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Mortgage Offers | TD Canada Trust

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With a new TD mortgage, get up to $5,100 cashback.

Offer expires August 31, 2026. Conditions apply. 

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Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.

View offer

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TD First Class Travel® Visa Infinite* Card

Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.

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TD Mortgage Direct

Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

Request a call

With a new TD mortgage, get up to $5,100 cashback.

Offer expires August 31, 2026. Conditions apply. 

View offer details

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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout EasyWeb WebBroker U.S. Banking Home / Mortgages / TD Mortgage Offer
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Home / Mortgages / TD Mortgage Offer

Mortgages
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Mortgages

With a new TD mortgage, get up to $5,100 cashback.1

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With a new TD mortgage, get up to $5,100 cashback.1

Offer expires August 31, 2026. 
\r\nConditions apply.

\r\n"}}" id="text-d15d3d64a2" class="cmp-text">

Offer expires August 31, 2026. 
Conditions apply.

Request a call More than a mortgage, it’s a head start\r\n"}}" id="text-212eaf7a20" class="cmp-text"> More than a mortgage, it’s a head start Add a little cushion to your budget with our special cashback offer.
\r\nGet a new TD Mortgage or TD Home Equity FlexLine with a Term Portion (Term Portion) by August 31, 2026.

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Add a little cushion to your budget with our special cashback offer.
Get a new TD Mortgage or TD Home Equity FlexLine with a Term Portion (Term Portion) by August 31, 2026.

Eligibility Requirements
\r\nSelect a TD Mortgage or a TD Home Equity FlexLine with a Term Portion that is for a purchase, pays out a mortgage from another financial institution (transferring or refinancing) or is for a new mortgage on a property with no other charges/mortgages. 

\r\n

The TD Mortgage or Term Portion must have: 

\r\n\r\na principal amount of $100,000 or more, and\r\na minimum 3 year closed term \r\n\r\n

 

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Eligibility Requirements
Select a TD Mortgage or a TD Home Equity FlexLine with a Term Portion that is for a purchase, pays out a mortgage from another financial institution (transferring or refinancing) or is for a new mortgage on a property with no other charges/mortgages. 

The TD Mortgage or Term Portion must have: 

a principal amount of $100,000 or more, and a minimum 3 year closed term 

 

Here’s how much you can get Mortgage or Term Portion Principal Amount Cash Bonus Additional Bonus for Switching $1,000,000+ $4,000 + $1,100 $750,000 – $999,999.99 $3,000 $500,000 – $749,999.99 $2,000 $300,000 –$499,999.99 $1,000 $100,000 – $299,999.99 $500

TD Home Equity FlexLine with a Term Portion

TD Mortgage

Here is how your cashback adds up \r\n

Term Portion Principal Amount

\r\n\r\n

Cashback Amount

\r\n\r\n

Additional Cashback for Switching to TD

\r\n\r\n

$1,000,000+

\r\n\r\n

$4,000

\r\n\r\n

+ $1,100

\r\n\r\n

$750,000 – $999,999.99

\r\n\r\n

$3,000

\r\n\r\n

+ $1,100

\r\n\r\n

$500,000 – $749,999.99

\r\n\r\n

$2,000

\r\n\r\n

+ $1,100

\r\n\r\n

$300,000 – $499,999.99

\r\n\r\n

$1,000

\r\n\r\n

+ $1,100

\r\n\r\n

$100,000 – $299,999.99

\r\n\r\n

$500

\r\n\r\n

+ $1,100

\r\n\r\n\r\n\r\n"}}" id="text-f9d8eb544e" class="cmp-text">

Term Portion Principal Amount

Cashback Amount

Additional Cashback for Switching to TD

$1,000,000+

$4,000

+ $1,100

$750,000 – $999,999.99

$3,000

+ $1,100

$500,000 – $749,999.99

$2,000

+ $1,100

$300,000 – $499,999.99

$1,000

+ $1,100

$100,000 – $299,999.99

$500

+ $1,100

Get your cashback in a few simple steps\r\n"}}" id="text-df7e7fc078" class="cmp-text"> Get your cashback in a few simple steps 1 Apply 

Apply and fund your TD Home Equity FlexLine with a Term Portion by August 31, 2026. The Term Portion must be set up at account opening.

2 Set up

Set up pre-authorized payments (PAD) from a TD Chequing Account for the Term Portion at time of funding (required). TD PAD must be in place at time of cashback payment.

3 Select one of these 2 options:

Complete ONE of the following within 12 weeks of Term Portion set up.


Option 1: Receive an acceptable recurring Direct Deposit from your employer, pension provider, or the government.2

The Direct Deposit must go into the Term Portion PAD Account.  The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month and must be in place at time of cashback payment. 

                           OR


Option 2: Make one online bill payment for at least $50 through EasyWeb or the TD app.

The Online Bill Payment must be processed from the Term Portion PAD Account. Here is how your cashback adds up \r\n

Mortgage Principal Amount

\r\n\r\n

Cashback Amount

\r\n\r\n

Additional Cashback for Switching to TD

\r\n\r\n

$1,000,000+

\r\n\r\n

$3,500

\r\n\r\n

+ $1,100

\r\n\r\n

$750,000 – $999,999.99

\r\n\r\n

$2,500

\r\n\r\n

+ $1,100

\r\n\r\n

$500,000 – $749,999.99

\r\n\r\n

$1,500

\r\n\r\n

+ $1,100

\r\n\r\n

$300,000 – $499,999.99

\r\n\r\n

$750

\r\n\r\n

+ $1,100

\r\n\r\n

$100,000 – $299,999.99

\r\n\r\n

$400

\r\n\r\n

+ $1,100

\r\n\r\n\r\n\r\n"}}" id="text-7779ec2c00" class="cmp-text">

Mortgage Principal Amount

Cashback Amount

Additional Cashback for Switching to TD

$1,000,000+

$3,500

+ $1,100

$750,000 – $999,999.99

$2,500

+ $1,100

$500,000 – $749,999.99

$1,500

+ $1,100

$300,000 – $499,999.99

$750

+ $1,100

$100,000 – $299,999.99

$400

+ $1,100

Get your cashback in a few simple steps\r\n"}}" id="text-3eca13b6f9" class="cmp-text"> Get your cashback in a few simple steps 1 Apply 

Apply and fund your TD Mortgage by August 31, 2026.

2 Set up

Set up pre-authorized payments (PAD) from a TD Chequing Account for the Mortgage at time of funding (required). TD PAD must be in place at time of cashback payment.

3 Select one of these 2 options:

Complete ONE of the following within 12 weeks of funding: 


Option 1: Receive an acceptable recurring Direct Deposit from your employer, pension provider, or the government.2

The Direct Deposit must go into the TD Mortgage PAD Account.  The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month and must be in place at time of cashback payment. 

                            OR 


Option 2: Make one online bill payment for at least $50 through EasyWeb or the TD app.

The Online Bill Payment must be processed from the TD Mortgage PAD Account. Why get a mortgage at TD? \r\n"}}" id="text-0a3b1a7d25" class="cmp-text"> Why get a mortgage at TD?  Fast access to personalized advice

Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

Prepayment Privileges

Prepay up to 15% of the principal amount annually, if you selected a closed term option, or 100% on an open term option, without prepayment charges.

Competitive rates

We offer a range of mortgage options at competitive rates and with a pre-approval, we can hold your rate for 120 days.

Legal

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Legal

Let’s connect TD Mortgage Direct

Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

Secure Request a call Book an appointment

Visit a branch at a time that's convenient for you.

Book an appointment Book now Have a question? Find answers here What's your question? Ask Us Popular questions Sorry, we didn't find any results. You could check for misspelled words or try a different term or question. We're sorry. Service is currently unavailable. We found a few responses for you: We matched that to: Popular questions View morepopular questions Helpful related questions View morehelpful related questions Did you find what you were looking for? YesNo Thank you We're sorry. Service is currently unavailable.

Sorry this didn't help. Would you leave us a comment about your search?

Submit Thank you Say hello to good mortgage advice

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Say hello to good mortgage advice

Request a call Request a call Say hello to good mortgage advice

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Say hello to good mortgage advice

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Your deposits may be insurable by the Canada Deposit Insurance Corporation.

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Learn more

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CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

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www.ciro.ca

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Canada Deposit Insurance Corporation

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

Learn more

Canada Investment Regulatory Organization (CIRO)

CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

www.ciro.ca

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\r\n

If both Real Estate Secured Lending Debt from another financial institution and existing Real Estate Secured Lending Debt at TD are refinanced in the same application, the cashback amount is calculated only on the new funds being advanced by TD. New funds refers to the portion of the advance not used to pay out existing TD Real Estate Secured Lending Debts, including Debts on any properties owned by the customer.

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Exclusions: 

\r\n

This offer does not apply to any of the following scenarios: 

\r\n\r\nA refinance of an existing TD Mortgage, TD Home Equity FlexLine or TD Home Equity Line of Credit. \r\nAn advance on an existing TD Home Equity FlexLine or TD Home Equity Line of Credit.\r\nA renewal of a TD Mortgage or Term Portion. \r\nSmall Business or Commercial Lending. \r\n\r\n

If a Valuation and / or In House Registration Fee is waived or reimbursed, that amount will be deducted from the cashback amount. 

\r\n

The TD Mortgage or Term Portion must be active (not paid out or discharged) at the time of the cashback payment. 

\r\n

This offer is subject to meeting TD Canada Trust credit granting criteria.

\r\n

This offer can be changed, extended or withdrawn at any time by TD Canada Trust, and cannot be used in conjunction with any other offer or discount for the same product, unless otherwise specified.

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1The cashback amount will be deposited to your TD Mortgage PAD Account or your TD Home Equity FlexLine Revolving Portion within 5 months of funding if all of the requirements have been met. 

If both Real Estate Secured Lending Debt from another financial institution and existing Real Estate Secured Lending Debt at TD are refinanced in the same application, the cashback amount is calculated only on the new funds being advanced by TD. New funds refers to the portion of the advance not used to pay out existing TD Real Estate Secured Lending Debts, including Debts on any properties owned by the customer.

Exclusions: 

This offer does not apply to any of the following scenarios: 

A refinance of an existing TD Mortgage, TD Home Equity FlexLine or TD Home Equity Line of Credit.  An advance on an existing TD Home Equity FlexLine or TD Home Equity Line of Credit. A renewal of a TD Mortgage or Term Portion.  Small Business or Commercial Lending. 

If a Valuation and / or In House Registration Fee is waived or reimbursed, that amount will be deducted from the cashback amount. 

The TD Mortgage or Term Portion must be active (not paid out or discharged) at the time of the cashback payment. 

This offer is subject to meeting TD Canada Trust credit granting criteria.

This offer can be changed, extended or withdrawn at any time by TD Canada Trust, and cannot be used in conjunction with any other offer or discount for the same product, unless otherwise specified.

2  Whether or not a recurring Direct Deposit is acceptable for this offer is subject to TD approval.

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2  Whether or not a recurring Direct Deposit is acceptable for this offer is subject to TD approval.

® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

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