customer in good standing.

◊ College and Undergraduate students are eligible for a $300 Cash Offer and defined as individuals enrolled in a full or part-time program in an accredited university or college pursuing a Bachelor’s Degree, Certificate or Diploma. 

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◊ College and Undergraduate students are eligible for a $300 Cash Offer and defined as individuals enrolled in a full or part-time program in an accredited university or college pursuing a Bachelor’s Degree, Certificate or Diploma. 

 ○ Graduate students are eligible for a $550 Cash Offer and defined as individuals enrolled in a full or part-time program in an accredited university or college, who are pursuing a Master's or PhD program or are pursuing a degree in the following disciplines: MBA, Chiropractic, Law, Optometry, Pharmacy, or Naturopathy and have completed a university Bachelor’s Degree. 

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 ○ Graduate students are eligible for a $550 Cash Offer and defined as individuals enrolled in a full or part-time program in an accredited university or college, who are pursuing a Master's or PhD program or are pursuing a degree in the following disciplines: MBA, Chiropractic, Law, Optometry, Pharmacy, or Naturopathy and have completed a university Bachelor’s Degree. 

□ Medical, Dental, and Veterinary Professional students are eligible for a $1000 Cash Offer and defined as individuals enrolled in an accredited university or college and pursuing a Doctor of Medicine Degree, Dentistry Degree or a Doctor of Veterinary Medicine, including specialty studies.

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Limit of one Cash Offer per Account per student. This Cash Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

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We reserve the right to limit the number of accounts opened and the number of Cash Offers awarded to any one person. Your chequing account and Student Line of Credit must be open, active and in good standing at the time the Cash Offer is fulfilled.

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□ Medical, Dental, and Veterinary Professional students are eligible for a $1000 Cash Offer and defined as individuals enrolled in an accredited university or college and pursuing a Doctor of Medicine Degree, Dentistry Degree or a Doctor of Veterinary Medicine, including specialty studies.

Limit of one Cash Offer per Account per student. This Cash Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

We reserve the right to limit the number of accounts opened and the number of Cash Offers awarded to any one person. Your chequing account and Student Line of Credit must be open, active and in good standing at the time the Cash Offer is fulfilled.

2 Available when TD Canada Trust Student Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.

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2 Available when TD Canada Trust Student Line of Credit is programmed on your TD Access Card. Fees may apply for Interac® access and the use of other ATMs.

3 Subject to the terms of your Line of Credit Agreement or any applicable holds that may have been placed on the funds deposited.

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3 Subject to the terms of your Line of Credit Agreement or any applicable holds that may have been placed on the funds deposited.

4Proof of enrollment required annually.

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4Proof of enrollment required annually.

5 As defined in the respective Certificates of Insurance. Exclusions and limitations apply. Accidental dismemberment coverage is provided by TD Life Insurance Company (“TD Life”). All other coverages are provided by The Canada Life Assurance Company (“Canada Life”). TD Life is the authorized administrator for this insurance. All customer enquiries should be directed to 1-888-983-7070. TD Life is located at P.O. Box 1, TD Centre, Toronto, ON M5K 1A2. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the respective Certificate of Insurance or Product Summary, Fact Sheet, and Certificate of Insurance (Quebec only).

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5 As defined in the respective Certificates of Insurance. Exclusions and limitations apply. Accidental dismemberment coverage is provided by TD Life Insurance Company (“TD Life”). All other coverages are provided by The Canada Life Assurance Company (“Canada Life”). TD Life is the authorized administrator for this insurance. All customer enquiries should be directed to 1-888-983-7070. TD Life is located at P.O. Box 1, TD Centre, Toronto, ON M5K 1A2. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the respective Certificate of Insurance or Product Summary, Fact Sheet, and Certificate of Insurance (Quebec only).

® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

Professional Student Line of Credit | TD Canada Trust,AI智能索引,全网链接索引,智能导航,网页索引

    A TD Professional student line of credit can help you access credit conveniently and make repayment manageable. See credit limits and interest rate details.