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Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
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TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
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Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
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Understanding interest rates
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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout Online Services EasyWeb WebBroker U.S. Banking Home / Loans and lines of credit / Vehicle Loan\r\n\r\n"}}" id="text-a24c3b8a0a" class="cmp-text">
Home / Loans and lines of credit / Vehicle Loan
Buying through a dealership?
TD Auto Finance TD Vehicle Loan\r\n"}}" id="text-79d6f35f37" class="cmp-text"> TD Vehicle Loan Get a secure loan for your vehicle purchase1, without needing to go through a dealership.\r\n"}}" id="text-d2065d7d0d" class="cmp-text">Get a secure loan for your vehicle purchase1, without needing to go through a dealership.
Why apply for a Vehicle Loan?\r\n"}}" id="text-5236cfab77" class="cmp-text"> Why apply for a Vehicle Loan? Choose the vehicle you want \r\nAvailable for vehicles 5 years old or less2, or recreational vehicles 2 years old or less3
\r\n"}}" id="text-674140b117" class="cmp-text">Choose the vehicle you want
Available for vehicles 5 years old or less2, or recreational vehicles 2 years old or less3
Get the funds you need\r\nBorrow up to the full purchase price.
\r\n"}}" id="text-5082978d5c" class="cmp-text">Get the funds you need
Borrow up to the full purchase price.
Competitive interest rates\r\nThis loan uses your vehicle as collateral, potentially giving you a lower interest rate to an unsecure personal loan.
\r\n"}}" id="text-5d24393ac7" class="cmp-text">Competitive interest rates
This loan uses your vehicle as collateral, potentially giving you a lower interest rate to an unsecure personal loan.
Flexible repayment schedule \r\nFeel the confidence that comes with a realistic repayment plan.
\r\n
\r\n
Flexible repayment schedule
Feel the confidence that comes with a realistic repayment plan.
you want the option of a fixed or variable interest rate
\r\n"}}" id="text-f402a43c33" class="cmp-text">you would like to purchase independently
you want the option of a fixed or variable interest rate
4","description":"","value":0,"min":0,"max":100,"step":0}],"radio":[],"dropDown":[],"banner":{"heading":"","ctaButtonText":""},"results":{"headingPart1":"Based on what you entered, your vehicle loan monthly payment is","headingPart2":"","displayDollarsHeading":true,"descriptionLine1":"","descriptionLine2":"","ctaButtonText":""},"footnotes":{"footnote1":" ","footnote2":"The calculation is based on the accuracy and completeness of the data you have entered. The information is intended for illustrative and general information purposes only, and does not mean that you have been approved for a loan. Additional conditions may apply. Any application is subject to credit approval.
"}}' data="g.data"> Tools and resources\r\n"}}" id="text-a8854e1e3b" class="cmp-text"> Tools and resources Help me chooseJust answer a few simple questions. We'll suggest TD products to help you achieve your lending needs.
Check your credit scoreYou can check your credit score with the TransUnion CreditView® Dashboard in the TD app. Checking in the TD app will not affect your credit score in any way.
Loan vs Line of credit calculatorCompare what you might be paying with a loan vs.a line of credit.
Credit application guideThis step-by-step guide will help you understand the credit application process.
Borrowing advice\r\n"}}" id="text-0ad5d87c2a" class="cmp-text"> Borrowing advice Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.\r\n"}}" id="text-8ab86fa2c0" class="cmp-text">Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.
Learn more Looking at an older model vehicle?\r\n"}}" id="start" class="cmp-text"> Looking at an older model vehicle? Consider one of these alternative borrowing options to fund your purchase\r\n"}}" id="start" class="cmp-text">Consider one of these alternative borrowing options to fund your purchase
TD Personal LoanBorrow only what you need right now
Available for: Making a large purchase or consolidating debt You can borrow: as little as $2,000 Interest: Choose between a fixed or variable rate Repayment: flexible repayment terms from 1 to 7 years Secure Apply now TD Personal Line of CreditHave the credit you need, when you need it
Available for: managing life’s sudden expenses, be they large or small You can borrow: as little as $5,000 Interest: variable rate or lock in a fixed amount borrowed Repayment: As you repay the money you’ve borrowed, that credit becomes available to you again Secure Apply now TD Home Equity FlexLineYour home can be a powerful financial borrowing tool
Available for: paying off large expenses or renovating your home You can borrow: up to 80% of your home value Repayment: Minimum interest-only payments Book an appointment Application Checklist \r\n"}}" id="text-b93d9484e2" class="cmp-text"> Application Checklist To start your application, there are a few things we’ll need from you:\r\n"}}" id="text-dda4c68c0e" class="cmp-text">To start your application, there are a few things we’ll need from you:
Government-issued identification
(original and not expired) Examples of valid ID
Proof of income
If employed, provide your last two paystubs If self-employed, provide your last two Notice of Assessment documents (tax returns)Expense statements
Mortgage/rent payments, utility bills, taxes, other credit statements, etc.
Bank account details form for the deposit of funds and to schedule repayment
Adding a co-signer?
The same information and documents will also be needed from them
Your vehicle purchase
Documentation on the desired vehicle age and cost
You consent to credit checks
As part of this credit check, we will give your information to credit bureaus and other lenders. They will give reports and information to us, about you, to help assess your eligibility and creditworthiness.
View More Ready to apply? Book an appointmentMeet with an advisor in person at a branch, or over the phone to get started
Book an appointment Book now Questions? Call usOur banking specialists are ready to answer your questions and provide advice
1-866-222-3456 1-866-222-3456 Legal\r\n"}}" id="text-f1176c9e88" class="cmp-text">Legal
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Your deposits may be insurable by the Canada Deposit Insurance Corporation.
\r\n\r\nCanada Investment Regulatory Organization (CIRO)
\r\nCIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
\r\n\r\n"}}" id="text-959b1239e4" class="cmp-text">Canada Deposit Insurance Corporation
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
Canada Investment Regulatory Organization (CIRO)
CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
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With a fixed interest rate, your rate and payment stay the same each month, and you know when your loan will be paid off. Even if the TD Prime Rate changes, your interest rate will stay the same.Driver's licence Passport (Canadian/international) NEXUS card Certificate of Indian Status Canadian military identification card Canadian permanent resident card
variable
With a variable rate, the interest rate can change and the amount of your principal and interest payment may change. We will notify you if your payment amount changes. If the interest rate goes down, more of your regular payment goes toward the principal, so you may pay off your balance faster. If the interest rate increases and your payment stays the same, more of your payment will go towards interest, and it may take longer to pay off your balance.Purchase sales agreement Direct Deposit form Pre-Authorized Debit form Legal\r\n"}}" id="legal" class="cmp-text"> Legal 1 Vehicle loans are available for vehicles such as cars, SUVs, trucks and vans up to 5 years old. Vehicle loans are also available for motorcycles or recreational vehicles such as a motorhome or a trailer up to 2 years old. If the vehicle is older you can apply for a personal loan to finance your vehicle purchase.\r\n"}}" id="1" class="cmp-text">
1 Vehicle loans are available for vehicles such as cars, SUVs, trucks and vans up to 5 years old. Vehicle loans are also available for motorcycles or recreational vehicles such as a motorhome or a trailer up to 2 years old. If the vehicle is older you can apply for a personal loan to finance your vehicle purchase.
2 Means a vehicle not older than the current model year minus 5 prior model years. Current model year is defined as the current calendar year or future calendar year. \r\nExample:
\r\nVehicles with a current model year of 2021.
\r\nVehicles must not have a model year older than 2016.
This applies to sold cars, SUVs, trucks and vans.
\r\n"}}" id="2" class="cmp-text">2 Means a vehicle not older than the current model year minus 5 prior model years. Current model year is defined as the current calendar year or future calendar year.
Example:
Vehicles with a current model year of 2021.
Vehicles must not have a model year older than 2016.
This applies to sold cars, SUVs, trucks and vans.
3 Means a vehicle not older than the current model year minus 2 prior model years. Current model year is defined as the current calendar year or future calendar year.\r\nExample:
\r\nVehicle with a current model year of 2021.
\r\nVehicle must not have a model year older than 2019.
This applies to motor homes, trailers, motorcycles, snowmobiles and ATVs.
\r\n"}}" id="3" class="cmp-text">3 Means a vehicle not older than the current model year minus 2 prior model years. Current model year is defined as the current calendar year or future calendar year.
Example:
Vehicle with a current model year of 2021.
Vehicle must not have a model year older than 2019.
This applies to motor homes, trailers, motorcycles, snowmobiles and ATVs.
4 The Annual Percentage Rate (APR) is the same as the interest rate because there are no additional fees or charges.\r\n"}}" id="4" class="cmp-text">4 The Annual Percentage Rate (APR) is the same as the interest rate because there are no additional fees or charges.
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- Buying a car from a private seller and need financing options? TD has flexible loan options for financing private vehicle sales. Visit TD today!