Account Types
Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
Credit Cards Go Back Credit Cards CloseCard Types
Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
Students Post grads New to CanadaExisting Cardholder Services
Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
Mortgages Go Back Mortgages CloseMortgages
Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to CanadaTools and Resources
Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialistTD Mortgage Direct
Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.
With a new TD mortgage, get up to $5,100 cashback.
Offer expires August 31, 2026. Conditions apply.
Loans/Lines of Credit Go Back Loans/Lines of Credit CloseLoans and Lines of Credit
Explore Personal Loan RSP Loan Vehicle Loan Personal Line of Credit Home Equity Line of CreditStudent Borrowing
Explore Student Line of Credit Professional Student Line of Credit Healthcare Student Line of CreditTools and Resources
Help me choose Check your credit score Loan vs Line of Credit Calculator Help me manage debtBorrowing Advice
Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.
Student Advice
Get expert advice on things like building a student budget and other important financial topics.
Know more about student borrowing
Credit Application Guide
This step-by-step guide will help you understand the credit application process.
Personal Investing Go Back Personal Investing CloseRegistered Accounts & Plans
Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
Explore all products GICs Mutual Funds Precious Metals Other ways to invest Trade and invest yourself with TD Direct Investing Invest with a TD Wealth AdvisorTools and Resources
Compound Interest Calculator TFSA Calculator RRSP Calculator GIC Selector Tool RESP Calculator Net Worth Calculator TD Goal Builder Personal Cash Flow CalculatorInvestor Education
Find an investing article that will help you invest with confidence and make financial decisions.
Insurance Go Back Insurance CloseCredit Protection Plans
Explore all protection plans TD Mortgage Protection TD Line of Credit Protection TD Loan Protection TD Credit Card Payment Protection Plan Business Credit ProtectionTravel Insurance Plans
Explore all travel insurance Single Trip Plan Annual Trip Plan Trip Cancellation & Trip Interruption Insurance Top-up or ExtensionTools and Resources
TD Protection Plans Assessment Tool Credit Card Travel Insurance Verification ToolFile a TD Protection Plans claim
We’re ready to guide you every step of the way.
Learn more about filing a claim
Travel Insurance Claims Centre
We’re here to help get you through your travel insurance claims. Visit our online claims portal to start or to check the status of a submitted claim.
Advice Go Back Advice CloseFinancial Tips and Insights
Advice Hub Student & Youth Learning Centre Newcomer Learning Centre Seniors banking Estate planning and support Fraud preventionResources
Registrations and passwords TD app tutorials EasyWeb tutorials Bill payment and transfers TD MySpend How to switch to TD TD Calculators and ToolsWays to Bank
TD app EasyWeb Ways to pay Ways to send money Phone, Branch and ATM Cross-border banking Foreign exchange servicesNeed help finding the right TD products?
Just answer a few questions and we can better help direct you to achieving your goals.
Understanding interest rates
Read on to know more about interest rates and how they can affect your investments.
OpenLogin
My Accounts Logout TD: Personal Personal Selected Small Business Commercial Investing TD Asset Management About TD Accounts Go Back Accounts CloseAccount Types
Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
Credit Cards Go Back Credit Cards CloseCard Types
Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
Students Post grads New to CanadaExisting Cardholder Services
Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
Mortgages Go Back Mortgages CloseMortgages
Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to CanadaTools and Resources
Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialistTD Mortgage Direct
Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.
With a new TD mortgage, get up to $5,100 cashback.
Offer expires August 31, 2026. Conditions apply.
Loans/Lines of Credit Go Back Loans/Lines of Credit CloseLoans and Lines of Credit
Explore Personal Loan RSP Loan Vehicle Loan Personal Line of Credit Home Equity Line of CreditStudent Borrowing
Explore Student Line of Credit Professional Student Line of Credit Healthcare Student Line of CreditTools and Resources
Help me choose Check your credit score Loan vs Line of Credit Calculator Help me manage debtBorrowing Advice
Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.
Student Advice
Get expert advice on things like building a student budget and other important financial topics.
Know more about student borrowing
Credit Application Guide
This step-by-step guide will help you understand the credit application process.
Personal Investing Go Back Personal Investing CloseRegistered Accounts & Plans
Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
Explore all products GICs Mutual Funds Precious Metals Other ways to invest Trade and invest yourself with TD Direct Investing Invest with a TD Wealth AdvisorTools and Resources
Compound Interest Calculator TFSA Calculator RRSP Calculator GIC Selector Tool RESP Calculator Net Worth Calculator TD Goal Builder Personal Cash Flow CalculatorInvestor Education
Find an investing article that will help you invest with confidence and make financial decisions.
Insurance Go Back Insurance CloseCredit Protection Plans
Explore all protection plans TD Mortgage Protection TD Line of Credit Protection TD Loan Protection TD Credit Card Payment Protection Plan Business Credit ProtectionTravel Insurance Plans
Explore all travel insurance Single Trip Plan Annual Trip Plan Trip Cancellation & Trip Interruption Insurance Top-up or ExtensionTools and Resources
TD Protection Plans Assessment Tool Credit Card Travel Insurance Verification ToolFile a TD Protection Plans claim
We’re ready to guide you every step of the way.
Learn more about filing a claim
Travel Insurance Claims Centre
We’re here to help get you through your travel insurance claims. Visit our online claims portal to start or to check the status of a submitted claim.
Advice Go Back Advice CloseFinancial Tips and Insights
Advice Hub Student & Youth Learning Centre Newcomer Learning Centre Seniors banking Estate planning and support Fraud preventionResources
Registrations and passwords TD app tutorials EasyWeb tutorials Bill payment and transfers TD MySpend How to switch to TD TD Calculators and ToolsWays to Bank
TD app EasyWeb Ways to pay Ways to send money Phone, Branch and ATM Cross-border banking Foreign exchange servicesNeed help finding the right TD products?
Just answer a few questions and we can better help direct you to achieving your goals.
Understanding interest rates
Read on to know more about interest rates and how they can affect your investments.
Find Us Help Country: Canada Canada Selected country United States Language: English English Select language Français 简体中文 繁體中文Login
EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout Online Services EasyWeb WebBroker U.S. Banking Home / Canadian Credit Cards\r\n"}}" id="text-5f504377d1" class="cmp-text">Home / Canadian Credit Cards
Home\r\n"}}" id="text-ff08ab4725" class="cmp-text"> Travel more with Aeroplan Points\r\n"}}" id="text-6a658b8a09" class="cmp-text">Travel more with Aeroplan Points
Enjoy free first checked bags on Air Canada® for you and up to 8 companions. Conditions apply6.\r\n"}}" id="text-03f57bd735" class="cmp-text">Enjoy free first checked bags on Air Canada® for you and up to 8 companions. Conditions apply6.
Learn more Learn more Your gateway to exclusive perks\r\n"}}" id="text2" class="cmp-text">Your gateway to exclusive perks
Enjoy a $100 annual TD Travel Credit on eligible travel purchases. Conditions apply7.\r\n"}}" id="text-4bb334d00e" class="cmp-text">Enjoy a $100 annual TD Travel Credit on eligible travel purchases. Conditions apply7.
Learn more Learn more Maximize cash back on eligible expenses\r\n"}}" id="3" class="cmp-text">Maximize cash back on eligible expenses
Earn 3% cash back on eligible groceries, gas, and recurring bill payments. Conditions apply8.\r\n"}}" id="text-9a0e50d664" class="cmp-text">Earn 3% cash back on eligible groceries, gas, and recurring bill payments. Conditions apply8.
Learn more Learn more TD® Aeroplan® Visa Infinite* Card TD First Class Travel® Visa Infinite* Card TD Cash Back Visa Infinite* Card TD Credit Cards that suit you\r\n"}}" id="text-8e76b8493b" class="cmp-text"> TD Credit Cards that suit you Answer a few simple questions and we will suggest the ideal TD credit card for you.\r\n"}}" id="text-4a84816c9d" class="cmp-text">Answer a few simple questions and we will suggest the ideal TD credit card for you.
Find a cardYour region is currently set to
Change province
Change province We are making changes to our TD Credit Cards.
\r\nLearn more.\r\n"}}" id="text-9cde77dcfe" class="cmp-text">
We are making changes to our TD Credit Cards.
Learn more.
TD credit cards have you covered, offering benefits and features designed for your needs.
View options Find credit card Manage Credit Card View Credit Card Offers Types of Credit Cards Cash Back Aeroplan points TD Travel Rewards No Annual Fee Low Rate U.S. Dollar Business Student Find and Compare the Best Credit Cards in Canada from TD\r\n"}}" id="text-2606430ea1" class="cmp-text"> Find and Compare the Best Credit Cards in Canada from TD Special Offer Recently Viewed TD® Aeroplan® Visa Infinite* CardUp to $1,350 in valueAVI-ROC-ARR including up to 40,000 Aeroplan pointsUIDNQEN2 could be yours and receive an Annual Fee rebate for the first yearUIDNQEN2. Conditions Apply.
$139
Annual Fee21.99%
Interest: Purchases
22.99%
Interest: Cash Advances
secure Apply now Quick Compare Special Offer Recently Viewed TD First Class Travel® Visa Infinite* CardEarn up to $1,300 in valueFCT-ROC-18, including up to 146,000 TD Rewards PointsUDI-NQ-EN-11 and receive an Annual Fee rebate for the first yearUDI-NQ-EN-11. Conditions Apply.
$139
Annual Fee21.99%
Interest: Purchases
22.99%
Interest: Cash Advances
Secure Apply now Quick Compare Special Offer Recently Viewed TD Cash Back Visa Infinite* CardEarn up to $600 in total valueCBI-ROC-ARR, which includes 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002,19 and receive an Annual Fee rebate for the first year2. Conditions apply.
$139
Annual Fee21.99%
Interest: Purchases
22.99%
Interest: Cash Advances
Secure Apply now Quick Compare Learning ResourcesBasics of Credit Cards
A credit card can be a useful financial tool, offering benefits and features designed for your needs.
Basics of Credit Cards Read nowIntroduction to Credit Card Points
One of the benefits that can make certain credit cards appealing is the ability to earn rewards on your spending.
Introduction to Credit Card Points Read now More options to serve you Automatically pay billsSet up Pre-Authorized Payment on your TD Credit Card and stay on top of your payments.
Automatically pay bills Learn more Add Additional CardholdersShare the benefits of your TD Credit Card Account with up to 3 Additional Cardholders.
Add Additional Cardholders Learn more TD Payment PlansEasily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans.
TD Payment Plans Learn more Manage your credit card in the TD appSet transaction limits, block international purchases or lock your credit card.
Manage your credit card in the TD app Learn more Legal\r\n"}}" id="text-9f1f1d5fa3" class="cmp-text">Legal
Have a question? Find answers here What's your question? Ask Us Popular questions Sorry, we didn't find any results. You could check for misspelled words or try a different term or question. We're sorry. Service is currently unavailable. We found a few responses for you: We matched that to: Popular questions View morepopular questions Helpful related questions View morehelpful related questions Did you find what you were looking for? YesNo Thank you We're sorry. Service is currently unavailable.Sorry this didn't help. Would you leave us a comment about your search?
Submit Thank youCompare cards
Compare cards
Compare cards Compare cards Clear All Compare now Back to top Find Us Help Back to topContact Us
Call us Book an appointment Give feedbackProducts
Bank Accounts Credit Cards Mortgages Loans and lines of credit Personal Investing InsuranceWays to Bank
TD app EasyWeb Ways to pay Ways to send money Phone, Branch and ATM Cross-border banking Foreign exchange servicesBanking Advice
TD Advice TD Calculators and Tools Digital banking tutorials Fraud prevention New to Canada StudentsAbout Us
Who we are Our impact News and economics For investors Customer care Careers Privacy and Security Legal Accessibility CDIC Member About Us Careers Manage Online Experience Site IndexToronto-Dominion Centre – Corporate Office
66 Wellington Street West, Toronto, ON M5K 1A2
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
\r\n\r\nCanada Investment Regulatory Organization (CIRO)
\r\nCIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
\r\n\r\n"}}" id="text-959b1239e4" class="cmp-text">Canada Deposit Insurance Corporation
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
Canada Investment Regulatory Organization (CIRO)
CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.\r\n"}}" id="text-333fa79c60" class="cmp-text">You are now leaving our website and entering a third-party website over which we have no control.
Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.\r\nThird-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
\r\n"}}" id="text-85a67fd483" class="cmp-text">TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
Site Index TD Personal Banking Personal Home My Accounts How To Today's Rates Accounts (Personal) Chequing Accounts Savings Accounts Student Account Credit Cards Aeroplan points Travel Rewards Cash Back No Annual Fee Low Rate U.S. Dollar Mortgages Loans and lines of credit Personal Investing GIC & Term Deposits Mutual Funds TFSA - Tax-Free Savings Account RSP - Retirement Savings Plan RIF - Retirement Income Options RESP - Education Savings Plan RDSP - Disability Savings Plan Precious Metals Insurance Travel Medical Insurance All Products Students New To Canada Banking Advice for Seniors (60+) Cross Border Banking Foreign Exchange Services Ways to Pay Ways to Bank Green Banking TD Advice TD Small Business Banking Small Business Home Accounts (Business) Chequing Account Savings Account U.S. Dollar Account AgriInvest Account Cheque Services Credit Overdraft Protection Line of Credit Business Credit Cards Loan Business Mortgage Canada Small Business Financial Loan Agriculture Credit Solutions TD Auto Finance Small Business Vehicle Lending Invest for your Business Advice for your Profession or Industry TD Merchant Solutions Foreign Currency Services Employer Services TD Investing Investing Home Direct Investing Accounts Commissions and Fees Trading Platforms Investment Types Investor Education TD Wealth Financial Planning Private Wealth Management Markets and Research TD Corporate About TD Investor Relations Economics Environment Diversity Supplier Information TD Newsroom Careers Other TD Businesses TD Commercial Banking TD Asset Management TD Securities TD Auto Finance U.S. Banking TD Bank Personal Banking TD Bank Small Business Banking TD Bank Commercial Banking TD Auto Finance TD Wealth Private Client Group TD Bank Personal Financial ServicesYour province is set to
Alberta Save and Close British Columbia Save and Close Manitoba Save and Close New Brunswick Save and Close Newfoundland and Labrador Save and Close Northwest Territories Save and Close Nova Scotia Save and Close Nunavut Save and Close Ontario Save and Close Prince Edward Island Save and Close Quebec Save and Close Saskatchewan Save and Close Yukon Save and Close 1 Welcome Bonus: Effective as of April 30, 2025, Account must be approved, open and in Good Standing while this offer is in effect.Welcome Bonus of 10% in Cash Back Dollars applies to new TD Cash Back Visa Infinite Accounts ("Account") in the first 3 months of Account opening ("First 3 Months") to a maximum total collective spend of $3,500 ("Welcome Bonus Cap") on any one or more of the following transactions charged to the Account at merchants classified by the Visa payment network's Merchant Category Code ("MCC") as Grocery Stores and Supermarkets (MCC 5411) ("Grocery Purchases"), or Gas Service Stations (MCC 5541), Automated Fuel Dispensers (MCC 5542), and Electric Vehicle Charging (MCC 5552) ("Gas & Electric Vehicle Charging Purchases"), or Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111) ("Public Transit Purchases"), or Digital Goods Media – Books, Movies, Music (MCC 5815), Digital Goods – Games (MCC 5816), Digital Goods – Applications (MCC 5817), Digital Goods – Large Digital Goods Merchants (MCC 5818), Cable, Satellite and Other Pay Television/Radio/Streaming Services (MCC 4899) ("Streaming, Digital Gaming & Media Purchases"), or that are classified by the Visa payment network as recurring payments that are pre-authorized with a merchant to occur on a monthly or other regularly recurring basis ( "Recurring Bill Payments").
If you have any questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
In the first 3 months of Account opening, the Welcome Bonus of 10% in Cash Back Dollars listed above is in place of, and not in addition to, the earn rates listed within the TD Cash Back Program Terms and Conditions.
During the first year that the Account is open, the $15,000 Cap for each of (i) Grocery Purchases, (ii) Gas & Electric Vehicle Charging Purchases, (iii) Public Transit Purchases, and (iv) Recurring Bill Payments and Streaming, Digital Gaming & Media Purchases will be reduced by the actual corresponding amount of purchases in one of these categories (i) through (iv) made in the First 3 Months.
Other Conditions: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card while this offer is in effect and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate you must add your first Additional Cardholder while this offer is in effect and the rebate will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. The Special Offer Bonus and Welcome Bonus may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Cash Back Visa Infinite Account in the last 12 months. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Cash Back Dollars are awarded. † Offer Effective as of April 30, 2025. The value of up to $600 could be earned in the first year of Account opening and is based on the combined value of: $189: Annual fee rebate for the Primary Cardholder ($139) and first Additional Cardholder ($50) for the first year; $350: Earn a cumulative 10% in Cash Back Dollars on eligible Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases in the first three months of account opening until $3,500 in such Purchases have been made. $89: Receive 24/7 Roadside Assistance with Free Deluxe TD Auto Club membership. 5 Any returned items, refunds, rebates, or other similar credits will reduce or cancel Cash Back Dollars earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, and Cash-Like Transactions), interest charges, optional service, refunds, rebates or other similar credits do not earn Cash Back Dollars. For more details, please review the TD Cash Back Program Terms and Conditions at td.com/agreements. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. The Account must be open & in Good Standing on the date Cash Back Dollars are awarded to qualify. Annual interest rates, fees and features are current as of June 1, 2026, unless otherwise indicated and subject to change.\r\n"}}" id="A" class="cmp-text">
Annual interest rates, fees and features are current as of June 1, 2026, unless otherwise indicated and subject to change.
All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards\r\nThe Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.
\r\n"}}" id="text-2774605532" class="cmp-text">All trade-marks are the property of their respective owners. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards
The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc. Visit Air Canada for complete terms and conditions of the Aeroplan program.
1 Welcome Bonus: Effective as of April 30, 2025, Account must be approved, open and in Good Standing while this offer is in effect.\r\nWelcome Bonus of 10% in Cash Back Dollars applies to new TD Cash Back Visa Infinite Accounts ("Account") in the first 3 months of Account opening ("First 3 Months") to a maximum total collective spend of $3,500 ("Welcome Bonus Cap") on any one or more of the following transactions charged to the Account at merchants classified by the Visa payment network's Merchant Category Code ("MCC") as Grocery Stores and Supermarkets (MCC 5411) ("Grocery Purchases"), or Gas Service Stations (MCC 5541), Automated Fuel Dispensers (MCC 5542), and Electric Vehicle Charging (MCC 5552) ("Gas & Electric Vehicle Charging Purchases"), or Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111) ("Public Transit Purchases"), or Digital Goods Media – Books, Movies, Music (MCC 5815), Digital Goods – Games (MCC 5816), Digital Goods – Applications (MCC 5817), Digital Goods – Large Digital Goods Merchants (MCC 5818), Cable, Satellite and Other Pay Television/Radio/Streaming Services (MCC 4899) ("Streaming, Digital Gaming & Media Purchases"), or that are classified by the Visa payment network as recurring payments that are pre-authorized with a merchant to occur on a monthly or other regularly recurring basis ( "Recurring Bill Payments").
\r\nIf you have any questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
\r\nIn the first 3 months of Account opening, the Welcome Bonus of 10% in Cash Back Dollars listed above is in place of, and not in addition to, the earn rates listed within the TD Cash Back Program Terms and Conditions.
\r\nDuring the first year that the Account is open, the $15,000 Cap for each of (i) Grocery Purchases, (ii) Gas & Electric Vehicle Charging Purchases, (iii) Public Transit Purchases, and (iv) Recurring Bill Payments and Streaming, Digital Gaming & Media Purchases will be reduced by the actual corresponding amount of purchases in one of these categories (i) through (iv) made in the First 3 Months.
\r\nOther Conditions: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card while this offer is in effect and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate you must add your first Additional Cardholder while this offer is in effect and the rebate will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. The Special Offer Bonus may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Cash Back Visa Infinite Account in the last 12 months. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Cash Back Dollars are awarded.
\r\n"}}" id="text-76ed9aeb8b" class="cmp-text">1 Welcome Bonus: Effective as of April 30, 2025, Account must be approved, open and in Good Standing while this offer is in effect.
Welcome Bonus of 10% in Cash Back Dollars applies to new TD Cash Back Visa Infinite Accounts ("Account") in the first 3 months of Account opening ("First 3 Months") to a maximum total collective spend of $3,500 ("Welcome Bonus Cap") on any one or more of the following transactions charged to the Account at merchants classified by the Visa payment network's Merchant Category Code ("MCC") as Grocery Stores and Supermarkets (MCC 5411) ("Grocery Purchases"), or Gas Service Stations (MCC 5541), Automated Fuel Dispensers (MCC 5542), and Electric Vehicle Charging (MCC 5552) ("Gas & Electric Vehicle Charging Purchases"), or Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111) ("Public Transit Purchases"), or Digital Goods Media – Books, Movies, Music (MCC 5815), Digital Goods – Games (MCC 5816), Digital Goods – Applications (MCC 5817), Digital Goods – Large Digital Goods Merchants (MCC 5818), Cable, Satellite and Other Pay Television/Radio/Streaming Services (MCC 4899) ("Streaming, Digital Gaming & Media Purchases"), or that are classified by the Visa payment network as recurring payments that are pre-authorized with a merchant to occur on a monthly or other regularly recurring basis ( "Recurring Bill Payments").
If you have any questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
In the first 3 months of Account opening, the Welcome Bonus of 10% in Cash Back Dollars listed above is in place of, and not in addition to, the earn rates listed within the TD Cash Back Program Terms and Conditions.
During the first year that the Account is open, the $15,000 Cap for each of (i) Grocery Purchases, (ii) Gas & Electric Vehicle Charging Purchases, (iii) Public Transit Purchases, and (iv) Recurring Bill Payments and Streaming, Digital Gaming & Media Purchases will be reduced by the actual corresponding amount of purchases in one of these categories (i) through (iv) made in the First 3 Months.
Other Conditions: Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card while this offer is in effect and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate you must add your first Additional Cardholder while this offer is in effect and the rebate will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. The Special Offer Bonus may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Cash Back Visa Infinite Account in the last 12 months. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Cash Back Dollars are awarded.
† Offer Effective as of April 30, 2025. The value of up to $600 could be earned in the first year of Account opening and is based on the combined value of:\r\n\r\n$189: Annual fee rebate for the Primary Cardholder ($139) and first Additional Cardholder ($50) for the first year;\r\n$350: Earn a cumulative 10% in Cash Back Dollars on eligible Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases in the first three months of account opening until $3,500 in such Purchases have been made.\r\n$89: Receive 24/7 Roadside Assistance with Free Deluxe TD Auto Club membership\r\n\r\n"}}" id="text-12a7923600" class="cmp-text">† Offer Effective as of April 30, 2025. The value of up to $600 could be earned in the first year of Account opening and is based on the combined value of:
$189: Annual fee rebate for the Primary Cardholder ($139) and first Additional Cardholder ($50) for the first year; $350: Earn a cumulative 10% in Cash Back Dollars on eligible Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases in the first three months of account opening until $3,500 in such Purchases have been made. $89: Receive 24/7 Roadside Assistance with Free Deluxe TD Auto Club membership 2 Effective as of June 1, 2026. Account must be approved, open and in Good Standing while this offer is in effect. Welcome Bonus of 20,000 TD Rewards Points ("Welcome Bonus") will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. To receive the additional 126,000 TD Rewards Points ("Additional Bonus"), you must make $7,500 in Purchases on your Account, including your first eligible Purchase, within 180 days of Account opening. Rebate of the annual fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate, you must add your first Additional Cardholder while this offer is in effect. Annual fee rebates will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn , or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.\r\n"}}" id="text-7af7e6d30e" class="cmp-text">2 Effective as of June 1, 2026. Account must be approved, open and in Good Standing while this offer is in effect. Welcome Bonus of 20,000 TD Rewards Points ("Welcome Bonus") will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. To receive the additional 126,000 TD Rewards Points ("Additional Bonus"), you must make $7,500 in Purchases on your Account, including your first eligible Purchase, within 180 days of Account opening. Rebate of the annual fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate, you must add your first Additional Cardholder while this offer is in effect. Annual fee rebates will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn , or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
- Offer Effective as of June 1, 2026. The value of up to $1,300 could be earned in the first year of Account opening and is based on the combined value of:\r\n\r\n$189: annual fee Rebate for the Primary ($139) and first Additional Cardholder ($50) for the first year;\r\n$100: TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made through Expedia For TD;\r\n$50: TD Rewards Birthday Bonus equal to 10% of the number of TD Rewards Points earned while using the TD First Class Travel Visa Infinite* card over the 12 months preceding the Primary Cardholder’s birthday, up to a maximum of 10,000 TD Rewards Points (travel value at Expedia For TD of up to $50). Previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do not count towards your Birthday Bonus;\r\n$730: 146,000 TD Rewards Points earned based on the following requirements:\r\nWelcome Bonus of 20,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $100);\r\nAdditional Bonus of 126,000 TD Rewards Points earned when you spend $7,500 within 180 days of Account opening (travel value at Expedia For TD of $630);\r\n\r\n\r\n$277: The Visa Airport Companion Program is hosted and managed by Dragonpass International Ltd. (“DragonPass”). The yearly value of up to $277 CA is based on the cost of purchasing a Visa Airport Companion Program membership directly from Dragonpass at a foreign exchange rate of 1.3592 USD. A yearly DragonPass membership costs $99 USD and includes one free airport lounge visit. Each additional visit is valued at $35 USD per person per visit. The foreign exchange rate and fees used for the calculation of a yearly value are as of November 19, 2025 and may change from time to time.\r\n\r\nEvery 200 TD Rewards Points redeemed through Expedia For TD are worth $1 in travel savings.
\r\n"}}" id="t1" class="cmp-text">- Offer Effective as of June 1, 2026. The value of up to $1,300 could be earned in the first year of Account opening and is based on the combined value of:
$189: annual fee Rebate for the Primary ($139) and first Additional Cardholder ($50) for the first year; $100: TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made through Expedia For TD; $50: TD Rewards Birthday Bonus equal to 10% of the number of TD Rewards Points earned while using the TD First Class Travel Visa Infinite* card over the 12 months preceding the Primary Cardholder’s birthday, up to a maximum of 10,000 TD Rewards Points (travel value at Expedia For TD of up to $50). Previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do not count towards your Birthday Bonus; $730: 146,000 TD Rewards Points earned based on the following requirements: Welcome Bonus of 20,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $100); Additional Bonus of 126,000 TD Rewards Points earned when you spend $7,500 within 180 days of Account opening (travel value at Expedia For TD of $630); $277: The Visa Airport Companion Program is hosted and managed by Dragonpass International Ltd. (“DragonPass”). The yearly value of up to $277 CA is based on the cost of purchasing a Visa Airport Companion Program membership directly from Dragonpass at a foreign exchange rate of 1.3592 USD. A yearly DragonPass membership costs $99 USD and includes one free airport lounge visit. Each additional visit is valued at $35 USD per person per visit. The foreign exchange rate and fees used for the calculation of a yearly value are as of November 19, 2025 and may change from time to time.Every 200 TD Rewards Points redeemed through Expedia For TD are worth $1 in travel savings.
3 Effective as of June 1, 2026. To be eligible for this offer, you must: (i) be approved for a TD® Aeroplan® Visa Infinite Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business] in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account. \r\nSubject to the above conditions, under this offer you are eligible to receive: (a)(I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 15,000 bonus Aeroplan points ("Additional Bonus"), if $3,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within [90 days] of Account opening; and (III) a one-time anniversary bonus of 15,000 Aeroplan points ("Anniversary Bonus"), if the Account remains open and active for 12 months and $12,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 365 days of Account opening; and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account within [3 months] of Account opening. The applicable First Year Rebate will be applied by TD to the Account within 2 monthly statements from the date of the first statement on which an applicable annual fee charge appears.
\r\nTD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) terminate or suspend, in whole or part, or modify this offer in any way at any time. This offer cannot be combined with any other offer unless otherwise indicated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.
\r\n"}}" id="text-0f22a9d0b6" class="cmp-text">3 Effective as of June 1, 2026. To be eligible for this offer, you must: (i) be approved for a TD® Aeroplan® Visa Infinite Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business] in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Subject to the above conditions, under this offer you are eligible to receive: (a)(I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 15,000 bonus Aeroplan points ("Additional Bonus"), if $3,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within [90 days] of Account opening; and (III) a one-time anniversary bonus of 15,000 Aeroplan points ("Anniversary Bonus"), if the Account remains open and active for 12 months and $12,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 365 days of Account opening; and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account within [3 months] of Account opening. The applicable First Year Rebate will be applied by TD to the Account within 2 monthly statements from the date of the first statement on which an applicable annual fee charge appears.
TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) terminate or suspend, in whole or part, or modify this offer in any way at any time. This offer cannot be combined with any other offer unless otherwise indicated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer.
^ Offer effective as of June 1, 2026. The value up to $1,350 could be earned in the first year of Account opening and is based on the combined total value of:\r\n\r\n$214: Annual fee rebate for the Primary ($139), and one Additional Cardholder ($75) for the first year;\r\n$140: Based on first checked bags for two people, on a round-trip flight in the first year;\r\n$200: Usage of the Nexus statement credit benefit, each Primary Cardholder and Additional Cardholder will receive one (1) statement credit for the amount posted to the Account, up to a maximum value of $100 CAD, for a NEXUS application fee regardless of NEXUS application approval. Limitations apply, please see Cardholder Agreement for details.\r\n$800: 40,000 Aeroplan points could be earned based on the following requirements:\r\nWelcome Bonus of 10,000 Aeroplan points earned when you make your first Purchase with your card\r\nAdditional Bonus of 15,000 Aeroplan points earned when you spend $3,000 within 90 days of Account opening\r\nAnniversary Bonus of 15,000 Aeroplan points earned when you spend $12,000 and Account has been opened for 12 months\r\n\r\n\r\n\r\nValue is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025. Redemption calculation is based on actual flight redemptions made by cardholders between the period of November 8, 2020 – September 1, 2025.
\r\nThe Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer are subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
\r\nAeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
\r\n"}}" id="c1" class="cmp-text">^ Offer effective as of June 1, 2026. The value up to $1,350 could be earned in the first year of Account opening and is based on the combined total value of:
$214: Annual fee rebate for the Primary ($139), and one Additional Cardholder ($75) for the first year; $140: Based on first checked bags for two people, on a round-trip flight in the first year; $200: Usage of the Nexus statement credit benefit, each Primary Cardholder and Additional Cardholder will receive one (1) statement credit for the amount posted to the Account, up to a maximum value of $100 CAD, for a NEXUS application fee regardless of NEXUS application approval. Limitations apply, please see Cardholder Agreement for details. $800: 40,000 Aeroplan points could be earned based on the following requirements: Welcome Bonus of 10,000 Aeroplan points earned when you make your first Purchase with your card Additional Bonus of 15,000 Aeroplan points earned when you spend $3,000 within 90 days of Account opening Anniversary Bonus of 15,000 Aeroplan points earned when you spend $12,000 and Account has been opened for 12 monthsValue is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025. Redemption calculation is based on actual flight redemptions made by cardholders between the period of November 8, 2020 – September 1, 2025.
The Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer are subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
4 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.\r\n"}}" id="text-b98cdd642a" class="cmp-text">4 You are responsible for ensuring the mobile phone number we have on file is accurate and for notifying us of any changes. We will send the TD Fraud Alerts text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, or multiple third-party involvement. TD Fraud Alerts text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD Customer Profile.
5 Any returned items, refunds, rebates, or other similar credits will reduce or cancel Cash Back Dollars earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, and Cash-Like Transactions), interest charges, optional service, refunds, rebates or other similar credits do not earn Cash Back Dollars. For more details, please review the TD Cash Back Program Terms and Conditions at td.com/agreements. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. The Account must be open & in Good Standing on the date Cash Back Dollars are awarded to qualify.\r\n"}}" id="5" class="cmp-text">5 Any returned items, refunds, rebates, or other similar credits will reduce or cancel Cash Back Dollars earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, and Cash-Like Transactions), interest charges, optional service, refunds, rebates or other similar credits do not earn Cash Back Dollars. For more details, please review the TD Cash Back Program Terms and Conditions at td.com/agreements. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer. The Account must be open & in Good Standing on the date Cash Back Dollars are awarded to qualify.
6 A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions.\r\n"}}" id="6" class="cmp-text">6 A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. More information on baggage restrictions.
7 You will receive one $100.00 TD Travel Credit on your first Eligible Travel Credit Purchase posted to the Account in a calendar year. In order to receive the TD Travel Credit, the Account must be open, Active and in Good Standing. An Eligible Travel Credit Purchase means:\r\n\r\nA Hotel, Motel, Lodging, or Vacation Rental Purchase of $500.00 CAD or more made with Expedia For TD; or\r\nA Vacation Package Purchase of $500.00 CAD or more made with Expedia For TD, that includes a Hotel, Motel, Lodging or Vacation Rental booking packaged with a transportation booking.\r\n\r\nSee your TD Rewards Program Terms and Conditions for more details.
\r\n"}}" id="7" class="cmp-text">7 You will receive one $100.00 TD Travel Credit on your first Eligible Travel Credit Purchase posted to the Account in a calendar year. In order to receive the TD Travel Credit, the Account must be open, Active and in Good Standing. An Eligible Travel Credit Purchase means:
A Hotel, Motel, Lodging, or Vacation Rental Purchase of $500.00 CAD or more made with Expedia For TD; or A Vacation Package Purchase of $500.00 CAD or more made with Expedia For TD, that includes a Hotel, Motel, Lodging or Vacation Rental booking packaged with a transportation booking.See your TD Rewards Program Terms and Conditions for more details.
8 Earn 3% in Cash Back Dollars on Purchases you make on your TD Cash Back Visa Infinite Card ("Account") at merchants classified by the Visa payment network's Merchant Category Code ("MCC") as Grocery Stores and Supermarkets (MCC 5411) ("Grocery Purchases"), or Gas Service Stations (MCC 5541), Automated Fuel Dispensers (MCC 5542), and Electric Vehicle Charging (MCC 5552) ("Gas & Electric Vehicle Charging Purchases"), or Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111) ("Public Transit Purchases"), or Digital Goods Media – Books, Movies, Music (MCC 5815), Digital Goods – Games (MCC 5816), Digital Goods – Applications (MCC 5817), Digital Goods – Large Digital Goods Merchants (MCC 5818), Cable, Satellite and Other Pay Television/Radio/Streaming Services (MCC 4899) ("Streaming, Digital Gaming & Media Purchases"), or that are classified by the Visa payment network as recurring payments that are pre-authorized with a merchant to occur on a monthly or other regularly recurring basis ("Recurring Bill Payments"). The Cash Back Dollar earn rate for the following purchase categories: (i) Grocery Purchases, (ii) Gas & Electric Vehicle Charging Purchases, (iii) Public Transit Purchases, and (iv) Recurring Bill Payments and Streaming, Digital Gaming & Media Purchases is only available on the first $15,000 in annual Purchases in that category ("Annual Cap"). If your total Purchases in one of these categories (i) through (iv) exceeds the Annual Cap in a year, you will earn the Base Earn Rate on Purchases in that category for the remainder of the year. If you have any questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.\r\n"}}" id="8" class="cmp-text">8 Earn 3% in Cash Back Dollars on Purchases you make on your TD Cash Back Visa Infinite Card ("Account") at merchants classified by the Visa payment network's Merchant Category Code ("MCC") as Grocery Stores and Supermarkets (MCC 5411) ("Grocery Purchases"), or Gas Service Stations (MCC 5541), Automated Fuel Dispensers (MCC 5542), and Electric Vehicle Charging (MCC 5552) ("Gas & Electric Vehicle Charging Purchases"), or Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111) ("Public Transit Purchases"), or Digital Goods Media – Books, Movies, Music (MCC 5815), Digital Goods – Games (MCC 5816), Digital Goods – Applications (MCC 5817), Digital Goods – Large Digital Goods Merchants (MCC 5818), Cable, Satellite and Other Pay Television/Radio/Streaming Services (MCC 4899) ("Streaming, Digital Gaming & Media Purchases"), or that are classified by the Visa payment network as recurring payments that are pre-authorized with a merchant to occur on a monthly or other regularly recurring basis ("Recurring Bill Payments"). The Cash Back Dollar earn rate for the following purchase categories: (i) Grocery Purchases, (ii) Gas & Electric Vehicle Charging Purchases, (iii) Public Transit Purchases, and (iv) Recurring Bill Payments and Streaming, Digital Gaming & Media Purchases is only available on the first $15,000 in annual Purchases in that category ("Annual Cap"). If your total Purchases in one of these categories (i) through (iv) exceeds the Annual Cap in a year, you will earn the Base Earn Rate on Purchases in that category for the remainder of the year. If you have any questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472.
* Trademark of Visa International Service Association; Usedunder licence.\r\nSee Air Canada and Aeroplan trade-mark ownership details.
\r\nAll trade-marks are the property of their respective owners.
\r\n®The TD logo and other TD trade-marks are the property of The Toronto-Dominion Bank.
\r\nAmazon, the Amazon.ca logo and the smile logo are trademarks of Amazon Services International, Inc. or its affiliates.
\r\n"}}" id="text-e5a6c0f02c" class="cmp-text">* Trademark of Visa International Service Association; Usedunder licence.
See Air Canada and Aeroplan trade-mark ownership details.
All trade-marks are the property of their respective owners.
®The TD logo and other TD trade-marks are the property of The Toronto-Dominion Bank.
Amazon, the Amazon.ca logo and the smile logo are trademarks of Amazon Services International, Inc. or its affiliates.
3 Effective as of June 1, 2026. To be eligible for this offer, you must: (i) be approved for a TD® Aeroplan® Visa Infinite Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business] in the last 12 months. Even if TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.Subject to the above conditions, under this offer you are eligible to receive: (a)(I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 15,000 bonus Aeroplan points ("Additional Bonus"), if $3,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within [90 days] of Account opening; and (III) a one-time anniversary bonus of 15,000 Aeroplan points ("Anniversary Bonus"), if the Account remains open and active for 12 months and $12,000 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 365 days of Account opening; and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account within [3 months] of Account opening. The applicable First Year Rebate will be applied by TD to the Account within 2 monthly statements from the date of the first statement on which an applicable annual fee charge appears.
TD reserves the right to: (i) limit the number of credit card accounts opened by one person, (ii) limit the number of points available under this offer for the Welcome Bonus, Additional Bonus and Anniversary Bonus, and (iii) terminate or suspend, in whole or part, or modify this offer in any way at any time. This offer cannot be combined with any other offer unless otherwise indicated. The Account must be in good standing at the time the Welcome Bonus, Additional Bonus and Anniversary Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus, Additional Bonus and Anniversary Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any bonus points not yet awarded under this offer. ^ Offer effective as of June 1, 2026. The value up to $1,350 could be earned in the first year of Account opening and is based on the combined total value of: $214: Annual fee rebate for the Primary ($139), and one Additional Cardholder ($75) for the first year; $140: Based on first checked bags for two people, on a round-trip flight in the first year; $200: Usage of the Nexus statement credit benefit, each Primary Cardholder and Additional Cardholder will receive one (1) statement credit for the amount posted to the Account, up to a maximum value of $100 CAD, for a NEXUS application fee regardless of NEXUS application approval. Limitations apply, please see Aeroplan Rewards Terms and Conditions for TD Credit Cards for details. $800: 40,000 Aeroplan points could be earned based on the following requirements: Welcome Bonus of 10,000 Aeroplan points earned when you make your first Purchase with your Card Additional Bonus of 15,000 Aeroplan points earned when you spend $3,000 within 90 days of Account opening Anniversary Bonus of 15,000 Aeroplan points earned when you spend $12,000 and Account has been opened for 12 months Value is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025. Redemption calculation is based on actual flight redemptions made by cardholders between the period of November 8, 2020 – September 1, 2025.
The Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer are subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html#/. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions. ^ Offer ends September 5, 2023. The value up to $1,600 could be earned in the first year of Account opening and is based on the combined total value of:\r\n\r\n$120: Based on first checked bags for two people, on a round-trip flight in the first year;\r\n$134: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.34 USD as of February 1, 2023 ($50 USD = $67 CAD for each cardholder);\r\n$1,400: 70,000 Aeroplan points earned based on the following requirements:\r\nWelcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card\r\nAdditional Bonus of 40,000 Aeroplan Points earned when you spend $5,000 within 180 days of Account opening\r\nAnniversary Bonus of 20,000 Aeroplan Points earned when you spend $7,500 and Account has been opened for 12 months\r\n\r\n\r\n\r\n
Value is based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of Feb 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Feb 1, 2023.
\r\nAeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
\r\n"}}" id="caret1" class="cmp-text">^ Offer ends September 5, 2023. The value up to $1,600 could be earned in the first year of Account opening and is based on the combined total value of:
$120: Based on first checked bags for two people, on a round-trip flight in the first year; $134: Usage of the Nexus statement credit benefit at an approximate exchange rate of $1.34 USD as of February 1, 2023 ($50 USD = $67 CAD for each cardholder); $1,400: 70,000 Aeroplan points earned based on the following requirements: Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card Additional Bonus of 40,000 Aeroplan Points earned when you spend $5,000 within 180 days of Account opening Anniversary Bonus of 20,000 Aeroplan Points earned when you spend $7,500 and Account has been opened for 12 monthsValue is based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of Feb 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Feb 1, 2023.
Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
2 Effective as of June 1, 2026. Account must be approved, open and in Good Standing while this offer is in effect. Welcome Bonus of 20,000 TD Rewards Points ("Welcome Bonus") will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. To receive the additional 126,000 TD Rewards Points ("Additional Bonus"), you must make $7,500 in Purchases on your Account, including your first eligible Purchase, within 180 days of Account opening. Rebate of the annual fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate, you must add your first Additional Cardholder while this offer is in effect. Annual fee rebates will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded. - Offer Effective as of June 1, 2026. The value of up to $1,300 could be earned in the first year of Account opening and is based on the combined value of: $189: annual fee Rebate for the Primary ($139) and first Additional Cardholder ($50) for the first year; $100: TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made through Expedia For TD; $50: TD Rewards Birthday Bonus equal to 10% of the number of TD Rewards Points earned while using the TD First Class Travel Visa Infinite* card over the 12 months preceding the Primary Cardholder’s birthday, up to a maximum of 10,000 TD Rewards Points (travel value at Expedia For TD of up to $50). Previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do not count towards your Birthday Bonus; $730: 146,000 TD Rewards Points earned based on the following requirements: Welcome Bonus of 20,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $100); Additional Bonus of 126,000 TD Rewards Points earned when you spend $7,500 within 180 days of Account opening (travel value at Expedia For TD of $630); $277: The Visa Airport Companion Program is hosted and managed by Dragonpass International Ltd. (“DragonPass”). The yearly value of up to $277 CA is based on the cost of purchasing a Visa Airport Companion Program membership directly from Dragonpass at a foreign exchange rate of 1.3592 USD. A yearly DragonPass membership costs $99 USD and includes one free airport lounge visit. Each additional visit is valued at $35 USD per person per visit. The foreign exchange rate and fees used for the calculation of a yearly value are as of November 19, 2025 and may change from time to time. Every 200 TD Rewards Points redeemed through Expedia For TD are worth $1 in travel savings.Apply Online for a Credit Card in Canada | TD Canada Trust,AI智能索引,全网链接索引,智能导航,网页索引
- Choose personal, business, cashback, travel, rewards credit cards in Canada from TD. Check out the latest offers and Apply Online today!