TD Access Card with Visa Debit – TD Canada Trust

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EasyWeb WebBroker U.S. Banking My Accounts My Accounts Logout EasyWeb WebBroker U.S. Banking TD Access Card with Visa* Debit\r\n"}}" id="text-eaf0ca707c" class="cmp-text"> TD Access Card with Visa* Debit The TD Access Card is a debit card that gives you easy access to your TD bank account so you can: pay bills, make in-app purchases, shop online and shop internationally in-store1.

\r\n"}}" id="text-e221e60ca6" class="cmp-text">

The TD Access Card is a debit card that gives you easy access to your TD bank account so you can: pay bills, make in-app purchases, shop online and shop internationally in-store1.

View Chequing Accounts Ways to Pay with your TD Access Card Interac" aria-selected="true">

Shop in person with Interac

Shop & pay bills with Visa Debit

Shop internationally with Visa Debit

Interac"}}"> Shop in person with Interac\r\n"}}" id="text-800b8a41d6" class="cmp-text"> Shop in person with Interac Your TD Access Card has Interac Flash® so you can tap to pay up to $250 at participating retailers4.

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Use your TD Access Card to:

\r\n\r\nTap for purchases like coffee, groceries or gas, up to $2504\r\nTap to pay at participating transit agencies in Canada\r\nTap and pay with mobile wallets like Apple Pay, Google Pay, and Samsung Pay\r\n\r\n

Interac Flash® Spend Limits:

\r\n

For your protection, a PIN is needed for purchases over $250 or multiple consecutive Interac Flash® purchases totaling $500.

\r\n"}}" id="text-96abc96571" class="cmp-text">

Your TD Access Card has Interac Flash® so you can tap to pay up to $250 at participating retailers4.

Use your TD Access Card to:

Tap for purchases like coffee, groceries or gas, up to $2504 Tap to pay at participating transit agencies in Canada Tap and pay with mobile wallets like Apple Pay, Google Pay, and Samsung Pay

Interac Flash® Spend Limits:

For your protection, a PIN is needed for purchases over $250 or multiple consecutive Interac Flash® purchases totaling $500.

Shop online and pay bills with Visa Debit\r\n"}}" id="text-2c73bcec80" class="cmp-text"> Shop online and pay bills with Visa Debit The Visa Debit feature of your TD Access Card lets you shop securely online at thousands of Canadian and international websites, using money directly from your TD Canada Trust bank account.

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Use your Visa Debit to:

\r\n\r\nPay and subscribe to streaming services\r\nOrder food online or through apps\r\nPay recurring bills like internet, phone, or utilities\r\n\r\n"}}" id="text-7b9b1f586c" class="cmp-text">

The Visa Debit feature of your TD Access Card lets you shop securely online at thousands of Canadian and international websites, using money directly from your TD Canada Trust bank account.

Use your Visa Debit to:

Pay and subscribe to streaming services Order food online or through apps Pay recurring bills like internet, phone, or utilities Shop in-store worldwide with Visa Debit\r\n"}}" id="text-d944efc2cc" class="cmp-text"> Shop in-store worldwide with Visa Debit Visa Debit on your TD Access Card is accepted in over 200 countries outside Canada. It also lets you withdraw cash at more than 2.2 million ATMs worldwide where Visa is accepted1.

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Use Visa Debit to:

\r\n\r\nSelect "Debit" when prompted between "Debit" or "Credit"\r\nEnter your PIN or sign a receipt at some retailers\r\nWithdraw cash at ATMs5 displaying the Visa acceptance mark\r\n\r\n"}}" id="text-a5833e0a21" class="cmp-text">

Visa Debit on your TD Access Card is accepted in over 200 countries outside Canada. It also lets you withdraw cash at more than 2.2 million ATMs worldwide where Visa is accepted1.

Use Visa Debit to:

Select "Debit" when prompted between "Debit" or "Credit" Enter your PIN or sign a receipt at some retailers Withdraw cash at ATMs5 displaying the Visa acceptance mark How to pay with Visa Debit Enjoy the simplicity of Visa Debit for online, international and in-app purchases, along with recurring payments and subscriptions. Visa Debit makes it easy to pay wherever Visa is accepted.

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Enjoy the simplicity of Visa Debit for online, international and in-app purchases, along with recurring payments and subscriptions. Visa Debit makes it easy to pay wherever Visa is accepted.

Select your card

Select 'Visa Debit' or 'Visa' as the payment option at checkout, where Visa is accepted1

Enter your details

Enter your TD Access Card number, expiry date and 3 digit CVV code found at the back of your card

Save your details

Store your card with your favourite retailers or mobile apps for faster checkout

Manage your TD Access Card\r\n"}}" id="text-7283e7803b" class="cmp-text"> Manage your TD Access Card

Secure your card with lock & unlock features

Instantly lock your TD Access Card while maintaining pre-authorized payments, bill payments and transfers.

View and change transaction limits

Manage spend limits easily in the TD mobile app. Effectively manage your budget by adjusting your spend limits for ATM withdrawals, point-of-sale purchases and online/telephone banking.

Fraud protection at your fingertips\r\n"}}" id="text-7bede3971e" class="cmp-text"> Fraud protection at your fingertips

TD Fraud Alerts

We will instantly2 send you text messages notifying you if we detect suspicious activity made with your TD Access Card for your personal banking accounts.

Visa Zero Liability Policy3 and Interac Zero Liability Policy

You won't be held responsible for unauthorized charges made with your card so you can shop with confidence.3

Dispute a transaction

Don’t recognize a transaction on your TD Access Card and need to dispute it? We can help guide you through the dispute process.

In-app Authentication

As another layer of protection when online shopping, use the TD app to review and verify your recent online transactions. When prompted while checking out online, log in to the TD app using your biometrics ID or login credentials to quickly review and verify your recent online transactions.

Frequently Asked Questions What Are the Foreign Exchange Fees When Using My TD Access Card Outside Canada? When you make foreign currency purchases with your TD Access Card, different fees apply depending on your card type:

\r\n

If your TD Access Card has a Visa Debit logo:

\r\n\r\nA foreign exchange fee of 3.5% is charged on the Canadian dollar amount after converting from the foreign currency.\r\nThe conversion rate is set by Visa International.\r\n\r\n

If your TD Access Card does not have a Visa Debit logo (uses NYCE):

\r\n\r\nA foreign exchange fee of 3.5% is added to the exchange rate set by Interac®.\r\n\r\n

\r\n"}}" id="text-12cfefd3a2" class="cmp-text">

When you make foreign currency purchases with your TD Access Card, different fees apply depending on your card type:

If your TD Access Card has a Visa Debit logo:

A foreign exchange fee of 3.5% is charged on the Canadian dollar amount after converting from the foreign currency. The conversion rate is set by Visa International.

If your TD Access Card does not have a Visa Debit logo (uses NYCE):

A foreign exchange fee of 3.5% is added to the exchange rate set by Interac®.

How secure is the TD Access Card? TD Access Cards are designed with security in mind.

\r\n\r\nEach card has an embedded microchip that stores information in a secure, encrypted format\r\nThis helps prevent unauthorized users from copying or accessing your information when using chip-enabled terminals or ATMs\r\n\r\n"}}" id="text-7561ca932b" class="cmp-text">

TD Access Cards are designed with security in mind.

Each card has an embedded microchip that stores information in a secure, encrypted format This helps prevent unauthorized users from copying or accessing your information when using chip-enabled terminals or ATMs How do I change my PIN for my TD Access Card? It’s easy to reset your Personal Identification Number (PIN). You can do this at a TD ATM or by visiting your branch.

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At any TD Bank Green Machine ATM:

\r\n\r\nInsert your card and select Change PIN from the Welcome screen\r\nIf you have a customized Welcome screen, select More Transactions to find the Change PIN option\r\n\r\n

If you’ve forgotten your PIN, you’ll need to visit your branch

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At any TD Canada Trust branch:

\r\n\r\nVisit your local branch\r\nA Customer Service representative will assist you with changing your PIN\r\n\r\n"}}" id="text-49b828eef9" class="cmp-text">

It’s easy to reset your Personal Identification Number (PIN). You can do this at a TD ATM or by visiting your branch.

At any TD Bank Green Machine ATM:

Insert your card and select Change PIN from the Welcome screen If you have a customized Welcome screen, select More Transactions to find the Change PIN option

If you’ve forgotten your PIN, you’ll need to visit your branch

At any TD Canada Trust branch:

Visit your local branch A Customer Service representative will assist you with changing your PIN What Should I Do If My TD Access Card Is Lost or Stolen? Take quick action to protect your account and get a replacement card:

\r\n

To lock your card:

\r\n\r\nFollow the steps here\r\n\r\n

To replace your card:

\r\n\r\nCall 1-866-222-3456\r\nOr visit your nearest TD Canada Trust branch\r\n\r\n

Stay on top of your account activity:

\r\n\r\nRegularly check your TD Canada Trust bank account to ensure all transactions are yours\r\nReview your activity online using EasyWeb or through mailed statements\r\n\r\n

Note: Use of your TD Access Card is governed by the Financial Services Terms and Access Agreement

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Take quick action to protect your account and get a replacement card:

To lock your card:

Follow the steps here

To replace your card:

Call 1-866-222-3456 Or visit your nearest TD Canada Trust branch

Stay on top of your account activity:

Regularly check your TD Canada Trust bank account to ensure all transactions are yours Review your activity online using EasyWeb or through mailed statements

Note: Use of your TD Access Card is governed by the Financial Services Terms and Access Agreement

How to Check Your TD Access Card Transaction Limits Easily view your TD Access Card transaction limits — including your Interac e-Transfer® sending limits — using the TD app.

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Follow these steps in the TD app:

\r\n\r\n

Tap the main menu (top left corner) and select Banking Services

\r\n\r\n

Select Transaction Limits

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You can also find this information under the Summary tab on your Chequing account page in the app.

\r\n"}}" id="text-a84d1e2728" class="cmp-text">

Easily view your TD Access Card transaction limits — including your Interac e-Transfer® sending limits — using the TD app.

Follow these steps in the TD app:

Tap the main menu (top left corner) and select Banking Services

Select Transaction Limits

You can also find this information under the Summary tab on your Chequing account page in the app.

What are the transaction and foreign exchange fees at non-TD ATMs outside of Canada? Transaction Fee

\r\n\r\n$3 per withdrawal in the United States or Mexico\r\n$5 per withdrawal in any other country outside of Canada, the U.S., or Mexico\r\nNo service fees at TD Bank, AMCB ATMs\r\nNo service fees if you have a TD All-Inclusive Banking Plan or a TD Wealth Private Banking Account\r\n\r\n

Foreign Exchange Fee

\r\n\r\nThe total transaction amount, including any ATM provider fees, is converted to Canadian dollars based on the Visa International* exchange rate in effect on the date the transaction is posted to your account\r\nA fee equal to 3.5% of the total converted transaction amount is charged\r\n\r\n"}}" id="text-11e9c6b91a" class="cmp-text">

Transaction Fee

$3 per withdrawal in the United States or Mexico $5 per withdrawal in any other country outside of Canada, the U.S., or Mexico No service fees at TD Bank, AMCB ATMs No service fees if you have a TD All-Inclusive Banking Plan or a TD Wealth Private Banking Account

Foreign Exchange Fee

The total transaction amount, including any ATM provider fees, is converted to Canadian dollars based on the Visa International* exchange rate in effect on the date the transaction is posted to your account A fee equal to 3.5% of the total converted transaction amount is charged How to manage your PIN for your TD Access Card? It's recommended to create a PIN of your choice that is at least four digits long.

\r\n

Change your PIN at any time:

\r\n\r\nVisit any TD branch to change your PIN after verifying your identity\r\nIf you forget your PIN, visit a branch to receive a new one\r\nYou can also change your PIN at any TD ATM\r\n\r\n

Always protect your PIN:

\r\n\r\nNever share your PIN with anyone\r\nKeep your PIN and Credentials separate from your Card\r\nChoose a PIN that’s not easy to guess (avoid your birthday, phone number, or address)\r\nWhen entering your PIN, shield the keypad to keep it private\r\n\r\n

Using your TD Access Card internationally:

\r\n\r\nUse a 4-digit PIN to access ATMs outside Canada using the Visa PLUS network\r\nMake sure the TD Canada Trust accounts you want to access are linked to your Chequing account \r\nFind a PLUS ATM at your next destination\r\n\r\n"}}" id="text-41321bfc33" class="cmp-text">

It's recommended to create a PIN of your choice that is at least four digits long.

Change your PIN at any time:

Visit any TD branch to change your PIN after verifying your identity If you forget your PIN, visit a branch to receive a new one You can also change your PIN at any TD ATM

Always protect your PIN:

Never share your PIN with anyone Keep your PIN and Credentials separate from your Card Choose a PIN that’s not easy to guess (avoid your birthday, phone number, or address) When entering your PIN, shield the keypad to keep it private

Using your TD Access Card internationally:

Use a 4-digit PIN to access ATMs outside Canada using the Visa PLUS network Make sure the TD Canada Trust accounts you want to access are linked to your Chequing account Find a PLUS ATM at your next destination Interac® security features for the TD Access Card?"}}" id="accordion-b65a6ee3e8-item-a41d7143f0"> What are the Visa and Interac® security features for the TD Access Card? Your TD Access Card comes with built-in security features to help protect you when shopping online or in person.

\r\n

Visa Secure*

\r\n\r\nA free service from Visa, Visa Canada, TD, and participating retailers that adds an extra layer of protection when you shop online\r\nWorks automatically—no sign-up or password required\r\nHelps verify your identity and protect against fraudulent transactions, operating in the background for added convenience\r\n\r\n

Visa Zero Liability*

\r\n\r\nApplies to all online and international transactions made with your TD Access Card\r\nYou won’t be held responsible for unauthorized transactions if you've met your obligations outlined in the Access Agreement\r\nYou're automatically protected—no additional sign-up needed\r\n\r\n

Interac® Zero Liability

\r\n\r\nApplies to unauthorized Interac Flash® transactions\r\nYou are not liable for unauthorized transactions if you’ve met your obligations under the Access Agreement\r\n\r\n

Interac Flash® Spend Limits

\r\n\r\nFor your protection, a PIN is required for:\r\n\r\n\r\nSingle purchases over $250\r\nMultiple consecutive Interac Flash® purchases that exceed $5004\r\n\r\n

For more tips and tools, visit the TD Stories Fraud Prevention Hub.

\r\n"}}" id="text-e6dc9ae085" class="cmp-text">

Your TD Access Card comes with built-in security features to help protect you when shopping online or in person.

Visa Secure*

A free service from Visa, Visa Canada, TD, and participating retailers that adds an extra layer of protection when you shop online Works automatically—no sign-up or password required Helps verify your identity and protect against fraudulent transactions, operating in the background for added convenience

Visa Zero Liability*

Applies to all online and international transactions made with your TD Access Card You won’t be held responsible for unauthorized transactions if you've met your obligations outlined in the Access Agreement You're automatically protected—no additional sign-up needed

Interac® Zero Liability

Applies to unauthorized Interac Flash® transactions You are not liable for unauthorized transactions if you’ve met your obligations under the Access Agreement

Interac Flash® Spend Limits

For your protection, a PIN is required for: Single purchases over $250 Multiple consecutive Interac Flash® purchases that exceed $5004

For more tips and tools, visit the TD Stories Fraud Prevention Hub.

Will My Account Stay Safe if My TD Access Card Is Lost or Stolen? TD Access Cards are designed with advanced security features to help protect your account — even if your card is lost or stolen.

\r\n

Here's how your card helps keep your account secure:

\r\n\r\nVisa® Zero Liability – You're not liable for unauthorized transactions made online or internationally, as long as your obligations are met under the Access Agreement\r\nInterac® Zero Liability – You're not responsible for unauthorized Interac Flash® transactions if your card is compromised and obligations are met\r\nTD Fraud Alerts – Stay informed and protected with real-time alerts.\r\n\r\n

If Interac Flash® is enabled:

\r\n\r\nYour card may be used for a single tap transaction up to $250, or up to $500 in consecutive transactions without a PIN\r\n\r\n

Extra protection with the TD app:

\r\n\r\nLock Card – Use this feature to temporarily disable certain transactions if you've misplaced your card\r\n\r\n

To use:

\r\n\r\nOpen the TD app\r\nGo to Manage Access Cards from the slide-out menu\r\nSelect Lock Card to lock the card of your choice\r\n\r\n"}}" id="text-b446b3c9b8" class="cmp-text">

TD Access Cards are designed with advanced security features to help protect your account — even if your card is lost or stolen.

Here's how your card helps keep your account secure:

Visa® Zero Liability – You're not liable for unauthorized transactions made online or internationally, as long as your obligations are met under the Access Agreement Interac® Zero Liability – You're not responsible for unauthorized Interac Flash® transactions if your card is compromised and obligations are met TD Fraud Alerts – Stay informed and protected with real-time alerts.

If Interac Flash® is enabled:

Your card may be used for a single tap transaction up to $250, or up to $500 in consecutive transactions without a PIN

Extra protection with the TD app:

Lock Card – Use this feature to temporarily disable certain transactions if you've misplaced your card

To use:

Open the TD app Go to Manage Access Cards from the slide-out menu Select Lock Card to lock the card of your choice Additional Resources Make the most of mobile banking with the TD app

To keep you up to date with all of the ways you can bank wherever and whenever with TD, here are some things you may have not realized you can do with the TD app.

How to help prevent fraud: online shopping scams

Here are some tips to spot fake online shopping websites and protect yourself from online shopping scams.

Ready to open a TD Chequing Account?

Whether you have extensive or simple banking needs or you're new to Canada, all our Chequing Accounts are designed to offer a unique combination of benefits and options to meet your needs.

View Accounts Legal

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Canada Investment Regulatory Organization (CIRO)

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CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

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www.ciro.ca

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Canada Deposit Insurance Corporation

Your deposits may be insurable by the Canada Deposit Insurance Corporation.

Learn more

Canada Investment Regulatory Organization (CIRO)

CIRO regulation applies to TD Investment Services Inc. a separate company from and a wholly-owned subsidiary of the Toronto-Dominion Bank.

www.ciro.ca

See you in a bit\r\n"}}" id="text-9b11cbd20f" class="cmp-text"> See you in a bit You are now leaving our website and entering a third-party website over which we have no control.

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You are now leaving our website and entering a third-party website over which we have no control.

Continue to Site Back to TD Bank TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

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Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

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TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. Member FDIC. Accounts issued by TD Bank, N.A. are not insured by Canada Deposit Insurance Corporation. TD Canada Trust does not provide service on TD Bank, N.A. products.

1 Fees apply, see our About our Accounts and Related Services document for more information.

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1 Fees apply, see our About our Accounts and Related Services document for more information.

2 You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third-party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile. Receipt of the text message may also be delayed or prevented if the mobile phone number on file isn’t active and/or connected to a cellular network at the time suspicious activity is detected.

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3 Visa Zero Liability applies to all online and international transactions. Should your TD Access Card become compromised, you will not be held liable as long as you have met your obligations as outlined in the Access Agreement, including your responsibility to protect your PIN. You are automatically protected and no additional sign-up is required.

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4 Certain merchants may set their limit below $250 for single purchases. Please check with the merchant about the limit before using Interac Flash®

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4 Certain merchants may set their limit below $250 for single purchases. Please check with the merchant about the limit before using Interac Flash®

5 ATM withdrawal is subject to fee and/or exchange rates.

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5 ATM withdrawal is subject to fee and/or exchange rates.

Interac Flash®, the Interac logo and Interac e-Transfer are registered trade-marks of Interac Corp. Used under license.

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Interac Flash®, the Interac logo and Interac e-Transfer are registered trade-marks of Interac Corp. Used under license.

*Trademark of Visa International Service Association and used under license.

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*Trademark of Visa International Service Association and used under license.

®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

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®The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

See Interac Flash® spend limits: For your protection, a PIN is required for single purchases above $250 or $500 in multiple consecutive Interac Flash® purchases.

TD Access Card with Visa Debit – TD Canada Trust,AI智能索引,全网链接索引,智能导航,网页索引

Use your TD Access Card with Visa* Debit to shop securely online and internationally wherever Visa is accepted.