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Understanding interest rates
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Accounts overview Chequing Savings Youth and Student U.S. Dollar Explore all offersBanking For
Newcomers Youth & Parents Students International Students Post GradsServices
Overdraft Protection TD Global Transfer TD Access Card TD Mobile Deposit Fraud PreventionTD New to Chequing Offer
Get up to $750 in value starting with an eligible TD Chequing Account. Conditions apply.
TD New to Canada Banking Package
Earn up to $1,790 in value when you bank with TD as a Newcomer. Conditions apply.
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Explore all credit cards Explore promotions and offers TD Travel Rewards Cash Back Aeroplan No Annual Fee Low Rate U.S. Dollar BusinessCredit Cards For
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Get the most out of my credit card Getting started with your TD Credit Card TD Rewards Program Mobile wallet Check your credit scoreLearning Resources
Basics of Credit Cards Introduction to Credit Card Points Basics of Business Credit Cards Building your credit Learn moreFeatured offer
TD® Aeroplan® Visa Infinite* Card
Up to $1,350 in value including up to 40,000 Aeroplan points could be yours and receive an Annual Fee rebate for the first year. Conditions Apply.
Featured offer
TD First Class Travel® Visa Infinite* Card
Earn up to $1,300 in value, including up to 146,000 TD Rewards Points and receive an Annual Fee rebate for the first year. Conditions Apply.
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Explore all mortgage options Today's mortgage rates TD Home Equity FlexLine (HELOC) Flexible mortgage payment features Mortgage offers TD Mortgage ProtectionWhat’s Next For You?
Buy my first home Buy my next property Renew my mortgage Refinance my mortgage Move my mortgage to TD Newcomer to CanadaTools and Resources
Explore all mortgage tools and calculators Mortgage Payment Calculator Mortgage Affordability Calculator Mortgage Pre-approval Connect with a specialistTD Mortgage Direct
Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.
With a new TD mortgage, get up to $5,100 cashback.
Offer expires August 31, 2026. Conditions apply.
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Get helpful insights and tips on how to borrow wisely, manage your payments and make informed financial decisions.
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Know more about student borrowing
Credit Application Guide
This step-by-step guide will help you understand the credit application process.
Personal Investing Go Back Personal Investing CloseRegistered Accounts & Plans
Personal Investing Overview Explore promotions and offers Tax Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) First Home Savings Account (FHSA) Registered Education Savings Plan (RESP) Registered Retirement Income Fund (RRIF) Registered Disability Savings Plan (RDSP)Investing Products
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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout Online Services EasyWeb WebBroker U.S. Banking Ways to pay Bank conveniently and confidently almost anywhere with online and mobile banking.\r\n"}}" id="text-8a5188a9f6" class="cmp-text">Bank conveniently and confidently almost anywhere with online and mobile banking.
Benefits of using Apple Pay with your TD Card\r\n"}}" id="text-a19719eeeb" class="cmp-text"> Benefits of using Apple Pay with your TD Card Privacy and security built inWhen you pay, your card numbers are never shared with merchants.
Fast and easy to useApple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards and exchanging cash.
Widely accepted1Apple Pay works anywhere that takes contactless payments, as well as in apps and online. Pay with just a touch or a glance.
Get started with Apple PayScan the QR code with your iPhone to add your eligible TD Credit Card or TD Access Card to Apple Pay.
Get started with Apple PayTap the image to add your eligible TD Credit Card or TD Access Card to Apple Pay.
How to set up Apple Pay on iPhone2 with the TD app\r\n"}}" id="text-d0ff287483" class="cmp-text"> How to set up Apple Pay on iPhone2 with the TD app Step 1In the TD app, open the More icon at the bottom right, tap 'Settings', and scroll down to tap 'Apple Pay' to continue.
Step 2Select a card you would like to add to Apple Pay.
Step 3Follow the onscreen instructions to add your eligible TD Card. Repeat these steps to add your other eligible TD Cards.
If you don't already have the TD app download it here.\r\n"}}" id="text-e3e1ba66f7" class="cmp-text">If you don't already have the TD app download it here.
How to make purchases\r\n"}}" id="text-a8fe79d944" class="cmp-text"> How to make purchases In stores Step 1: With your iPhone, double-click the side button and authorize with Face ID, Touch ID or passcode. Step 2: Hold your device near the contactless reader to finish payment. Online and in-app3 Step 1: Select Apple Pay as your payment method and confirm your billing and shipping information. Step 2: Authorize the payment with Face ID, Touch ID or passcode. Where can you use Apple Pay?Apple Pay is available wherever you see the symbols for contactless payments or Apple Pay, including in stores, online or in-app4.
Frequently asked questions\r\n"}}" id="text-3eca849bf1" class="cmp-text"> Frequently asked questions How do I set up and make purchases with Apple Pay on Apple Watch? Step 1: Open the Apple Watch app on your iPhone\r\nStep 2: Select ‘Wallet & Apple Pay’ and then ‘Add Credit or Access Card’
\r\nStep 3: Follow the onscreen instructions to add your eligible TD Card\r\n
To make purchases with Apple Watch, just double-click the side button and hold your device near the reader to finish payment.
\r\n"}}" id="text-35aecb5906" class="cmp-text">Step 1: Open the Apple Watch app on your iPhone
Step 2: Select ‘Wallet & Apple Pay’ and then ‘Add Credit or Access Card’
Step 3: Follow the onscreen instructions to add your eligible TD Card
To make purchases with Apple Watch, just double-click the side button and hold your device near the reader to finish payment.
How do I set up Apple Pay on iPad? Step 1: Open the settings app on your iPad\r\nStep 2: Select 'Wallet & Apple Pay' and then add 'Credit Card or Access Card'
\r\nStep 3: Follow the onscreen instructions to add your eligible TD Card5\r\n"}}" id="text-3f8e44a6d8" class="cmp-text">
Step 1: Open the settings app on your iPad
Step 2: Select 'Wallet & Apple Pay' and then add 'Credit Card or Access Card'
Step 3: Follow the onscreen instructions to add your eligible TD Card5
You can start using your new TD Credit Card with Apple Pay without having to wait for your physical card to arrive in the mail. Simply add an eligible card to Apple Pay on your iPhone using the TD app. See the previous section above with instructions on how to add your eligible TD Card.
How do I set my TD Card as my default card in Apple Pay? iPhone or iPad\r\n\r\nGo to ‘Settings’ > ‘Wallet & Apple Pay’\r\nTap ‘Default Card’, then choose a TD Card\r\n\r\nYou can also open Wallet, touch and hold a card, then drag it to the front of your cards
\r\n
Apple Watch
\r\n\r\nOpen the Watch app\r\nTap ‘Wallet & Apple Pay’ > ‘Default Card’\r\n Choose a TD Card\r\n\r\nNote: All eligible additional cardholders can add their cards to Apple Pay.
\r\n"}}" id="text-d2e8f3210f" class="cmp-text">iPhone or iPad
Go to ‘Settings’ > ‘Wallet & Apple Pay’ Tap ‘Default Card’, then choose a TD CardYou can also open Wallet, touch and hold a card, then drag it to the front of your cards
Apple Watch
Open the Watch app Tap ‘Wallet & Apple Pay’ > ‘Default Card’ Choose a TD CardNote: All eligible additional cardholders can add their cards to Apple Pay.
Why don't I see all my TD Cards when trying to add them to Apple Pay using the TD app? There are a few reasons why your TD Card may not appear in the TD app as available for Apple Pay:\r\n\r\nThe card may not be eligible for Apple Pay\r\nThe card may be connected to a different profile. If you can't see the card in EasyWeb under My Accounts, this may be the case\r\nYou may be logged in with a different username and password, i.e., for a business account. You need to log in to the TD app with the credentials that are linked to the TD Card you are trying to add\r\n\r\n"}}" id="text-20ba0da058" class="cmp-text">There are a few reasons why your TD Card may not appear in the TD app as available for Apple Pay:
The card may not be eligible for Apple Pay The card may be connected to a different profile. If you can't see the card in EasyWeb under My Accounts, this may be the case You may be logged in with a different username and password, i.e., for a business account. You need to log in to the TD app with the credentials that are linked to the TD Card you are trying to add What can I do if my registration isn’t working in Apple Pay? If you are experiencing issues registering your TD Card with Apple Pay, here are some steps you can follow: \r\n\r\nCheck your TD Card to make sure you have entered your card details correctly \r\nCheck the eligibility of your TD Card with Apple Pay \r\nCheck that your device is compatible with Apple Pay\r\nUpdate your device to the latest version of iOS or iPadOS, watchOS, or macOS\r\nMake sure you are in a supported country or region\r\n\r\nIf you have further questions, contact TD Customer Service at 1-888-292-6288.
\r\n"}}" id="text-60e4f5d672" class="cmp-text">If you are experiencing issues registering your TD Card with Apple Pay, here are some steps you can follow:
Check your TD Card to make sure you have entered your card details correctly Check the eligibility of your TD Card with Apple Pay Check that your device is compatible with Apple Pay Update your device to the latest version of iOS or iPadOS, watchOS, or macOS Make sure you are in a supported country or regionIf you have further questions, contact TD Customer Service at 1-888-292-6288.
What should I do if I use Apple Pay and my TD Card or Apple device is lost or stolen? Lost or stolen TD Access Card\r\nFeel more confident if you misplace your TD Access Card. As an added layer of security, you can easily lock and unlock your TD Access Card through the TD App while you look for it. Learn more.\r\n
Please call 1-866-222-3456 as soon as you discover your TD Access Card is lost or stolen to deactivate your card from use. TD can issue a new TD Access Card that you can add to Apple Pay after it has been activated.
\r\nLost or stolen TD Credit Card
\r\nIf you think you've misplaced your TD Credit Card, lock it in the TD app and unlock when you've found it. Learn more.
Please call TD's Credit Card Contact Centre at 1-800-983-8472 as soon as you discover your credit card is lost or stolen to deactivate your card from use. You will be issued a replacement and will be able to add your new credit card to your mobile wallet in 1 business day using TD Mobile App (account must be open for 30 or more days) or wait until you've received and activated the card.
\r\nLost or stolen Apple device
\r\nYou can contact TD Customer Service at 1-888-292-6288 to deactivate your TD Cards in the device.
With Apple Pay, you authorize each purchase with Face ID, Touch ID or your passcode. And every time you put on your Apple Watch, you need to enter your passcode to unlock the watch. These features will help prevent unauthorized use of Apple Pay on your iPhone, iPad or Apple Watch.
\r\nPlus, if your Apple Device is ever lost or stolen, you have the ability to suspend or permanently remove the ability to pay from that device with Apple Pay. To learn more, visit the Apple website.
\r\n"}}" id="text-8da1e03048" class="cmp-text">Lost or stolen TD Access Card
Feel more confident if you misplace your TD Access Card. As an added layer of security, you can easily lock and unlock your TD Access Card through the TD App while you look for it. Learn more.
Please call 1-866-222-3456 as soon as you discover your TD Access Card is lost or stolen to deactivate your card from use. TD can issue a new TD Access Card that you can add to Apple Pay after it has been activated.
Lost or stolen TD Credit Card
If you think you've misplaced your TD Credit Card, lock it in the TD app and unlock when you've found it. Learn more.
Please call TD's Credit Card Contact Centre at 1-800-983-8472 as soon as you discover your credit card is lost or stolen to deactivate your card from use. You will be issued a replacement and will be able to add your new credit card to your mobile wallet in 1 business day using TD Mobile App (account must be open for 30 or more days) or wait until you've received and activated the card.
Lost or stolen Apple device
You can contact TD Customer Service at 1-888-292-6288 to deactivate your TD Cards in the device.
With Apple Pay, you authorize each purchase with Face ID, Touch ID or your passcode. And every time you put on your Apple Watch, you need to enter your passcode to unlock the watch. These features will help prevent unauthorized use of Apple Pay on your iPhone, iPad or Apple Watch.
Plus, if your Apple Device is ever lost or stolen, you have the ability to suspend or permanently remove the ability to pay from that device with Apple Pay. To learn more, visit the Apple website.
What should I do if I use Apple Pay and my TD Card is expiring? Expiring TD Access Card\r\nAll your personal TD Access Cards will remain active and available for purchases using Apple Pay until the date of expiry on your physical cards. When you receive your new replacement Access Card, activate it at an ATM or by making an in-store purchase with your PIN to avoid any interruption. Once activated, you can add it to Apple Pay.\r\n
Expiring TD Credit Card
\r\nYour personal and business TD Credit Cards will remain active and available for purchases using Apple Pay until the date of expiry on your physical cards. You will be mailed a new card and your new card must be activated in order to use your card. Once activated, your new card is ready to use on Apple Pay automatically.
Expiring TD Access Card
All your personal TD Access Cards will remain active and available for purchases using Apple Pay until the date of expiry on your physical cards. When you receive your new replacement Access Card, activate it at an ATM or by making an in-store purchase with your PIN to avoid any interruption. Once activated, you can add it to Apple Pay.
Expiring TD Credit Card
Your personal and business TD Credit Cards will remain active and available for purchases using Apple Pay until the date of expiry on your physical cards. You will be mailed a new card and your new card must be activated in order to use your card. Once activated, your new card is ready to use on Apple Pay automatically.
Please see the full list of eligible TD Credit Cards and TD Access Cards (Visa Debit feature not available for online purchases) that support Apple Pay.
\r\nNote: Only personal TD Access Cards (not Business TD Access Cards) can be added to Apple Pay. TD Access Cards cannot be added to iPads, and can only be used with Apple Pay for in-store transactions on the Interac® network.
\r\n"}}" id="9" class="cmp-text">To see a full list of devices that are compatible with Apple Pay, visit the Apple website.
Please see the full list of eligible TD Credit Cards and TD Access Cards (Visa Debit feature not available for online purchases) that support Apple Pay.
Note: Only personal TD Access Cards (not Business TD Access Cards) can be added to Apple Pay. TD Access Cards cannot be added to iPads, and can only be used with Apple Pay for in-store transactions on the Interac® network.
Why is my transaction amount sometimes different in the Apple Wallet app? Occasionally, an initial authorization amount will be passed to the Apple Wallet app from locations such as restaurants, gas service stations, hotels and car rental companies, which might be different from the final transaction amount. Note that this is not a charge and you will only be charged the final transaction amount, as it appears on your statement. Always refer to your TD account statement for final transaction details.\r\n"}}" id="text-72ac946dfa" class="cmp-text">Occasionally, an initial authorization amount will be passed to the Apple Wallet app from locations such as restaurants, gas service stations, hotels and car rental companies, which might be different from the final transaction amount. Note that this is not a charge and you will only be charged the final transaction amount, as it appears on your statement. Always refer to your TD account statement for final transaction details.
Can I use Apple Pay for purchases outside Canada? Apple Pay works with your eligible TD Cards in eligible countries and regions that support contactless payments.\r\nNote: Additional fees may be charged for wireless data or foreign transactions.
\r\n"}}" id="text-65ee93907f" class="cmp-text">Apple Pay works with your eligible TD Cards in eligible countries and regions that support contactless payments.
Note: Additional fees may be charged for wireless data or foreign transactions.
Can I use Apple Pay for transit fare? Apple Pay is available for participating transit systems in certain countries and regions. You will need to add your eligible TD Cards to Apple Pay before paying your transit fare.\r\nCompatible cards, including eligible TD Cards, in your Apple Wallet app can also be used with Express Mode, which allows you to pay for transit with Apple Pay without waking or unlocking your Apple device to pay for transit.
\r\nLearn more about how to add a transit card to Apple Pay.
\r\n"}}" id="text-c096ea887c" class="cmp-text">Apple Pay is available for participating transit systems in certain countries and regions. You will need to add your eligible TD Cards to Apple Pay before paying your transit fare.
Compatible cards, including eligible TD Cards, in your Apple Wallet app can also be used with Express Mode, which allows you to pay for transit with Apple Pay without waking or unlocking your Apple device to pay for transit.
Learn more about how to add a transit card to Apple Pay.
Why is my TD Card being declined with Apple Pay? There are several reasons why a TD Card may be declined with Apple Pay:\r\n\r\nInsufficient funds or there is limit on the transaction\r\nThe TD Card details may not have been entered correctly\r\nThe TD Card may not be eligible for Apple Pay\r\nThere may be a problem with Apple Pay or your device which is preventing transactions from going through. Ensure your device is updated to the latest version of iOS or iPadOS, watchOS, or macOS\r\nYou are not in a supported country or region\r\nThe merchant terminal does not support contactless payments\r\n\r\nIf you have any further questions, contact TD Customer Service at 1-888-292-6288.
\r\n"}}" id="text-e123a58256" class="cmp-text">There are several reasons why a TD Card may be declined with Apple Pay:
Insufficient funds or there is limit on the transaction The TD Card details may not have been entered correctly The TD Card may not be eligible for Apple Pay There may be a problem with Apple Pay or your device which is preventing transactions from going through. Ensure your device is updated to the latest version of iOS or iPadOS, watchOS, or macOS You are not in a supported country or region The merchant terminal does not support contactless paymentsIf you have any further questions, contact TD Customer Service at 1-888-292-6288.
Legal\r\n"}}" id="text-578f57a04c" class="cmp-text">Legal
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Your deposits may be insurable by the Canada Deposit Insurance Corporation.
\r\n\r\nCanada Investment Regulatory Organization (CIRO)
\r\nCIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
\r\n\r\n"}}" id="text-959b1239e4" class="cmp-text">Canada Deposit Insurance Corporation
Your deposits may be insurable by the Canada Deposit Insurance Corporation.
Canada Investment Regulatory Organization (CIRO)
CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.
See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.\r\n"}}" id="text-333fa79c60" class="cmp-text">You are now leaving our website and entering a third-party website over which we have no control.
Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.\r\nThird-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
\r\n"}}" id="text-85a67fd483" class="cmp-text">TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.
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\r\nCertain merchants may set their limit under $250. Please check with the merchant about the limit before using Apple Pay.
\r\n"}}" id="1" class="cmp-text">1 iPad does not support POS purchases.
Apple Pay purchases are subject to a $250 limit for point-of-sale purchases and in app availability may be limited.
Certain merchants may set their limit under $250. Please check with the merchant about the limit before using Apple Pay.
2 Please visit Apple website for a complete list of Apple Pay compatible devices.\r\n"}}" id="2" class="cmp-text">2 Please visit Apple website for a complete list of Apple Pay compatible devices.
3 TD Access Cards cannot be used with Apple Pay for online and in-app transactions. TD Access Cards can only be used with Apple Pay for in-store transactions on the Interac® network.\r\n"}}" id="3" class="cmp-text">3 TD Access Cards cannot be used with Apple Pay for online and in-app transactions. TD Access Cards can only be used with Apple Pay for in-store transactions on the Interac® network.
4 Note that some merchants displaying these symbols may still not be setup to accept contactless payments, including Apple Pay.\r\n"}}" id="4" class="cmp-text">4 Note that some merchants displaying these symbols may still not be setup to accept contactless payments, including Apple Pay.
5 TD Access Cards cannot be added to iPads and can only be used with Apple Pay for in-store transactions on the Interac® network.\r\n"}}" id="5" class="cmp-text">5 TD Access Cards cannot be added to iPads and can only be used with Apple Pay for in-store transactions on the Interac® network.
Apple, the Apple logo, Apple Pay, Touch ID, Face ID, iPad, Apple Watch, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.\r\n"}}" id="text-3e23b5b6ab" class="cmp-text">Apple, the Apple logo, Apple Pay, Touch ID, Face ID, iPad, Apple Watch, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
How to Pay Using Apple Pay | TD Canada Trust,AI智能索引,全网链接索引,智能导航,网页索引
- Make payments easily with Apple Pay. Learn how to set up Apple Pay with your eligible TD Credit Card or TD Access Card on all your compatible devices.