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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout EasyWeb WebBroker U.S. Banking Explore insurance to help cover your loan

TD Loan Protection can reduce or pay off the outstanding balance on your loan should you experience an unexpected eligible event.

Get a Quote What is TD Loan Protection? Help prepare for challenges that could impact your ability to pay back your TD loan. TD Loan Protection is optional insurance offering Loan Life Insurance and Loan Disability Insurance, both of which can pay towards the outstanding balance of your loan in the event of a covered accidental dismemberment, total disability, or death1.

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Help prepare for challenges that could impact your ability to pay back your TD loan. TD Loan Protection is optional insurance offering Loan Life Insurance and Loan Disability Insurance, both of which can pay towards the outstanding balance of your loan in the event of a covered accidental dismemberment, total disability, or death1.

Highlights and benefits of TD Loan Protection \r\nTax-free Payments

Tax-free lump sum or monthly payment is paid towards your outstanding loan balance for approved claims2.

\r\n\r\n30-Day review period

This plan includes a review period of 30 days for you to examine your certificate of insurance. If you are not completely satisfied, you can cancel your coverage within this period, and you will receive a refund for any premiums paid. If you cancel any time after this period, any unearned premium will be refunded.

\r\n\r\nDiscounts available

A 15% multi-insured discount applies if more than one person is insured for the same coverage on the same loan.

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\r\n\r\n\r\n"}}" id="text-1c6e023df5" class="cmp-text"> Tax-free Payments

Tax-free lump sum or monthly payment is paid towards your outstanding loan balance for approved claims2.

30-Day review period

Discounts available

A 15% multi-insured discount applies if more than one person is insured for the same coverage on the same loan.

Explore TD Loan Protection

Loan Life Insurance

Loan Disability Insurance (available only with Loan Life Insurance)

Coverage Overview

Loan Life Insurance can pay up to $250,0002 toward your outstanding TD loan balance, should you pass away or experience a covered accidental dismemberment1.

Can pay up to $2,0002 towards your monthly TD loan payments, for a maximum of 60 months, if you become totally disabled1.

Eligibility to apply

You can apply if you are:

a TD personal loan customer or guarantor,; a Canadian resident1,; 18 to 69 years old,; have not applied for or received disability benefits in the past 30 days,; are applying for coverage within 90 days of the loan funding date,; and have a loan amortization period of 20 years or less.

You can apply if you are:

a TD personal loan customer or guarantor,; a Canadian resident1,; 18 to 69 years old,; have not applied for or received disability benefits in the past 30 days,; are applying or enrolled for Loan Life Insurance,; are applying for coverage within 90 days of the loan funding date ,; and have a loan amortization period of 20 years or less.

Factors used to calculate premium

Age when you apply for coverage. Loan amount when you apply for coverage. Age when you apply for coverage. Loan amount when you apply for coverage. Amortization period of your loan. What premiums could look like Here's what premiums could look like for TD Loan Protection for a TD Personal Loan. For Loan Life Insurance, your premium is based on your age and the amount of your loan when you apply. For Loan Disability Insurance, your premium is based on the loan amortization period3 and the amount of your loan when you apply.

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Sample Monthly Premiums:‡

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Here's what premiums could look like for TD Loan Protection for a TD Personal Loan. For Loan Life Insurance, your premium is based on your age and the amount of your loan when you apply. For Loan Disability Insurance, your premium is based on the loan amortization period3 and the amount of your loan when you apply.

Sample Monthly Premiums:‡

Life Insurance - Loan Amount: $25,000
Amortization Period: 13-24 Months

Life & Disability Insurance - Loan Amount: $25,000
Amortization Period: 13-24 Months

Life Insurance - Loan Amount: $65,000
Amortization Period: 13-24 Months

Life & Disability Insurance - Loan Amount: $65,000
Amortization Period: 13-24 Months

Life Insurance - Loan Amount: $90,000
Amortization Period: 49 Months or more

Life & Disability Insurance - Loan Amount: $90,000
Amortization Period: 49 Months or more

Age

Premium

30yrs

$5.13

$39.42

$13.34

$102.49

$18.47

$105.95

40yrs

$6.75

$41.04

$17.55

$106.70

$24.30

$111.78

50yrs

$9.99

$44.28

$25.97

$115.12

$35.96

$123.44

‡ The premiums above are for the province of Ontario and include sales tax.

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‡ The premiums above are for the province of Ontario and include sales tax.

For complete terms and conditions, including eligibility requirements, benefits, features, limitations, and exclusions, refer to the Certificate of Insurance.

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For complete terms and conditions, including eligibility requirements, benefits, features, limitations, and exclusions, refer to the Certificate of Insurance.

Certificate of Insurance & Important Documents

\r\nProtection for Your Personal Loan — Product Guide and Certificate of Insurance (Sample)

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Quebec Residents:
\r\nProtection for Your Personal Loan — Product Summary, Fact Sheet and Certificate of Insurance (Sample)

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New Brunswick Residents
\r\n Protection for Your Personal loan — Product Guide and Certificate of Insurance (Sample)

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Protection for Your Personal Loan — Product Guide and Certificate of Insurance (Sample)

Quebec Residents:
Protection for Your Personal Loan — Product Summary, Fact Sheet and Certificate of Insurance (Sample)

New Brunswick Residents
 Protection for Your Personal loan — Product Guide and Certificate of Insurance (Sample)

TD Protection Plans Assessment Tool

With the TD Protection Plans Assessment Tool, answer a few questions to help you choose the coverage that best suits your needs.

TD Protection Plans Assessment Tool Try our assessment tool TD Loan Protection FAQs Learn more important information with these frequently asked questions and answers.

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Learn more important information with these frequently asked questions and answers.

Am I eligible for TD Loan Protection?

Loan Life Insurance and Loan Disability Insurance are optional creditor’s group insurance coverages for TD personal loan customers, borrowers, or guarantors.

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You can apply for this insurance if you are:

\r\n\r\nA Canadian resident \r\n18–69 years old \r\nHave not applied for or received disability benefits in the past 30 days. \r\n\r\n

Your application for coverage must be received within 90 days from the loan funding date.

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To learn more about eligibility, limitations, and exclusions, refer to our Certificate of Insurance & Important Documents above.

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Loan Life Insurance and Loan Disability Insurance are optional creditor’s group insurance coverages for TD personal loan customers, borrowers, or guarantors.

You can apply for this insurance if you are:

A Canadian resident 18–69 years old Have not applied for or received disability benefits in the past 30 days.

Your application for coverage must be received within 90 days from the loan funding date.

To learn more about eligibility, limitations, and exclusions, refer to our Certificate of Insurance & Important Documents above.

What are the steps to apply for TD Loan Protection?

Select your coverage and complete and sign the application form. It’s as simple as that. Your application for coverage must be received within 90 days of loan funding.

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You can book an appointment to apply In branch, or call us at 1-888-983-7070.

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Select your coverage and complete and sign the application form. It’s as simple as that. Your application for coverage must be received within 90 days of loan funding.

You can book an appointment to apply In branch, or call us at 1-888-983-7070.

How soon after applying will I receive a decision?

Since you’re not required to answer any health questions as part of the application process, coverage begins on either the date funds are advanced to you or the date you apply for coverage after your loan has been funded, whichever comes later.

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When will my coverage end?

Loan Life Insurance and Loan Disability Insurance may end before your loan is fully paid. Some examples of scenarios when coverage may end include:

\r\n\r\nYou are no longer a borrower or guarantor on the loan. \r\nWe pay a Life Insurance benefit to your loan. \r\nYou have accumulated a total of 3 months of unpaid premiums. \r\nYou die. \r\nLoan Disability Insurance ends on the date your Loan Life Insurance ends. \r\n\r\n

We will refund any premiums we may owe you after your coverage ends. You can cancel at any time. If you cancel your coverage within the first 30 days, any premiums paid will be refunded and coverage will be considered never to have been in force. If a claim is made within the first 30 days, a refund is not provided.

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For complete details on when coverage ends, please refer to the Certificate of Insurance & Important Documents above.

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Loan Life Insurance and Loan Disability Insurance may end before your loan is fully paid. Some examples of scenarios when coverage may end include:

You are no longer a borrower or guarantor on the loan. We pay a Life Insurance benefit to your loan. You have accumulated a total of 3 months of unpaid premiums. You die. Loan Disability Insurance ends on the date your Loan Life Insurance ends.

For complete details on when coverage ends, please refer to the Certificate of Insurance & Important Documents above.

How are my premiums calculated?

Your insurance premium is based on your selected coverage type, your age at application, and the amount of your loan at the time of application, less any applicable discounts. Your premium rate will not increase for the duration of your loan, even as you get older.

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TD Loan Protection offers a multi-insured discount. If more than one person becomes insured for the same coverage on the same loan, a 15% discount is applied to each individual premium.

\r\n

To learn more about how premiums are calculated and to see the premium rate table, refer to the Certificate of Insurance & Important Documents above.

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TD Loan Protection offers a multi-insured discount. If more than one person becomes insured for the same coverage on the same loan, a 15% discount is applied to each individual premium.

To learn more about how premiums are calculated and to see the premium rate table, refer to the Certificate of Insurance & Important Documents above.

Are there any limitations or exclusions?

The coverages have certain limitations and exclusions. Here are some examples of when an insurance benefit will not be paid:

\r\n\r\nYour total disability or death occurs due to a pre-existing condition.\r\nYour total disability occurs before your coverage starts.\r\nYour loss is a result of intentional self-inflicted injury, suicide or attempted suicide.\r\n\r\n

\r\nFor complete details of coverage limitations and exclusions, please refer to the Certificate of Insurance & Important Documents above.

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The coverages have certain limitations and exclusions. Here are some examples of when an insurance benefit will not be paid:

Your total disability or death occurs due to a pre-existing condition. Your total disability occurs before your coverage starts. Your loss is a result of intentional self-inflicted injury, suicide or attempted suicide.

For complete details of coverage limitations and exclusions, please refer to the Certificate of Insurance & Important Documents above.

How do I make changes to my TD Loan Protection? If you have questions about your existing coverage or want to cancel your coverage, contact us at 1-888-983-7070.

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If you have questions about your existing coverage or want to cancel your coverage, contact us at 1-888-983-7070.

TD Protection Plans Claims \r\n"}}" id="text-4bf0854bd1" class="cmp-text"> TD Protection Plans Claims If you need to make a claim, we’re ready to guide you every step of the way.

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If you need to make a claim, we’re ready to guide you every step of the way.

TD Protection Plans Claims Learn More TD Protection Plans Tips and Information Understanding Lines of Credit for Students & Credit Protection

See how you can help protect your line of credit with coverage that could be there when you need it most.

Managing Student Debt

See how you can help protect your line of credit with coverage that could be there when you need it most.

Ways to Apply Schedule a Call

Ready to talk with us about TD Loan Protection and learn how our coverage options could meet your needs?

Schedule a Call Call us

Monday to Friday: 8 a.m. to 8 p.m. EST

1-888-983-7070 1-888-983-7070 Legal

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Toronto-Dominion Centre – Corporate Office
66 Wellington Street West, Toronto, ON M5K 1A2

Canada Deposit Insurance Corporation

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Your deposits may be insurable by the Canada Deposit Insurance Corporation.

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Learn more

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Canada Investment Regulatory Organization (CIRO)

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CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

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www.ciro.ca

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Canada Deposit Insurance Corporation

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

Learn more

Canada Investment Regulatory Organization (CIRO)

CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

www.ciro.ca

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It's where you watch your kids grow up,

Have heart-to-hearts and celebrate traditions.
It's home.
And with TD Mortgage Protection in place, if you were to be diagnosed with a covered critical illness and required conditions are met, your outstanding mortgage balance could be paid down or paid in full so you can protect your home.

1 As defined in the Certificate of Insurance. Exclusions and limitations apply.

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1 As defined in the Certificate of Insurance. Exclusions and limitations apply.

2 In the event of an approved claim, the insurer can pay the insurance benefit to The Toronto-Dominion Bank to pay off or reduce your outstanding loan balance, subject to maximum coverage limits as outlined in the Certificate of Insurance. Restrictions and limitations apply.

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3 The amortization period is the total time it will take to pay the loan

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3 The amortization period is the total time it will take to pay the loan

Accidental dismemberment coverage is underwritten by TD Life Insurance Company ("TD Life"). All other coverages are underwritten by The Canada Life Assurance Company . TD Life is the authorized administrator for this insurance. All customer einquiries should be directed to 1-888-983-7070. TD Life is located at P.O. Box 1, TD Centre, Toronto, ON M5K 1A2. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the respective Certificates of Insurance or Product Summary, Fact Sheet, and Certificate of Insurance (Quebec only).

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Restart Transcript

Overlay text: Meet Allen. This is his real-life Credit Protection story.

Voiceover, Allen: My name is Allen Tomnik. I am a Construction Superintendent. I'm forty-years-old, married with four kids, living in Spruce Grove, Alberta.

Close-up on Allen, a Caucasian male. He wears jeans and a beige, collared T-shirt. At home in his kitchen he prepares a meal with his wife. Allen gives her a quick, affectionate kiss.

Voiceover, Allen: We were deciding whether or not we should try to find another house…

They are talking in the kitchen while standing up. Allen's wife unloads the dishwasher.

Voiceover, Allen: …or renovate and add on to the house that we lived in.

Allen sits on a couch in a living room, before a fireplace.

Voiceover, Allen: We decided that we couldn’t afford to build or buy a brand new house,

Allen stands, reviews blueprints at the kitchen table. He wears a three-quarter-length grey and blue crewneck.

Voiceover, Allen: so we decided to refinance. Our representative at TD Bank suggested the…

Allen seated on the couch in the original T-shirt.

Voiceover, Allen: …Credit Protection and my wife agreed that, you know, it was a great idea. And a day after I was approved…

Allen and his wife talk in the kitchen, she nods.

Voiceover, Allen: I had a blockage in one of my arties in my heart, a heart attack. In the back of my mind I guess I knew I was at risk. My father's side of the family has a history of heart disease.

Allen on the couch. He looks serious. He animates his speech with his hands.

Voiceover, Allen: We didn't have extra money set aside for family trips, for a rainy day, for emergencies or anything.

Allen and his wife are seated, reviewing their finances. They exchange pensive looks.

Voiceover, Allen: We were pretty much paycheque-to-paycheque. I think it was three weeks after the event they paid our mortgage off. Entirely.

Allen and his wife appear worried. Allen points at a figure on a paper. Allen on the couch. He shakes his head in relief and disbelief.

Voiceover, Allen: Having a house that we own free-and-clear gives us the lending power to build the house that will fit us.

Smiling, Allen and his wife assess their financial records.

Voiceover, Allen: And that's happening right now, we’re building a house on an acreage that we've always wanted.

Allen seated on the couch.

Voiceover, Allen: It was humbling but it also makes me realize…

Allen holds his arm around his wife. They are seated outdoors in front of plants and a garage.

Voiceover, Allen: How important it is to make sure that even if there's something that does happen to me…

Allen on the couch.

Voiceover, Allen: …that my family's taken care of.

Allen in the kitchen. He smiles and looks toward the window.

Overlay text: TD Credit Protection. Helping real people like Allen every day. Visit your branch to learn more or apply.

1 As defined in the Certificate of Insurance. Exclusions and limitations apply.

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1 As defined in the Certificate of Insurance. Exclusions and limitations apply.

2 Total for all insured TD lines of credit. Business and commercial lines of credit are not eligible to be insured. Line of Credit Critical Illness Insurance is only available as an optional additional coverage to Line of Credit Life Insurance. Restrictions and limitations apply.

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Accidental dismemberment coverage is underwritten by TD Life Insurance Company ("TD Life"). All other coverages are underwritten by The Canada Life Assurance Company. TD Life is the authorized administrator for this insurance. All customer inquiries should be directed to TD Life. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the following document: Certificate of Insurance or Product Summary, Fact Sheet and Certificate of Insurance (Quebec only).

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Accidental dismemberment coverage is underwritten by TD Life Insurance Company ("TD Life"). All other coverages are underwritten by The Canada Life Assurance Company. TD Life is the authorized administrator for this insurance. All customer inquiries should be directed to TD Life. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the following document: Certificate of Insurance or Product Summary, Fact Sheet and Certificate of Insurance (Quebec only).

1 As defined in the Certificate of Insurance. Exclusions and limitations apply.

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1 As defined in the Certificate of Insurance. Exclusions and limitations apply.

2 In the event of an approved claim, the insurer can pay the insurance benefit to The Toronto-Dominion Bank to pay off or reduce your outstanding loan balance, subject to maximum coverage limits as outlined in the Certificate of Insurance. Restrictions and limitations apply.

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2 In the event of an approved claim, the insurer can pay the insurance benefit to The Toronto-Dominion Bank to pay off or reduce your outstanding loan balance, subject to maximum coverage limits as outlined in the Certificate of Insurance. Restrictions and limitations apply.

3 The amortization period is the total time it will take to pay the loan

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3 The amortization period is the total time it will take to pay the loan

Accidental dismemberment coverage is underwritten by TD Life Insurance Company ("TD Life"). All other coverages are underwritten by The Canada Life Assurance Company. TD Life is the authorized administrator for this insurance. All customer inquiries should be directed to 1-888-983-7070. TD Life is located at P.O. Box 1, TD Centre, Toronto, ON M5K 1A2. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the following document: Certificate of Insurance or Product Summary, Fact Sheet and Certificate of Insurance (Quebec only).

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Accidental dismemberment coverage is underwritten by TD Life Insurance Company ("TD Life"). All other coverages are underwritten by The Canada Life Assurance Company. TD Life is the authorized administrator for this insurance. All customer inquiries should be directed to 1-888-983-7070. TD Life is located at P.O. Box 1, TD Centre, Toronto, ON M5K 1A2. The Canada Life Assurance Company is located at 330 University Avenue, Toronto ON M5G 1R8, toll-free number: 1-800-380-4572. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the following document: Certificate of Insurance or Product Summary, Fact Sheet and Certificate of Insurance (Quebec only).

1 TD Credit Card Payment Protection Plan is underwritten by American Bankers Insurance Company of Florida (“ABIC”) and American Bankers Life Assurance Company of Florida (“ABLAC”) under Group Policy Numbers 0220PPP and 0220PPPL. The Group Master Policies are issued by the insurers to The Toronto-Dominion Bank. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. Assurant® is a registered trademark of Assurant, Inc.

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2 Insured Balance is defined as outstanding account balance, calculated as of the Statement Date if you reside in a Province/Territory other than Quebec, or as Average Daily Balance if you reside in the Province of Quebec as of the Statement Date. Average Daily Balance is calculated by adding the credit card account balance each day and dividing that total by the number of days in the statement period. Statement Date means the last date of the statement period for which Your Account statement is produced.

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3 As defined in the Certificate of Insurance.

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3 As defined in the Certificate of Insurance.

Restart Transcript

ANNCR VO: Given these uncertain times we are all facing, Canadian residents have a renewed interest in insurance products. So, we want to make sure you’re aware of the job loss, total disability and life coverages that are available to you for your credit card account.

VO: Introducing TD Credit Card Payment Protection Plan. Designed to help safeguard your financial well-being.

Here’s the deal; you could be balancing a lot: car loans, house payments, living expenses and credit card balances.
One unexpected event…

...can throw everything up in the air.

Payment Protection Plan includes protection for a covered job loss and total disability.

In the case of an approved claim, Payment Protection Plan could make monthly payments of 20% of your eligible credit card statement balance up to a maximum of $25,000.

You should also know, if your job loss or total disability (as defined in the Certificate of Insurance) lasts 5 months or longer, your balance could be paid in full.

This plan also includes loss of life coverage, which means, if you pass away, a payment equal to your eligible outstanding credit card balance upon the date of death will be made to the account, up to a maximum of $25,000.

For every $100 of your insured statement balance, the cost of the coverage is $1.20, plus applicable taxes.

Note that, for residents of Quebec, the rate is per $100 of your average daily balance, plus applicable taxes.

You insure your home, car and health, and you also have the option to help protect your credit card balance.

Payment Protection Plan could pay or reduce your balance in the event of a covered job loss, total disability or loss of life.

It could provide financial help when you might need it most.
To learn more or to enrol in the Payment Protection Plan, call us at 1-800-294-8602.

SUPER: [Legal Disclaimer] Life coverage is underwritten by American Bankers Life Assurance Company of Florida and Job Loss and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrolment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

Restart Transcript

ANNCR VO:
Introducing TD Credit Card Payment Protection Plan, designed to help you deal with your TD Credit Card payment obligations in the event of a covered job loss, total disability, or loss of life.

VO:
We’re all facing uncertain times…

VO: …and nobody wants to imagine that they might lose their job. So for now, let’s take a closer look at job loss coverage.

VO:
If you’re under the age of 66, lose your job through no fault of your own, and remain unemployed for more than 30 consecutive days, you may be entitled to receive job loss benefits for your insured credit card.

VO:
To be eligible, you must have been employed with the same employer for at least 3 consecutive months and must have been working for at least 25 hours a week. Your job loss coverage starts 30 days after you enrol in Payment Protection Plan.

VO:
What do you get? If your claim is approved, a benefit payment of 20% of your credit card balance on the statement date on, or immediately before your job loss will be applied to your credit card for every month that your unemployment continues….

VO:
….up to a maximum benefit of $25,000.

VO:
That means if your covered job loss lasts 5 months or more, your entire balance could be paid.

VO:
How much does Payment Protection Plan cost? For every $100 of your insured statement balance, the cost of the coverage is $1.20, plus applicable taxes.

VO:
Note that, for residents of Quebec, the rate is per $100 of your average daily balance, plus applicable taxes.

VO:
When can you file a claim? You can submit your job loss claim once you’ve been out of work for more than 30 consecutive days.

VO:
On average, job loss benefit payments are made to your credit card account within 4 business days of your claim being approved.

VO:
Out of work when you enrol? You can still be covered for total disability and life coverages right away.

VO:
And, once you return to work for 3 months in a row at 25 hours a week, you can become eligible for the job loss coverage.

VO:
What is not covered? Not every employment circumstance is eligible for the job loss benefit, for example: if you work for yourself, have a seasonal job, quit or were fired for cause.

VO:
Payment Protection Plan could provide financial help when you might need it most. To learn more or to enrol in the Payment Protection Plan, call us at 1-800-294-8602.

SUPER: [Legal Disclaimer]
Life coverage is underwritten by American Bankers Life Assurance Company of Florida and Job Loss and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.

1 As defined in the respective Certificates of Insurance. Exclusions and limitations apply.

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1 As defined in the respective Certificates of Insurance. Exclusions and limitations apply.

2 The insurer will pay the amount of the outstanding credit balance to The Toronto-Dominion Bank, subject to maximum coverage limits as outlined in the Certificate of Insurance. Restrictions and limitations apply.

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3 To be eligible for non-smoker rates, the Insured Person must not have smoked or used any substance or product containing tobacco, nicotine or marijuana within the 12 months of the effective date of coverage. If the Insured Person told us that he/she was a smoker and it has been 12 months or more since he/she last smoked or used any substance or product containing tobacco, nicotine or marijuana, he/she can apply for non-smoker rates by completing a Business Credit Life Insurance Notification of Change Form.

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Business Credit Life Insurance provides life and accidental dismemberment coverages. Business Credit Living Benefit Insurance provides critical illness and disability coverages. Accidental dismemberment coverage is provided by TD Life Insurance Company (“TD Life”). All other coverages are provided by The Canada Life Assurance Company (“Canada Life”). TD Life is the authorized administrator for Canada Life. For more details on insurer and/or administrator, as well as all benefits and restrictions, please refer to the Certificate of Insurance.

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TD Loan Protection,AI智能索引,全网链接索引,智能导航,网页索引

Help plan for the unexpected. TD Loan Protection is optional coverage that can pay off or reduce the outstanding balance on your loan in the case of a covered event.